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$310,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 0.138 Acres
  • 2 Car Garage
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ASSUMABLE 4.25% FHA LOAN for qualified buyers, or take advantage of Texas Bank & Trust; ZERO down, NO PMI financing program. Even better, projected 2026 property taxes are under $5,000! Why buy a similarly priced new construction home on a 40-foot lot when you can own this upgraded, move-in-ready home on a spacious 50-foot lot-with no construction delays and no waiting? This home is packed with valuable upgrades, including a whole-home generator, smart home security system, new front entry door, added ceiling fans, screened-in patio, and storm doors. These thoughtful enhancements provide comfort, convenience, energy efficiency, and peace of mind from day one. Proudly owner-occupied and meticulously maintained, this beautiful 4-bedroom, 2-bath home offers 1,664 square feet of thoughtfully designed living space. The open-concept floor plan is perfect for entertaining. Generous bedroom size is perfect housing guests. A walk-in laundry room that includes the washer and dryer also offers extra space for a second refrigerator or additional storage. Skip the builders upgrade costs and move right into a home where the important improvements have already been completed. This turnkey property delivers exceptional value, a larger homesite, and upgrades that truly make a difference. Don't miss your opportunity to make it yours!

Full Property Details for 405 Spur Ridge

General

  • Price: $310,000
  • HOA FEE: $52/month
  • HOA FEE FREQ.: Annually
  • Taxes: $4,946
  • Status: Active
  • Type: Single Family
  • Source: NTREIS
  • MLS ID: 21275537
  • Updated: 8/12/2026
  • Added to Site: 97 day(s) ago

Interior

  • Interior Features: Granite Counters, Kitchen Island, Pantry, Smart Home, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Gas Oven, Microwave
  • Flooring: Carpet, Engineered Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Additional Information

  • Shared Pool: Yes
  • Pool: Yes
  • Pool Description: None, Community
  • Security/Safety: Prewired, Security System Owned, Security System, Carbon Monoxide Detector(s)

Exterior

  • Porch/Patio/Deck: Covered, Enclosed, Patio, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway

Location

  • County: Collin
  • Subdivision: Winchester Crossing Ph 3
  • Driving Directions: GPS

School Information

  • Elem School District: Princeton ISD
  • Midd School District: Princeton ISD
  • High School District: Princeton ISD
  • Elementary School: Lowe
  • Middle School: Mattei
  • High School: Princeton

Community

  • Association: Yes
  • Assoc. Name: Neighborhood Management
  • Assoc. Fees Include: Association Management, Maintenance Grounds, Maintenance Structure

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s), Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Sewer Available, Water Available

Structural Information

  • Architectural Style: Traditional, Detached
  • Structure Type: House
  • Detached/Attached: Attached
  • Construction: Brick, Stone Veneer
  • Stories/Levels: 1
  • Living Area: 1,664 Sq. Ft.
  • Year Built: 2022

Lot Features

  • Lot Size (Acres): 0.138
  • Lot Size (Sq. Ft.): 6,011.28
  • Lot Size Source: Assessor
  • Lot Features: Interior Lot
  • Fencing (Description): Wood

Financial Considerations

  • For Sale/Rent/Lease: For Sale
  • Association Fee: $620
  • Assoc Fee Freq.: Annually
  • Tax Amount: $4,946
  • Terms: Assumable, Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Legal Description: WINCHESTER CROSSING PHASE 3 (CPN), BLK BB, LO
  • Exclusions: Fridge, W/D, exterior cameras
  • Disclosures/Rstr.: Municipal Utility District Disclosure
  • Property ID: R124870BB00901
  • Block: BB
  • Lot Number: 9

Listed by Paragon, REALTORS, Daniel Podina

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Listing agent

— 405 Spur Ridge —

  • Daniel Podina

    Paragon, REALTORS

214-515-9888

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 405 Spur Ridge

School District:Princeton Independent School District
NameGradesDistance
Harper Elementary School
8080 County Road 398, Princeton, TX 75407
PK-50.5 mi
Princeton High School
1000 East Princeton Drive, Princeton, TX 75407
9-121.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 405 Spur Ridge Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/24/2026
Price Reduced
$310,000
-1.59%
MLS
5/20/2026
Listed
$315,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 405 Spur Ridge

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,947
-15%
$310,237
—
2023
$5,807
100%
$309,731
-5%
2022
-100%
$324,537
320%
2022
$2,226
—
$77,348
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Paragon, REALTORS, Daniel Podina

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405 Spur Ridge, Princeton, TX 75407 (MLS# 21275537) is a Single Family property with 4 bedrooms and 2 full bathrooms. 405 Spur Ridge is currently listed for $310,000 and was received on May 20, 2026. Want to learn more about 405 Spur Ridge? Do you have questions about finding other Single Family real estate for sale in Princeton? You can browse all Princeton real estate or contact a Coldwell Banker agent to request more information.

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