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$349,000 Just Listed
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Property Description
Tucked beneath mature trees in the heart of the Historic District, this charming bungalow at 412 Oak Street offers the perfect blend of character, comfort, and an unbeatable location. Situated within the coveted "brown sign" district of historic McKinney, you'll enjoy the lifestyle so many seek~just a short stroll to the vibrant downtown square filled with locally loved dining, shopping, festivals, and community events. From the moment you arrive, classic curb appeal welcomes you. Old bulb perennials line the front walk, offering seasonal color and a warm, storybook approach to the home. Inside, rich hardwood floors and abundant natural light create an inviting atmosphere that celebrates the charm of a true bungalow while providing the space today's buyers appreciate. The home features two generous living areas, offering flexibility for entertaining, relaxing, or creating a dedicated office or reading retreat. The bright white kitchen feels fresh and cheerful, with plenty of space to cook and gather while maintaining the home's timeless style. Thoughtful updates provide peace of mind, including a brand new 2026 HVAC system, foundation work already completed, and a 2023 water heater. Step outside to discover a private, fenced backyard designed for easy living. Artificial turf provides a lush, low-maintenance lawn year-round, while the spacious yard offers room for entertaining, gardening, or simply enjoying quiet evenings outdoors. A rare bonus in the historic district, the property also includes RV parking space and a two-car garage.With its charming character, practical updates, flexible living spaces, and prime location just moments from the McKinney Square, 412 Oak Street offers a wonderful opportunity to enjoy the best of historic living with everyday convenience. Homes in this sought-after area rarely combine charm, yard space, and parking like this~making it a truly special place to call home.
Full Property Details
Full Property Details for 412 Oak St
General
- Price: $349,000
- Taxes: $3,490
- Status: Active
- Type: Single Family
- Source: NTREIS
- MLS ID: 21200722
- Updated: 3/13/2026
- Added to Site: 6 day(s) ago
Interior
- Interior Features: Cable TV
- Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Disposal, Microwave
- Flooring: Carpet, Ceramic Tile, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 2
Additional Information
- Security/Safety: Smoke Detector(s)
Exterior
- Porch/Patio/Deck: Front Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage, Garage Door Opener, Boat, RV Access/Parking
Location
- County: Collin
- Subdivision: T T Bradley Add
- Driving Directions: From W Louisiana St, turn left onto N Waddill St, turn right at the 2nd cross street onto W Hunt St, turn left at the 3rd cross street onto N Oak St, house will be on the right
School Information
- Elem School District: McKinney ISD
- Midd School District: McKinney ISD
- High School District: McKinney ISD
- Elementary School: Finch
- Middle School: Faubion
- High School: Mckinney Boyd
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Electric
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Cable Available: Yes
- Utility Description: Sewer Available, Water Available, Cable Available
Structural Information
- Property Detached: Yes
- Architectural Style: Detached, Historic/Antique
- Structure Type: House
- Detached/Attached: Detached
- Stories/Levels: 1
- Living Area: 1,065 Sq. Ft.
- Year Built: 1960
Additional Structures
- Other Structures: RV/Boat Storage
Lot Features
- Lot Size (Acres): 0.142
- Lot Size (Sq. Ft.): 6,185.52
- Lot Features: Few Trees
- Fencing (Description): Wood
Financial Considerations
- For Sale/Rent/Lease: For Sale
- Tax Amount: $3,490
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Legal Description: T T BRADLEY ADDITION (CMC), BLK 3, LOT 3C & 4
- Exclusions: RV
- Property ID: R0861003003C1
- Block: 3
- Lot Number: 3C
Listed by Keller Williams Realty Allen, Kari Kennedy
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Schools
Schools serving 412 Oak St
School District:McKinney Independent School District
| Name | Grades | Distance |
|---|---|---|
Caldwell Elementary School, McKinney, TX 601 West Louisiana Street, McKinney, TX 75069 | K-5 | 0.3 mi |
Faubion Middle School 2000 Rollins Street, McKinney, TX 75069 | 6-8 | 0.6 mi |
Mckinney Boyd High School 600 Lk Forest Dr, McKinney, TX 75070 | 9-12 | 3.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 412 Oak St
Date
Details
Price
Change
Source
3/13/2026
Listed
$349,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 412 Oak St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,030
15%
$388,576
48%
2023
$1,764
-28%
$261,782
10%
2022
$2,464
—
$237,055
24%
2022
$2,464
-3%
$191,184
40%
2021
$2,538
-5%
$136,453
—
2020
$2,681
-12%
$137,028
1%
2019
$3,063
-7%
$135,509
-2%
2018
$3,302
7%
$138,910
10%
2017
$3,072
8%
$126,282
10%
2016
$2,850
7%
$114,802
10%
2015
$2,672
10%
$104,365
10%
2014
$2,438
10%
$94,877
10%
2013
$2,222
—
$86,252
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 412 Oak St
412 Oak Street, McKinney, TX 75069 (MLS# 21200722) is a Single Family property with 2 bedrooms and 1 full bathroom. 412 Oak Street is currently listed for $349,000 and was received on March 13, 2026. Want to learn more about 412 Oak Street? Do you have questions about finding other Single Family real estate for sale in McKinney? You can browse all McKinney real estate or contact a Coldwell Banker agent to request more information.

