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$749,000 -$20,000 (-2.6%) Price Reduced

  • For Sale
  • Active
  • Duplex
  • 10 Beds
  • 6 Full Baths
  • 4,370 Sq. Ft.
  • 0.16 Acres
  • 4 Car Garage
  • Updated 2 days ago
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Rare opportunity to own a brand-new luxury duplex just steps from Historic Downtown McKinney. This three-story new construction offers nearly 7,000 square feet total (approx. 2,185 SF per side), blending modern design with unmatched flexibility for investors, multi-generational living, or owner-occupants seeking rental income. Each unit features 5 bedrooms, 3 full baths, a private 2-car garage, and a fenced yard ideal for pets. Thoughtfully designed for functionality and comfort, the main level includes a spacious island kitchen with pantry, refrigerator included, open living and dining areas, plus a bedroom and full bath-perfect for guests or multi-gen needs. Upstairs, the primary suite offers a private balcony overlooking the back of the property, a spa-style en suite bath with garden tub, separate shower, and an oversized walk-in closet. Additional bedrooms and baths are well positioned for privacy and flow. The third floor provides a large bonus living area ideal for a media room, home office, or additional flex space. Whether purchased as a full investment property or a house-hack opportunity-live in one side and lease the other-this property offers strong rental potential in one of McKinney's most desirable walkable locations. Enjoy boutique shopping, dining, nightlife, and year-round events just minutes away. New construction, downtown proximity, rare 5-bedroom layout per side, and income-producing versatility make this a standout asset in Collin County.

Full Property Details for 409A Main St

General

  • Price: $749,000
  • Taxes: $11,369
  • Status: Active
  • Type: Duplex
  • Source: NTREIS
  • MLS ID: 21183783
  • Updated: 4/3/2026
  • Added to Site: 46 day(s) ago

Interior

  • Interior Features: Eat-in Kitchen, High Speed Internet, Kitchen Island, Walk-In Closet(s)
  • Appliances: Dishwasher, Electric Range, Refrigerator
  • Flooring: Carpet, Luxury Vinyl Plank, Tile

Rooms

Bathrooms

  • Total Bathrooms: 6
  • Full Bathrooms: 6

Bedrooms

  • Total Bedrooms: 10

Exterior

  • Exterior Features: Balcony, Dog Run, Private Yard
  • Porch/Patio/Deck: Balcony

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 4
  • Covered Spaces: 4
  • Total Spaces: 8
  • Parking Features: Garage Faces Rear, Shared Driveway

Location

  • County: Collin
  • Subdivision: H & T C Railroad Add
  • Driving Directions: GPS

School Information

  • Elem School District: McKinney ISD
  • Midd School District: McKinney ISD
  • High School District: McKinney ISD
  • Elementary School: Caldwell
  • Middle School: Johnson
  • High School: McKinney North

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Sewer Available, Water Available

Structural Information

  • # Buildings: 2
  • Detached/Attached: Detached
  • Construction: Brick
  • Roof: Other
  • Square Feet: 4,370
  • Sq. Ft. Source: Builder
  • Living Area: 4,370 Sq. Ft.
  • Year Built: 2026

Lot Features

  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 6,969.6
  • Lot Features: Interior Lot, Landscaped
  • Fencing (Description): Wood

Financial Considerations

  • Tax Amount: $11,369
  • Terms: Assumable, Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Legal Description: H & T C RAILROAD ADDITION (CMC), BLK 4, LOT 5
  • Property ID: R0898004005R1
  • Block: 4
  • Lot Number: 5R

Listed by Texcel Real Estate, LLC, Casey Smith

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Listing agent

— 409A Main St —

  • Casey Smith

    Texcel Real Estate, LLC

682-429-9942

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 409A Main St

School District:McKinney Independent School District
NameGradesDistance
Webb Elementary School, McKinney, TX
810 East Louisiana Street, McKinney, TX 75069
K-50.4 mi
Scott Morgan Johnson Middle School
3400 Community Dr, McKinney, TX 75070
6-82.8 mi
Mckinney North High School
2550 Wilmeth Rd, McKinney, TX 75070
9-122.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 409A Main St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/03/2026
Price Reduced
$749,000
-2.6%
MLS
3/05/2026
Price Reduced
$769,000
-2.53%
MLS
2/18/2026
Listed
$789,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Texcel Real Estate, LLC, Casey Smith

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409A Main Street, McKinney, TX 75069 (MLS# 21183783) is a Duplex property with 10 bedrooms and 6 full bathrooms. 409A Main Street is currently listed for $749,000 and was received on February 18, 2026. Want to learn more about 409A Main Street? Do you have questions about finding other Duplex real estate for sale in McKinney? You can browse all McKinney real estate or contact a Coldwell Banker agent to request more information.

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