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$299,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 0.284 Acres
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Motivated Seller - BACK FROM PENDING: Buyer lost his cash partner! Bring All Offers! Priced Below Tax Value! Unique opportunity for price-conscientious buyers to own a Cedar Creek Lake waterfront property with 88 platted waterfront feet on good water in a good neighborhood with no manufactured homes AND with lots of potential. It has two bedrooms and two baths with an enclosed patio which could be converted to an additional bedroom or used as a second living area. This 'fixer upper' is in need of updating and has some deferred maintenance but is currently occupied. Take a look at this property - it won't last long!

Full Property Details for 1320 Villa Bay Dr

General

  • Price: $299,000
  • HOA FEE: $5/month
  • HOA FEE FREQ.: Annually
  • Taxes: $5,265
  • Status: Active
  • Type: Single Family
  • Source: NTREIS
  • MLS ID: 21135846
  • Updated: 3/18/2026
  • Added to Site: 102 day(s) ago

Interior

  • Interior Features: High Speed Internet, Open Floorplan
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Stone, Wood Burning
  • Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Disposal, Vented Exhaust Fan
  • Flooring: Carpet, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Exterior

  • Exterior Features: Boat Slip, Deck
  • Porch/Patio/Deck: Covered, Deck

Parking

  • Carports: Yes
  • Carport Spaces: 1
  • Covered Spaces: 1
  • Parking Features: Concrete, Driveway

Location

  • County: Henderson
  • Subdivision: Villa Bay Sub
  • Driving Directions: From Seven Points, TX take SH 274 south to Kontiki (Paradise Bay entrance), take Kalura left to Owhyhe, take Owhyhe right to Bora Bora, take Bora Bora left to property on left

School Information

  • Elem School District: Malakoff ISD
  • Midd School District: Malakoff ISD
  • High School District: Malakoff ISD
  • Elementary School: Tool
  • Middle School: Malakoff
  • High School: Malakoff

Community

  • Association: Yes
  • Assoc. Name: Paradise Bay Owners Association
  • Assoc. Fees Include: All Facilities

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Utility Description: Electricity Available, Electricity Connected, Municipal Utilities, Phone Available, Sewer Available, Separate Meters, Water Available

Structural Information

  • Property Detached: Yes
  • Architectural Style: Traditional, Detached
  • Structure Type: House
  • Detached/Attached: Detached
  • Construction: Vinyl Siding
  • Roof: Composition
  • Stories/Levels: 1
  • Living Area: 1,372 Sq. Ft.
  • Year Built: 1980

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.284
  • Lot Size (Sq. Ft.): 12,371.04
  • Lot Features: Subdivision, Sloped, Few Trees, Waterfront, Retaining Wall
  • Fencing (Description): Chain Link

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Lake Front, Waterfront
  • Lake Front: Yes

Financial Considerations

  • For Sale/Rent/Lease: For Sale
  • Association Fee: $60
  • Assoc Fee Freq.: Annually
  • Tax Amount: $5,265
  • Terms: Cash, Conventional

Disclosures and Reports

  • Legal Description: LT 1 AB 660 N G RUSSELL SUR, VILLA BAY SUBD L
  • Disclosures/Rstr.: Municipal Utility District Disclosure
  • Property ID: 44610000001063
  • Lot Number: 1

Listed by Ebby Halliday Realtors, Janice Haney

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Listing agent

— 1320 Villa Bay Dr —

  • Janice Haney

    Ebby Halliday Realtors

903-340-8590

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1320 Villa Bay Dr

School District:Malakoff Independent School District
NameGradesDistance
Tool Elementary School
1201 South Tool Drive, Tool, TX 75143
PK-50.6 mi
Malakoff Middle School
106 N Cedar, Malakoff, TX 75148
6-811.6 mi
Malakoff High School
15201 Fm 3062, Malakoff, TX 75148
9-1210.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1320 Villa Bay Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/14/2026
Price Reduced
$299,000
-9.39%
MLS
12/23/2025
Listed
$330,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1320 Villa Bay Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,819
-26%
$299,212
10%
2023
$2,474
—
$272,465
10%
2023
$2,474
-43%
$248,150
-38%
2022
$4,371
54%
$398,310
93%
2021
$2,830
—
$205,950
4%
2020
$2,833
1%
$197,220
10%
2019
$2,802
—
$179,750
5%
2018
$2,807
2%
$171,390
1%
2017
$2,748
3%
$170,160
10%
2016
$2,675
—
$154,900
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1320 Villa Bay Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Ebby Halliday Realtors, Janice Haney

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1320 Villa Bay Drive, Tool, TX 75143 (MLS# 21135846) is a Single Family property with 2 bedrooms and 2 full bathrooms. 1320 Villa Bay Drive is currently listed for $299,000 and was received on December 23, 2025. Want to learn more about 1320 Villa Bay Drive? Do you have questions about finding other Single Family real estate for sale in Tool? You can browse all Tool real estate or contact a Coldwell Banker agent to request more information.

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