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$370,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 1 Full Bath
  • 1,000 Sq. Ft.
  • Updated 17 hours ago
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Turn-Key Cottage Living on The Point - Just Two Blocks from the Water Life on The Point is all about being close to the water, hopping on the golf cart, and enjoying the laid-back rhythm that makes Colonial Beach so special. This fully furnished 2-bedroom cottage puts you right in the middle of it all-just two blocks from the Potomac River and two blocks from Monroe Bay. Step inside and you'll find a home that feels welcoming, comfortable, and surprisingly spacious. A front room with a charming bay window currently serves as an office but easily doubles as a cozy reading nook, morning coffee spot, or flexible bonus space. The living room flows naturally into the kitchen, creating an easy layout for everyday living, while the separate dining room offers the perfect place to gather for meals with friends and family. The primary bedroom features a custom closet system designed for smart organization, while the second bedroom includes a built-in pop-up desk, ideal for working remotely, hobbies, or study space. The updated bathroom includes a walk-in shower and modern vanity. Outside is where this home truly shines. The back deck is perfect for enjoying the coastal breeze, while the fenced yard offers multiple outdoor spaces to relax and entertain-including two patios, a firepit area, and low-maintenance stone landscaping that lets you spend more time enjoying the beach town lifestyle and less time on yard work. Located in a golf-cart friendly neighborhood, you're just minutes from the beaches, boardwalk, restaurants, boutiques, and waterfront sunsets that make Colonial Beach such a special place to call home. Whether you're looking for a weekend escape, full-time home, or investment opportunity, this furnished cottage offers the perfect blend of charm, flexibility, and location.

Full Property Details for 109 Bancroft Ave

General

  • Price: $370,000
  • Taxes: $1,025 (2017)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: VAWE2010744
  • Updated: 3/25/2026
  • Added to Site: 1 day(s) ago

Interior

  • Rooms/Areas: Living Room, Bedroom 2, Kitchen, Bedroom 1, Laundry, Bathroom 1
  • Interior Features: Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Kitchen - Table Space, Bathroom - Stall Shower
  • Appliances: Dishwasher, Disposal, Refrigerator, Stainless Steel Appliances, Stove, Washer, Dryer
  • Furnished: Yes

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Floor Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 2
  • Bedrooms Main & Up: 2

Other Rooms

  • Laundry: Has Laundry

Exterior

  • Porch/Patio/Deck: Patio(s)

Parking

  • Parking Features: Gravel Driveway
  • Parking Type: Driveway

Location

  • County: WESTMORELAND
  • Subdivision: THE POINT
  • Driving Directions: McKinney Blvd to Colonial Ave, Right onto Washington Ave, Right onto Boundary, Left onto Bancroft Ave to house on Right
  • City Limits: Yes

School Information

  • School District: Colonial Beach Public Schools
  • High School: Colonial Beach

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump - Electric BackUp
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Dist. to Water: 2 Blocks

Structural Information

  • Architectural Style: Cottage
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Foundation: Crawl Space
  • Roof: Composite, Shingle
  • Stories Description: Main
  • Square Feet: 1,000
  • Sq. Ft. Source: Estimated
  • Living Area: 1,000 Sq. Ft.
  • Finished Above Grnd: 1,000 Sq. Ft.
  • Year Built: 1920
  • Year Built Source: Estimated

Lot Features

  • Property View: Garden/Lawn, Street
  • Lot Size (Acres): 0.13
  • Lot Size (Sq. Ft.): 5,616
  • Lot Size Source: Estimated
  • Zoning: RESIDENTIAL
  • Lot Description: Landscaping, Rear Yard
  • Fencing (Description): Vinyl

Water Features

  • Water Front Type: River
  • Water Front Name: Monroe Bay & Potomac River

Financial Considerations

  • Price Per Sq. Ft.: $370
  • Assessment Year: 2017
  • City/TownTax: $543
  • City/TownTax Freq: Annually
  • County Tax: $481
  • County Tax Freq: Annually
  • Tax w/Assessment: $77,700
  • Tax Amount: $1,025
  • Tax Year: 2017

Disclosures and Reports

  • Ownership: Fee Simple
  • Lot Number: 10

Listed by Coldwell Banker Elite, Jessica L Anthony and Coldwell Banker Elite, Eric Nelson

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Listing agents

— 109 Bancroft Ave —

  • Jessica L Anthony

    Coldwell Banker Elite

  • Eric Nelson

    Coldwell Banker Elite

Listing Office Email: kbreen@coldwellbanker.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 109 Bancroft Ave

School District:Colonial Beach Town Public Schools
NameGradesDistance
Colonial Beach Elementary School
102 1st Street, Colonial Beach, VA 22443
PK-70.8 mi
Colonial Beach High School
100 1st Street, Colonial Beach, VA 22443
8-120.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 109 Bancroft Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/25/2026
Listed
$370,000
39.62%
MLS
11/22/2023
Sold
$265,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 109 Bancroft Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$587
—
$139,700
—
2024
$587
5%
$139,700
—
2022
$559
53%
$139,700
80%
2021
$365
—
$77,700
—
2020
$365
-26%
$77,700
—
2018
$490
—
$77,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 109 Bancroft Ave

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

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NMLS#: 1598647

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Listed by Coldwell Banker Elite, Jessica L Anthony and Coldwell Banker Elite, Eric Nelson

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109 Bancroft Avenue, Colonial Beach, VA 22443 (MLS# VAWE2010744) is a Single Family property with 2 bedrooms and 1 full bathroom. 109 Bancroft Avenue is currently listed for $370,000 and was received on March 25, 2026. Want to learn more about 109 Bancroft Avenue? Do you have questions about finding other Single Family real estate for sale in Colonial Beach? You can browse all Colonial Beach real estate or contact a Coldwell Banker agent to request more information.

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