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$849,000
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Property Description
Welcome to 431 Wilson Street-a lakefront retreat on the private side of Lake Anna in Bumpass, offering 85 feet of beautiful water frontage, your own sandy beach, and a well-appointed boathouse ready for days on the water. This 3-bedroom, 2-bath home features a comfortable and inviting layout, enhanced by bamboo flooring and water views that make it easy to settle in and enjoy the surroundings. Step outside to the rear deck-perfect for entertaining, dining, or simply unwinding while overlooking the lake. What truly sets this property apart is how seamlessly it connects you to the water. The boathouse, sandy beach, and shoreline are just steps from the home, making it effortless to go from relaxing on the deck to being out on the lake in moments. Down by the water, a maintained rock shoreline leads to your sandy beach and boathouse, creating a functional yet relaxing waterfront setting. The jet ski lifts offer a convenient way to store and protect your watercraft while keeping everything ready to go whenever you are. A boat and two jet skis are available for conveyance, providing the opportunity for an easy, turnkey lake experience. Set back on the property, the long private driveway offers a sense of privacy while still being just a short drive to local dining, marinas, and everyday conveniences. Recent updates include an HVAC system that is only a few years old, adding peace of mind for years to come. Whether you're looking for a full-time residence, a weekend getaway, or an investment opportunity, this home offers flexibility and potential. The HOA allows short-term rentals, giving you the option to enjoy the property while also generating income. Seller does have history of Short Term Rental history that can be shown. Come experience the ease and enjoyment of lakefront living on the private side of Lake Anna where days on the water are just steps from your door.
Full Property Details
Full Property Details for 431 Wilson St
General
- Price: $849,000
- HOA FEE: $21/month
- HOA FEE FREQ.: Annually
- Taxes: $5,222 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: VALA2009728
- Updated: 6/16/2026
- Added to Site: 94 day(s) ago
Interior
- Number of Rooms: 3
- Interior Features: Breakfast Area, Combination Dining/Living, Entry Level Bedroom, Primary Bath(s), Floor Plan - Traditional, Wood Floors, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Bathroom - Stall Shower
- Appliances: Built-In Microwave, Dryer, Icemaker, Instant Hot Water, Refrigerator, Stove, Washer - Front Loading, Washer, Water Heater
- Furnished: Yes
- Flooring: Partially Carpeted, Bamboo
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main Floor Baths: 2
- Main - Full Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Main Floor
Additional Information
- Security/Safety: Exterior Cameras
- Equipment: Negotiable
Exterior
- Exterior Features: Gutter System, Private Beach, Stone Retaining Walls, Boat Storage, BBQ Grill, Flood Lights
- Porch/Patio/Deck: Deck(s), Patio(s), Porch(es), Roof
Parking
- Total Spaces: 6
- Parking Features: Stone Driveway
- Parking Type: Driveway, Other
Location
- County: LOUISA
- Subdivision: CUCKOO'S NEST
- Driving Directions: From I-95 North, take Exit 126 for Spotsylvania and merge onto Route 1 South. Turn right onto Route 208 West (Courthouse Road) and continue straight as it carries you toward Lake Anna and Bumpass. Stay on 208 as it becomes New Bridge Road, then turn left onto Days Bridge Road. From there, turn right onto Wilson Street—431 Wilson Street will be on the left.
- Location Details: Lake
School Information
- School District: Louisa County Public Schools
- Elementary School: Thomas Jefferson
- Middle School: Louisa County
- High School: Louisa County
Community
- Association: Yes
- Assoc. Name: CUCKOO'S NEST ASSOCIATION, INC
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: On Site Septic
- Water: Well
- Dist. to Water: 150 Feet
Structural Information
- Architectural Style: Ranch/Rambler
- Structure Type: Detached
- Construction: Vinyl Siding
- Foundation: Crawl Space
- Doors: Sliding Glass
- Stories Description: Main
- Square Feet: 1,206
- Sq. Ft. Source: Assessor
- Living Area: 1,206 Sq. Ft.
- Finished Above Grnd: 1,206 Sq. Ft.
- Year Built: 2007
- Year Built Source: Assessor
- Property Condition: Excellent, Very Good
Additional Structures
- Other Structures: Boat House, Shed, Pool Equipment Shed
Lot Features
- Property View: Lake, Water
- Lot Size (Acres): 0.94
- Lot Size (Sq. Ft.): 40,903
- Lot Size Source: Assessor
- Zoning: RESIDENTIAL
- Lot Description: Private, Front Yard
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Private Beach, Swimming Allowed, Waterski/Wakeboard
- Water Front Type: Lake
- Water Front Name: Lake Anna
- Dock/Slip Conveys: Yes
- Docks: 1
- Power Boats: 3-5
Financial Considerations
- Price Per Sq. Ft.: $703.98
- Association Fee: $250
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- County Tax: $5,222
- County Tax Freq: Annually
- Tax w/Assessment: $734,280
- Tax Amount: $5,222
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 1206
Disclosures and Reports
- Ownership: Fee Simple
- Section: 1
- Lot Number: 33
Listed by Pearson Smith Realty, LLC, Ashley Lynn Brady
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Schools
Schools serving 431 Wilson St
School District:Louisa County Public Schools
| Name | Grades | Distance |
|---|---|---|
Thomas Jefferson Elementary School, Louisa, VA 1782 Jefferson Highway, Louisa, VA 23093 | PK-5 | 9.7 mi |
Louisa County Middle School 1009 Davis Highway, Mineral, VA 23117 | 6-8 | 7.6 mi |
Louisa County High School 757 Davis Highway, Mineral, VA 23117 | 9-12 | 7.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 431 Wilson St
Date
Details
Price
Change
Source
6/16/2026
Price Reduced
$849,000
-4.61%
MLS
4/30/2026
Listed
$890,000
123.17%
MLS
10/14/2013
Sold
$398,800
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 431 Wilson St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,222
5%
$761,580
5%
2024
$4,972
—
$725,300
5%
2024
$4,972
90%
$690,500
2%
2022
$2,621
-33%
$673,800
24%
2022
$3,923
21%
$544,900
21%
2021
$3,245
9%
$450,700
9%
2020
$2,968
7%
$412,200
7%
2018
$2,784
—
$386,700
—
2017
$2,771
1%
$384,800
1%
2016
$2,742
-7%
$380,800
-7%
2019
$2,957
7%
$410,700
7%
2015
$2,751
5%
$382,100
-1%
2014
$2,621
22%
$385,400
16%
2013
$2,153
—
$331,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 431 Wilson St
431 Wilson Street, Bumpass, VA 23024 (MLS# VALA2009728) is a Single Family property with 3 bedrooms and 2 full bathrooms. 431 Wilson Street is currently listed for $849,000 and was received on April 30, 2026. Want to learn more about 431 Wilson Street? Do you have questions about finding other Single Family real estate for sale in Bumpass? You can browse all Bumpass real estate or contact a Coldwell Banker agent to request more information.

