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$215,000 Just Listed
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Property Description
Welcome to this cute and cozy 2-bedroom, 1-bath home offering 960 square feet of living space in the heart of Callao. Recently updated and featuring hardwood floors throughout, this home is both stylish and low-maintenance. The charming kitchen opens flows into the dining and spacious living area, creating a functional and comfortable layout. The covered front porch, along with a flat backyard and deck, provides the perfect setting for relaxing evenings or entertaining friends and family. Additionally, this home offers an extra room which could be utilized an office or flex space Conveniently located near Coles Point Marina, the Rappahannock River, and Callao Waterfront Park, you'll enjoy easy access to boating, fishing, kayaking, and waterfront dining. A short drive takes you to nearby Reedville, Warsaw, and Heathsville, offering charming shops, restaurants, farmers markets, and seasonal events throughout Virginia's Northern Neck. Whether you're searching for a starter home, weekend retreat, primary residence, or investment opportunity, this home offers a simplistic lifestyle in a welcoming small-town setting. Your Northern Neck getaway awaits
Full Property Details
Full Property Details for 432 Gardys
General
- Price: $215,000
- Taxes: $500 (2023)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: VANV2001854
- Updated: Today (1/16/2026)
- Added to Site: Today
Interior
- Appliances: Dryer, Washer, Refrigerator, Oven - Single
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 2
- Bedrooms Main & Up: 2
Parking
- Parking Type: Driveway
Location
- County: NORTHUMBERLAND
- Subdivision: FRUIT PLAIN ACREA
- Driving Directions: Form King George- Take Route 3 East-Turn left on 202 East-Turn Right on Rte 617- Right on Rte 618-Right on Rte 749. Home is on right. Sign in yard
School Information
- School District: Northumberland County Public Schools
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Central
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Private Septic Tank
- Water: Well
Structural Information
- Architectural Style: Ranch/Rambler
- Structure Type: Detached
- Construction: Vinyl Siding
- Foundation: Block
- Stories Description: Main
- Square Feet: 960
- Sq. Ft. Source: Estimated
- Living Area: 960 Sq. Ft.
- Finished Above Grnd: 960 Sq. Ft.
- Year Built: 1986
- Year Built Source: Estimated
- Property Condition: Very Good
Lot Features
- Lot Size (Acres): 0.66
- Lot Size (Sq. Ft.): 28,749
- Lot Size Source: Estimated
- Zoning: 1
Financial Considerations
- Price Per Sq. Ft.: $223.96
- Tax w/Assessment: $63,000
- Tax Amount: $500
- Tax Year: 2023
Disclosures and Reports
- Ownership: Fee Simple
Listed by King George Realty, Brittany Marie Zywusko
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Schools
Schools serving 432 Gardys
School District:Northumberland County Public Schools
| Name | Grades | Distance |
|---|---|---|
Northumberland Elementary School 757 Academic Lane, Heathsville, VA 22473 | PK-5 | 11 mi |
Northumberland Middle School 175 Academic Lane, Heathsville, VA 22473 | 6-8 | 10.9 mi |
Northumberland High School 201 Academic Lane, Heathsville, VA 22473 | 9-12 | 10.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 432 Gardys
Date
Details
Price
Change
Source
1/16/2026
Listed
$215,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 432 Gardys
Year
Property Taxes
Change
Tax Assessment
Change
2025
$466
13%
$63,000
—
2024
$413
8%
$63,000
—
2023
$384
—
$63,000
—
2022
$384
—
$63,000
—
2021
$384
—
$63,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 432 Gardys
432 Gardys, Callao, VA 22435 (MLS# VANV2001854) is a Single Family property with 2 bedrooms and 1 full bathroom. 432 Gardys is currently listed for $215,000 and was received on January 16, 2026. Want to learn more about 432 Gardys? Do you have questions about finding other Single Family real estate for sale in Callao? You can browse all Callao real estate or contact a Coldwell Banker agent to request more information.

