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$499,000
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Property Description
Located in Highland Lake Estates in Lago Vista, this spacious home sits on a lot with shady oaks, hill country views and offers 4 bedrooms (2 with en suites), 3 full bathrooms. Enjoy outdoor living with an above-ground pool and storage shed, plus the option to purchase the additional lot behind the home for $49,000 for even more space and privacy. This home is also handicap-friendly and designed for easy accessibility, making it a great option for those wanting an aging-in-place layout. Conveniently located near golf, waterfront parks, hiking trails, and fishing, you'll love the natural beauty, wildlife, and peaceful Hill Country surroundings that make Lago Vista feel like a getaway year-round.
Full Property Details
Full Property Details for 20702 Harding Cove
General
- Price: $499,000
- HOA FEE: $20/month
- HOA FEE FREQ.: Annually
- Taxes: $9,099 (2025)
- Status: Active
- Type: Single Family
- Source: Austin_MLS
- MLS ID: 8046178
- Updated: 2/25/2026
- Added to Site: 11 day(s) ago
Interior
- Interior Features: Ceiling Fan(s), Double Vanity, Eat-in Kitchen, Granite Counters, Interior Steps, Main Level Primary, Multiple Primary Suites, Pantry, Walk-In Closet(s)
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room
- Appliances: Dishwasher, Disposal
- Flooring: Carpet, Laminate, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main: 3
Other Rooms
- Library: Yes
- Laundry: Laundry Room
Additional Information
- Shared Amenities: Barbecue, Common Grounds/Area, Clubhouse, Fitness Center, Fishing, Golf, Lake, Library, Playground, Park, Pool, Airport/Runway, Sport Court(s), Tennis Court(s), Trails/Paths
- Shared Pool: Yes
- Pool: Yes
- Private Pool: Yes
- Pool Description: Above Ground, Fenced, Community
- Spa Description: None
- Tennis: Yes
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Private Yard, Rain Gutters
- Porch/Patio/Deck: Rear Porch, Deck, Enclosed, Front Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Total Spaces: 8
- Parking Features: Attached, Driveway, Garage Faces Front, Garage, See Remarks
Location
- Area: LN
- County: Travis
- Subdivision: Highland Lake Estates Sec 15
- Driving Directions: From 20624 FM 1431, take FM 1431 toward Lago Vista, RIGHT on Lohman Ford Rd, LEFT on Boggy Ford Rd, LEFT on Allegiance, RIGHT on Hamilton, RIGHT on Henry, LEFT on Harding Cv.
- Direction Faces: Southwest
School Information
- Elem School District: Lago Vista ISD
- Midd School District: Lago Vista ISD
- High School District: Lago Vista ISD
- Elementary School: Lago Vista
- Middle School: Lago Vista
- High School: Lago Vista
Community
- Association: Yes
- Assoc. Name: Lago Vista POA
- Assoc. Fees Include: Common Area Maintenance
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Electric
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Sewer: Public Sewer
- Water: Public
- Cable Available: Yes
- Utility Description: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected
Structural Information
- Detached/Attached: Detached
- Construction: HardiPlank Type, Stone
- Roof: Composition, Shingle
- Windows: Blinds, Window Treatments
- Stories/Levels: 2
- Square Feet: 2,233
- Sq. Ft. Source: Public Records
- Living Area: 2,233 Sq. Ft.
- Year Built: 2001
- Year Built Source: Public Records
- Property Condition: Resale
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Property View: Hills
- Lot Size (Acres): 0.2432
- Lot Size (Sq. Ft.): 10,593.79
- Fence: Yes
- Lot Features: Close to Clubhouse, Near Golf Course, Gentle Sloping, Landscaped, Private, Sloped Up, Trees Medium Size, Views, Xeriscape
- Fencing (Description): Back Yard, Gate, Privacy, Wood
Water Features
- Water Front Name: Lake Travis
- Water Front Desc.: Lake Privileges
- Lake Front: Yes
Green Features
- Water Conservation: Water-Smart Landscaping
Financial Considerations
- Association Fee: $240
- Assoc Fee Freq.: Annually
- Assessment Amount: $427,041
- Tax Amount: $9,099.11
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Documents Avail.: Aerial, Survey
- Multiple Parcels: Yes
- Legal Description: LOT 15072 HIGHLAND LAKE ESTATES SEC 15
- Disclosures/Reports: Seller Disclosure
- Property ID: 1648613190000
- Lot Number: 15072
Listed by eXp Realty, LLC
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Schools
Schools serving 20702 Harding Cove
School District:Lago Vista Independent School District
| Name | Grades | Distance |
|---|---|---|
Lago Vista Elementary School 20311 Dawn Drive, Lago Vista, TX 78645 | K-3 | 2.4 mi |
Lago Vista Intermediate School 20801 Fm 1431, Lago Vista, TX 78645 | 4-5 | 4 mi |
Lago Vista Middle School 8039 Bar K Ranch Road, Lago Vista, TX 78645 | 6-8 | 4 mi |
Lago Vista High School 5185 Lohman Ford Road, Lago Vista, TX 78645 | 9-12 | 2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20702 Harding Cove
Date
Details
Price
Change
Source
2/14/2026
Listed
$499,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 20702 Harding Cove
Year
Property Taxes
Change
Tax Assessment
Change
2024
100%
$427,041
-9%
2024
-100%
$469,465
—
2022
$4,560
—
$469,086
-4%
2022
$4,560
-6%
$486,569
92%
2021
$4,835
-26%
$253,929
-2%
2020
$6,573
-2%
$259,200
-8%
2020
$6,674
-7%
$282,907
4%
2018
$7,153
18%
$272,023
7%
2016
$6,059
-9%
$253,659
7%
2017
$6,664
12%
$236,264
4%
2015
$5,926
-1%
$227,520
1%
2014
$5,998
5%
$226,098
7%
2013
$5,714
—
$212,151
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20702 Harding Cove
20702 Harding Cove, Jonestown, TX 78645 (MLS# 8046178) is a Single Family property with 4 bedrooms and 3 full bathrooms. 20702 Harding Cove is currently listed for $499,000 and was received on February 14, 2026. Want to learn more about 20702 Harding Cove? Do you have questions about finding other Single Family real estate for sale in Jonestown? You can browse all Jonestown real estate or contact a Coldwell Banker agent to request more information.

