Date
Details
Price
Change
Source
10/09/2026
Listed
$289,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$289,000 Just Listed
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Property Description
Lakefront living awaits in this three-bedroom, three-bath condo in Heritage on the Lake, just steps from Lake Ray Hubbard. With 1,723 square feet across two levels, this home pairs beautiful lake views with a flexible layout and inviting spaces for everyday living. Updated first-floor flooring flows through the main living areas, where a fireplace anchors the spacious living room. The kitchen features a breakfast bar, ample cabinetry and a walk-in pantry, complemented by dining and breakfast areas. A downstairs bedroom and full bath offer a convenient space for guests or a home office. Two bedrooms upstairs each have their own ensuite bathrooms, and an upstairs sunroom off the primary suite provides a peaceful spot to enjoy lake views, morning coffee and colorful sunsets. A covered patio, attached one-car garage and separate utility room add everyday convenience. Set among mature trees and maintained grounds in Rockwall ISD, this waterfront condo offers an inviting opportunity to make lake living your own.
Full Property Details
Full Property Details for 9981 Waterfront Trail
General
- Price: $289,000
- HOA FEE: $374/month
- Taxes: $7,340
- Status: Active
- Type: Condo
- Source: NTREIS
- MLS ID: 21406095
- Updated: 10/9/2026
- Added to Site: Today
Interior
- Interior Features: Decorative/Designer Lighting Fixtures, Double Vanity, Eat-in Kitchen, Multiple Master Suites, Open Floorplan, Other, Pantry, Cable TV, Walk-In Closet(s)
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Living Room
- Appliances: Dishwasher, Electric Range, Disposal, Microwave
- Flooring: Carpet, Ceramic Tile, Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Washer Hookup, Electric Dryer Hookup, Laundry in Utility Room
Additional Information
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Rain Gutters
- Porch/Patio/Deck: Rear Porch, Enclosed, Front Porch, Other, Patio, Covere
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Covered Spaces: 1
- Parking Features: Door-Single, Garage Faces Front, Garage
Location
- County: Rockwall
- Subdivision: Heritage On The Lake-Waterfron
- Driving Directions: Please use GPS
School Information
- Elem School District: Rockwall ISD
- Midd School District: Rockwall ISD
- High School District: Rockwall ISD
- Elementary School: Doris Cullins-Lake Pointe
- Middle School: JW Williams
- High School: Rockwall
Community
- Association: Yes
- Assoc. Name: Waterfront HOA
- Assoc. Fees Include: All Facilities, Association Management, Maintenance Grounds
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s), Electric
- Heating Type: Central, Electric
Utilities
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Architectural Style: Traditional
- Detached/Attached: Attached
- Construction: Brick
- Roof: Composition
- Windows: Window Coverings
- Stories/Levels: 2
- Living Area: 1,723 Sq. Ft.
- Year Built: 1986
- Property Condition: Resale
Lot Features
- Property View: Water
- Lot Size (Acres): 0.092
- Lot Size (Sq. Ft.): 4,007.52
- Lot Features: Landscaped, Many Trees, Subdivision, Sprinkler System
- Fencing (Description): Perimeter
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake Front
- Lake Front: Yes
Financial Considerations
- For Sale/Rent/Lease: For Sale
- Association Fee: $374
- Assoc Fee Freq.: Monthly
- Tax Amount: $7,340
- Terms: Cash, Conventional
Disclosures and Reports
- Documents Avail.: Aerial
- Legal Description: HERITAGE ON THE LAKE-WATERFRONT CARRIAGE HOME
- Exclusions: 2 metal chairs on the patio
- Disclosures/Rstr.: Deed Restriction
- Property ID: 29531
Listed by M&D Real Estate, Jessica Weable
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 9981 Waterfront Trail —
Jessica Weable
M&D Real Estate
972-772-6025
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 9981 Waterfront Trail
School District:Rockwall Independent School District
| Name | Grades | Distance |
|---|---|---|
Doris Cullins-Lake Pointe Elementary School 5701 Scenic Drive, Rowlett, TX 75088 | PK-6 | 0.5 mi |
Rockwall High School 901 West Yellow Jacket Lane, Rockwall, TX 75087 | 9-12 | 2.8 mi |
J W Williams Middle School 625 E Fm 552, Rockwall, TX 75087 | 7-8 | 4.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 9981 Waterfront Trail
Tax History
Tax History for 9981 Waterfront Trail
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,071
—
$345,261
2%
2025
$1,071
-10%
$338,353
-6%
2023
$1,190
-43%
$361,210
19%
2021
$2,087
—
$304,460
32%
2020
$2,087
—
$231,100
-2%
2018
$2,087
-59%
$235,640
17%
2018
$5,070
8%
$201,531
10%
2017
$4,703
4%
$183,210
7%
2016
$4,512
5%
$171,670
4%
2015
$4,311
-20%
$164,362
-26%
2019
$5,392
38%
$221,684
48%
2014
$3,919
-5%
$149,420
-6%
2013
$4,122
—
$158,340
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 9981 Waterfront Trail
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9981 Waterfront Trail, Rowlett, TX 75087 (MLS# 21406095) is a Condo property with 3 bedrooms and 3 full bathrooms. 9981 Waterfront Trail is currently listed for $289,000 and was received on October 09, 2026. Want to learn more about 9981 Waterfront Trail? Do you have questions about finding other Condo real estate for sale in Rowlett? You can browse all Rowlett real estate or contact a Coldwell Banker agent to request more information.