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$270,000 Just Listed
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Property Description
Built in 2022, this 4-bed, 2-bath home sits on a quiet cul-de-sac with an open, light-filled layout. The kitchen anchors the space with a large island, granite counters, and stainless appliances, flowing right into the living and dining areas. The primary suite offers a spacious walk-in closet and en-suite bath, while three more bedrooms give plenty of room to grow. Out back: a covered patio and a big, fully fenced yard. Community walking trails, and a standout perk - a 4.99% assumable VA loan, a rare shot at a well-below-market rate. Truly move-in ready.
Full Property Details
Full Property Details for 1012 Velvet Ct
General
- Price: $270,000
- HOA FEE: $240
- Status: Active
- Type: Single Family
- Source: Central_Texas_MLS
- MLS ID: 625920
- Updated: 9/23/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Carbon Monoxide Detector, Open Floorplan, Recessed Lighting, Shower Only, Separate Shower, Smart Thermostat, Tub Shower, Vanity, Walk-In Closet(s), Granite Counters, Kitchen Island, Kitchen/Family Room Combo, Kitchen/Dining Combo, Pantry
- Fireplace(s): None
- Appliances: Dishwasher, Electric Range, Electric Water Heater, Disposal, Oven, Some Electric Appliances, Microwave, Range
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Washer Hookup, Electric Dryer Hookup, Inside, Main Level, Laundry Room
Additional Information
- Security/Safety: Gated Community, Smoke Detector(s)
Exterior
- Exterior Features: Covered Patio, Private Yard, Lighting
- Porch/Patio/Deck: Covered, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Attached, Door-Single, Garage Faces Front, Garage, Garage Door Opener
Location
- County: Bell
- Subdivision: Cottonwood Crk Ph I
- Driving Directions: Austin, Texas: Get on I-35 N/US-290 E from E 7th St, 5 min (0.9 mi). Follow I-35 N to S Central Ave/I 35 N Frontage Rd in Troy. Take exit 308 from I-35 N, 1 hr 4 min (72.9 mi). Continue on S Central Ave/I 35 N Frontage Rd. Take Church St/Old TX 81/Old Waco Rd and Goates Rd to Velvet Ct, 5 min (1.9 mi). Velvet Ct, Troy, TX 76579.
- Direction Faces: Southeast
School Information
- Elem School District: Troy ISD
- Midd School District: Troy ISD
- High School District: Troy ISD
- Middle School: Raymond Mays Middle School
- High School: Troy High School
Community
- Association: Yes
- Assoc. Name: Cottonwood Creek
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Electric, 1 Unit
- Heating Type: Central, Electric
Utilities
- Electric Available: Yes
- Water: Public
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Craftsman
- Builder: DR Horton
- Construction: HardiPlank Type, Masonry, Vinyl Siding
- Roof: Composition, Shingle
- Stories/Levels: 1
- Square Feet: 1,642
- Sq. Ft. Source: Appraiser
- Living Area: 1,642 Sq. Ft.
- Year Built: 2022
- Year Built Source: Assessor
- Property Condition: Resale
Lot Features
- Lot Size (Acres): 0.2153
- Frontage: City Street, Asphalt
- Sidewalks: Yes
- Fencing (Description): Back Yard, Wood
Financial Considerations
- Association Fee: $240
- Terms: Assumable, Cash, FHA, VA Loan
Disclosures and Reports
- Documents Avail.: Aerial, Deed Restriction, Disclosure(s), Seller's Property Disclosure
- Legal Description: COTTONWOOD CREEK PHASE I, BLOCK 002, LOT 0053
- Property ID: 511947
- Block: 2
- Lot Number: 53
Listed by Jorgenson Real Estate
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Schools
Schools serving 1012 Velvet Ct
School District:Troy Independent School District
| Name | Grades | Distance |
|---|---|---|
Edna Bigham Mays Elementary School 725 West Main Street, Troy, TX 76579 | PK-1 | 0.3 mi |
Troy Elementary School 808 East Austin Street, Troy, TX 76579 | 2-5 | 1.1 mi |
Raymond Mays Middle School 915 West Main Street, Troy, TX 76579 | 6-8 | 0.2 mi |
Troy High School 205 North Waco Road, Troy, TX 76579 | 9-12 | 0.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1012 Velvet Ct
Date
Details
Price
Change
Source
9/22/2026
Listed
$270,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1012 Velvet Ct
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,537
72%
$270,009
3%
2023
$2,645
—
$263,054
21%
2023
$2,645
—
$217,379
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1012 Velvet Ct
1012 Velvet Court, Troy, TX 76579 (MLS# 625920) is a Single Family property with 4 bedrooms and 2 full bathrooms. 1012 Velvet Court is currently listed for $270,000 and was received on September 22, 2026. Want to learn more about 1012 Velvet Court? Do you have questions about finding other Single Family real estate for sale in Troy? You can browse all Troy real estate or contact a Coldwell Banker agent to request more information.

