1320 Villa Bay Drive, Tool, TX 75143 - Photo 1

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$299,000 -$31,000 (-9.39%) Price Reduced

For Sale
Active
Single Family
2 Beds
2 Full Baths
0.284 Acres
Updated 3 days ago

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Property Description

Motivated Seller - Bring All Offers! Priced Below Tax Value! Unique opportunity for price-conscientious buyers to own a Cedar Creek Lake waterfront property with 88 platted waterfront feet on good water in a good neighborhood with no manufactured homes AND with lots of potential. It has two bedrooms and two baths with an enclosed patio which could be converted to an additional bedroom or used as a second living area. This 'fixer upper' is in need of updating and has some deferred maintenance but is currently occupied. Take a look at this property - it won't last long!

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Full Property Details

Full Property Details for 1320 Villa Bay Dr

General

Price: $299,000
Taxes: $5,265
Status: Active
Type: Single Family
Source: NTREIS
MLS ID: 21135846
Updated: 1/14/2026
Added to Site: 25 day(s) ago

Interior

Interior Features: High Speed Internet, Open Floorplan
Fireplace: Yes
Number of Fireplaces: 1
Fireplace(s): Stone, Wood Burning
Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Disposal, Vented Exhaust Fan
Flooring: Carpet, Vinyl

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2

Bedrooms

Total Bedrooms: 2

Exterior

Exterior Features: Boat Slip, Deck
Porch/Patio/Deck: Covered, Deck

Parking

Carports: Yes
Carport Spaces: 1
Covered Spaces: 1
Parking Features: Concrete, Driveway

Location

County: Henderson
Subdivision: Villa Bay Sub
Driving Directions: From Seven Points, TX take SH 274 south to Kontiki (Paradise Bay entrance), take Kalura left to Owhyhe, take Owhyhe right to Bora Bora, take Bora Bora left to property on left

School Information

Elem School District: Malakoff ISD
Midd School District: Malakoff ISD
High School District: Malakoff ISD
Elementary School: Tool
Middle School: Malakoff
High School: Malakoff

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air
Heating Type: Central

Utilities

Utility Description: Electricity Available, Electricity Connected, Municipal Utilities, Phone Available, Sewer Available, Separate Meters, Water Available

Structural Information

Property Detached: Yes
Architectural Style: Traditional, Detached
Structure Type: House
Detached/Attached: Detached
Construction: Vinyl Siding
Roof: Composition
Stories/Levels: 1
Living Area: 1,372 Sq. Ft.
Year Built: 1980

Lot Features

Property View: Water
Lot Size (Acres): 0.284
Lot Size (Sq. Ft.): 12,371.04
Lot Features: Subdivision, Sloped, Few Trees, Waterfront, Retaining Wall
Fencing (Description): Chain Link

Water Features

Water Front: Yes
Water View: Yes
Water Front Desc.: Lake Front, Waterfront
Lake Front: Yes

Financial Considerations

For Sale/Rent/Lease: For Sale
Tax Amount: $5,265
Terms: Cash, Conventional

Disclosures and Reports

Legal Description: LT 1 AB 660 N G RUSSELL SUR, VILLA BAY SUBD L
Disclosures/Rstr.: Municipal Utility District Disclosure
Property ID: 44610000001063
Lot Number: 1

Listed by Ebby Halliday Realtors, Janice Haney

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Listing agent

— 1320 Villa Bay Dr —

Janice Haney

Ebby Halliday Realtors

903-340-8590

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NMLS#: 1598647

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Schools

Schools serving 1320 Villa Bay Dr

School District:Malakoff Independent School District

Name	Grades	Distance
Tool Elementary School 1201 South Tool Drive, Tool, TX 75143	PK-5	0.6 mi
Malakoff Middle School 106 N Cedar, Malakoff, TX 75148	6-8	11.6 mi
Malakoff High School 15201 Fm 3062, Malakoff, TX 75148	9-12	10.1 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1320 Villa Bay Dr Get Price Alerts and Save Property

Date

Details

Price

Change

Source

1/14/2026

Price Reduced

$299,000

-9.39%

MLS

12/23/2025

Listed

$330,000

—

MLS

Get Price Alerts and Save Property

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 1320 Villa Bay Dr

Year

Property Taxes

Change

Tax Assessment

Change

2024

$1,819

-26%

$299,212

10%

2023

$2,474

—

$272,465

10%

2023

$2,474

-43%

$248,150

-38%

2022

$4,371

54%

$398,310

93%

2021

$2,830

—

$205,950

4%

2020

$2,833

1%

$197,220

10%

2019

$2,802

—

$179,750

5%

2018

$2,807

2%

$171,390

1%

2017

$2,748

3%

$170,160

10%

2016

$2,675

—

$154,900

—

Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost

Estimate the Cost for 1320 Villa Bay Dr

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1320 Villa Bay Drive, Tool, TX 75143 (MLS# 21135846) is a Single Family property with 2 bedrooms and 2 full bathrooms. 1320 Villa Bay Drive is currently listed for $299,000 and was received on December 23, 2025. Want to learn more about 1320 Villa Bay Drive? Do you have questions about finding other Single Family real estate for sale in Tool? You can browse all Tool real estate or contact a Coldwell Banker agent to request more information.

1320 Villa Bay Dr Tool, TX 75143