Date
Details
Price
Change
Source
4/27/2026
Listed
$985,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$985,000 Just Listed
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Property Description
Set on a premier stretch of open water on Richland Chambers Lake, this refined lakefront home in Francisco Bay delivers a seamless blend of craftsmanship, comfort, and elevated lake living. On approximately 1.63 acres with an impressive 186 feet of shoreline, the property captures expansive water views while offering privacy, space, and effortless access to the lake. Designed in a modern farmhouse Craftsman style, the layout is approximately 2,850 square feet with 4 bedrooms and 3 full baths, thoughtfully arranged for both everyday life and guests. Vaulted ceilings, rich wood and stone finishes, and abundant natural light create a warm yet upscale vibe. The open-concept living areas flow easily into a well-appointed kitchen featuring granite countertops, double ovens, and generous cabinetry-ideal for gathering after a day on the water. The primary suite is a private retreat with an ensuite bath, dual vanities, and walk-in closet, while additional bedrooms offer flexibility for guests with ensuite and Jack-and-Jill configurations. Every space is designed with comfort and function in mind, complete with decorative lighting, and quality finishes throughout. Outdoors, the experience continues with a covered rear porch and deck overlooking the lake-perfect for morning coffee or evening entertaining. The boathouse, covered dock, and personal watercraft lift provide immediate access to open water, making boating, fishing, and lake days part of your everyday routine. A mosquito mist system, sprinkler system, and landscaped grounds further enhance the usability of the property year-round. Additional highlights include a 3-car oversized garage, circular driveway, and access to gated community amenities including a pool, boat ramp, and fishing areas. This is a rare opportunity to own a thoughtfully designed waterfront home that offers both refined living and the freedom of a quieter, lake-centered lifestyle-without sacrificing quality, space, or convenience.
Full Property Details
Full Property Details for 3212 Francisco Bay Dr
General
- Price: $985,000
- HOA FEE: $83/month
- HOA FEE FREQ.: Semi-Annually
- Taxes: $11,944
- Status: Active
- Type: Single Family
- Source: NTREIS
- MLS ID: 21240459
- Updated: 4/28/2026
- Added to Site: 2 day(s) ago
Interior
- Interior Features: Built-in Features, Chandelier, Decorative/Designer Lighting Fixtures, Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s), Wired for Data, Walk-In Closet(s), Wired for Sound
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Den, Raised Hearth, Wood Burning
- Appliances: Double Oven, Dishwasher, Electric Cooktop, Electric Water Heater, Disposal, Microwave, Refrigerator, Tankless Water Heater, Vented Exhaust Fan
- Flooring: Slate, Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Common Area, Washer Hookup, Dryer Hookup, ElectricDryer Hookup, Laundry in Utility Room
Additional Information
- Shared Pool: Yes
- Pool: Yes
- Pool Description: None, Community
- Security/Safety: Fire Alarm, Gated Community, Smoke Detector(s), Security Service
Exterior
- Exterior Features: Boat Slip, Dock, Fire Pit, Lighting, Rain Gutters
- Porch/Patio/Deck: Rear Porch, Deck, Covered, Mosquito System
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: Additional Parking, Circular Driveway, Covered, Door-Multi, Direct Access, Door-Single, Driveway, Enclosed, Garage, Garage Door Opener, Inside Entrance, Kitchen Level, Lighted, On Site, Off Street, Oversized, Parking Pad, Garage Faces Side
Location
- County: Navarro
- Subdivision: Francisco Bay I
- Driving Directions: GPS to location, SOP
School Information
- Elem School District: Kerens ISD
- Midd School District: Kerens ISD
- High School District: Kerens ISD
- Elementary School: Kerens
- Middle School: Kerens
- High School: Kerens
Community
- Gated community: Yes
- Association: Yes
- Assoc. Name: Francisco Bay POS
- Assoc. Fees Include: All Facilities, Maintenance Grounds
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Electric
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Sewer: None, Septic Tank
- Water: Community/Coop
- Utility Description: Electricity Available, Electricity Connected, None, Septic Available, Separate Meters, Sewer Not Available, Underground Utilities, Water Available
Structural Information
- Property Detached: Yes
- Architectural Style: Craftsman, Farmhouse, Modern, Detached
- Structure Type: House
- Detached/Attached: Detached
- Construction: Fiber Cement, Rock, Stone
- Roof: Composition, Shingle
- Windows: Window Coverings
- Stories/Levels: 1
- Living Area: 2,850 Sq. Ft.
- Year Built: 2010
Lot Features
- Property View: Water
- Lot Size (Acres): 1.63
- Lot Size (Sq. Ft.): 71,002.8
- Lot Size Source: Public Records
- Frontage: All Weather Road, Private Road, Asphalt
- Lot Features: Back Yard, Cleared, Lawn, Landscaped, Level, Subdivision, Sprinkler System, Few Trees, Waterfront
- Trees/Vegetation: Cleared
- Fencing (Description): Back Yard, Metal
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Name: Richland-Chambers
- Water Front Desc.: Boat Dock/Slip, Boat Ramp/Lift Access, Lake Front, Waterfront
- Lake Front: Yes
- Boat Dock Slip: Yes
Financial Considerations
- For Sale/Rent/Lease: For Sale
- Association Fee: $500
- Assoc Fee Freq.: Semi-Annually
- Tax Amount: $11,944
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Documents Avail.: Aerial, Survey
- Legal Description: F0530 FRANCISCO BAY I BLK 1 LOT 7R 1.63 ACRES
- Disclosures/Rstr.: Deed Restriction
- Property ID: 66122
- Block: 1
- Lot Number: 7R
Listed by RE/MAX Lakeside Dreams, Julie Teel and RE/MAX Lakeside Dreams, Debbie Bonner
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agents
— 3212 Francisco Bay Dr —
Julie Teel
RE/MAX Lakeside Dreams
Debbie Bonner
RE/MAX Lakeside Dreams
903-874-0003
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 3212 Francisco Bay Dr
School District:Kerens Independent School District
| Name | Grades | Distance |
|---|---|---|
Kerens School 200 Bobcat Lane, Kerens, TX 75144 | PK-12 | 4.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3212 Francisco Bay Dr
Tax History
Tax History for 3212 Francisco Bay Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$12,070
35%
$769,810
10%
2023
$8,963
-6%
$699,827
10%
2023
$9,557
-5%
$636,206
21%
2021
$10,022
-2%
$525,790
-18%
2022
$10,225
—
$637,460
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3212 Francisco Bay Dr
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- Single Family
- Active
- Updated 14 hours ago
- 4Beds
- 3Total Baths
3212 Francisco Bay Drive, Kerens, TX 75144 (MLS# 21240459) is a Single Family property with 4 bedrooms and 3 full bathrooms. 3212 Francisco Bay Drive is currently listed for $985,000 and was received on April 27, 2026. Want to learn more about 3212 Francisco Bay Drive? Do you have questions about finding other Single Family real estate for sale in Kerens? You can browse all Kerens real estate or contact a Coldwell Banker agent to request more information.