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$270,000 Just Listed
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Property Description
Built in 2022, this 4-bed, 2-bath home sits on a quiet cul-de-sac with an open, light-filled layout. The kitchen anchors the space with a large island, granite counters, and stainless appliances, flowing right into the living and dining areas. The primary suite offers a spacious walk-in closet and en-suite bath, while three more bedrooms give plenty of room to grow. Out back: a covered patio and a big, fully fenced yard. Community walking trails, and a standout perk - a 4.99% assumable VA loan, a rare shot at a well-below-market rate. Truly move-in ready.
Full Property Details
Full Property Details for 1012 Velvet Ct
General
- Price: $270,000
- HOA FEE: $20/month
- HOA FEE FREQ.: Annually
- Taxes: $4,109 (2026)
- Status: Active
- Type: Single Family
- Source: Austin_MLS
- MLS ID: 9495864
- Updated: Today (9/22/2026)
- Added to Site: Today
Interior
- Interior Features: Ceiling Fan(s), Entrance Foyer, Granite Counters, Kitchen Island, Main Level Primary, Open Floorplan, Pantry, Recessed Lighting, Smart Thermostat, Walk-In Closet(s), High Speed Internet
- Appliances: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, FreeStandingElectric Oven, Disposal, Microwave, Oven, Range, Stainless Steel Appliance(s)
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
- Bedrooms Main: 4
Other Rooms
- Laundry: Main Level, Washer Hookup, Electric Dryer Hookup
Additional Information
- Shared Amenities: Internet Access, Trails/Paths, Curbs
- Security/Safety: Security System, Smoke Detector(s)
Exterior
- Exterior Features: Private Yard
- Porch/Patio/Deck: Rear Porch
Parking
- Garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Total Spaces: 4
- Parking Features: Attached, Door-Single, Driveway, Garage Faces Front, Garage, Garage Door Opener, Paved
Location
- Area: MT
- County: Bell
- Subdivision: Cottonwood Crk Ph I
- Driving Directions: Austin, Texas: Get on I-35 N/US-290 E from E 7th St, 5 min (0.9 mi). Follow I-35 N to S Central Ave/I 35 N Frontage Rd in Troy. Take exit 308 from I-35 N, 1 hr 4 min (72.9 mi). Continue on S Central Ave/I 35 N Frontage Rd. Take Church St/Old TX 81/Old Waco Rd and Goates Rd to Velvet Ct, 5 min (1.9 mi). Velvet Ct, Troy, TX 76579.
- Direction Faces: Southeast
School Information
- Elem School District: Troy ISD
- Midd School District: Troy ISD
- High School District: Troy ISD
- Elementary School: Edna Bigham Mays
- Middle School: Raymond Mays
- High School: Troy
Community
- Association: Yes
- Assoc. Name: Cottonwood Creek HOA
- Assoc. Fees Include: Common Area Maintenance
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Detached/Attached: Detached
- Builder: DR Horton
- Construction: Masonry
- Roof: Composition, Shingle
- Windows: Blinds, Screens
- Stories/Levels: 1
- Square Feet: 1,642
- Sq. Ft. Source: Public Records
- Living Area: 1,642 Sq. Ft.
- Year Built: 2022
- Year Built Source: Public Records
- Property Condition: Resale
Additional Structures
- Other Structures: None
Lot Features
- Property View: Neighborhood
- Lot Size (Acres): 0.2153
- Lot Size (Sq. Ft.): 9,378.47
- Fence: Yes
- Lot Features: Back Yard, Cul-De-Sac, Front Yard, Few Trees
- Fencing (Description): Back Yard, Privacy, Wood
Green Features
- Energy Efficient: HVAC
Financial Considerations
- Association Fee: $240
- Assoc Fee Freq.: Annually
- Assessment Amount: $270,009
- Tax Amount: $4,109.75
- Tax Year: 2026
- Terms: Assumable, Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: Standard
- Documents Avail.: Aerial
- Legal Description: COTTONWOOD CREEK PHASE I, BLOCK 002, LOT 0053
- Disclosures/Reports: Seller Disclosure
- Property ID: 681644392
- Block: 2
- Lot Number: 53
Listed by Jorgenson Real Estate
Get Pre-Approved Today
Schools
Schools serving 1012 Velvet Ct
School District:Troy Independent School District
| Name | Grades | Distance |
|---|---|---|
Edna Bigham Mays Elementary School 725 West Main Street, Troy, TX 76579 | PK-1 | 0.3 mi |
Troy Elementary School 808 East Austin Street, Troy, TX 76579 | 2-5 | 1.1 mi |
Raymond Mays Middle School 915 West Main Street, Troy, TX 76579 | 6-8 | 0.2 mi |
Troy High School 205 North Waco Road, Troy, TX 76579 | 9-12 | 0.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1012 Velvet Ct
Date
Details
Price
Change
Source
9/22/2026
Listed
$270,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1012 Velvet Ct
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,537
72%
$270,009
3%
2023
$2,645
—
$263,054
21%
2023
$2,645
—
$217,379
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1012 Velvet Ct
1012 Velvet Court, Troy, TX 76579 (MLS# 9495864) is a Single Family property with 4 bedrooms and 2 full bathrooms. 1012 Velvet Court is currently listed for $270,000 and was received on September 22, 2026. Want to learn more about 1012 Velvet Court? Do you have questions about finding other Single Family real estate for sale in Troy? You can browse all Troy real estate or contact a Coldwell Banker agent to request more information.

