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$180,000 Just Listed
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Property Description
This serene waterfront lot already includes a private boat dock with oversized party deck, a tree house overlooking a lush lawn and beautiful, mature trees, and even an RV hook-up already installed on the property. Now it's just waiting for you to build your dream home! This lot sits directly across from the private community boat ramp, two docks, and a large pavilion perfect for entertaining and gatherings. Whether you're imagining weekend getaways to rewind and reset, or that full-time lake life, this beautiful and well-maintained lot is ideal for a custom house that can be built to your needs. Enjoy the tranquility and natural beauty of Cedar Creek Lake while being just minutes from nearby restaurants and shopping, and only about an hour drive into Dallas. **This listing is for Lot 23 only**
Full Property Details
Full Property Details for 109 N Bay Cir
General
- Price: $180,000
- HOA FEE: $13/month
- HOA FEE FREQ.: Annually
- Status: Active
- Type: Lots/Land
- Source: NTREIS
- MLS ID: 21393014
- Updated: Today (9/23/2026)
- Added to Site: Today
Exterior
- Exterior Features: Boat Slip, Dock, Lighting, RV Hookup
Parking
- Parking Features: Boat, RV Access/Parking
Location
- County: Henderson
- Subdivision: Timber Bay
- Driving Directions: Head east on US-175 toward Mabank. Take the TX-198 exit. Turn right onto TX-198 S. Turn right onto N Cherokee Shores Dr, then left onto Choctaw Dr, right onto Double Bridge Rd, right onto Timber Rd, and left onto N Bay Cir. 109 N Bay Circle Lot 23 will be on your left, to the right of Lot 24.
School Information
- Elem School District: Eustace ISD
- Midd School District: Eustace ISD
- High School District: Eustace ISD
- Elementary School: Eustace
- Middle School: Eustace
- High School: Eustace
Community
- Gated community: Yes
- Association: Yes
- Assoc. Name: Timber Bay Property Owners Association
- Assoc. Fees Include: All Facilities
Utilities
- Sewer: Septic Tank
- Water: Public
- Utility Description: Electricity Available, Municipal Utilities, Sewer Available, Septic Available, Water Available
Structural Information
- Detached/Attached: Detached
- Current Bldg. Use: Residential, Single Family
- Year Built: 2025
Lot Features
- Lot Size (Acres): 0.1697
- Lot Size (Sq. Ft.): 7,390
- Lot Size Source: Owner
- Frontage: Private Road, Asphalt
- Lot Features: Subdivided, Waterfront
- Development Status: Site Plan Approved
- Potential Use: Residential, Single Family
- Trees/Vegetation: Grassed, Partially Wooded
- Zoning: Residential
- Fencing (Description): Metal
Water Features
- Water Front: Yes
- Water Front Name: Cedar Creek
- Water Front Desc.: Boat Dock/Slip, Lake Front, Waterfront
- Lake Front: Yes
- Boat Dock Slip: Yes
Financial Considerations
- Association Fee: $150
- Assoc Fee Freq.: Annually
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Documents Avail.: Aerial, Survey
- Legal Description: LTS 23 & 24 AB 487 J M MENDOZA SUR, TIMBER BAY
- Disclosures/Rstr.: Municipal Utility District Disclosure
- Property ID: 286501
- Block: A
- Lot Number: 23
Listed by Real Broker, LLC, Michelle Dacus
Get Pre-Approved Today
Schools
Schools serving 109 N Bay Cir
School District:Eustace Independent School District
| Name | Grades | Distance |
|---|---|---|
Eustace Intermediate School 205 Henderson Street, Eustace, TX 75124 | 3-5 | 6 mi |
Eustace Primary School 211 Henderson Street, Eustace, TX 75124 | PK-2 | 6.1 mi |
Eustace Middle School 318 Farm to Market 316 South, Eustace, TX 75124 | 6-8 | 6.2 mi |
Eustace High School 350 Farm to Market Road 316, Eustace, TX 75124 | 9-12 | 6.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 N Bay Cir
Date
Details
Price
Change
Source
9/23/2026
Listed
$180,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 109 N Bay Cir
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,616
-3%
$185,705
—
2023
$2,684
—
$184,895
2%
2023
$2,684
-86%
$181,860
-53%
2022
$18,671
537%
$388,900
146%
2021
$2,932
131%
$157,900
152%
2020
$1,269
2%
$62,590
5%
2019
$1,250
12%
$59,710
—
2018
$1,119
—
$59,650
—
2017
$1,115
—
$59,410
—
2016
$1,113
—
$59,410
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 N Bay Cir
109 N Bay Circle, Mabank, TX 75156 (MLS# 21393014) is a Lots/Land property with a lot size of 0.1697 acres. 109 N Bay Circle is currently listed for $180,000 and was received on September 23, 2026. Want to learn more about 109 N Bay Circle? Do you have questions about finding other Lots/Land real estate for sale in Mabank? You can browse all Mabank real estate or contact a Coldwell Banker agent to request more information.

