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$495,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,501 Sq. Ft.
  • Updated 2 days ago
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Come experience the waterfront lifestyle you've always dreamed of with this beautiful Potomac River Retreat offering breathtaking panoramic water views. Situated on a generous 0.69-acre waterfront lot just outside the Town of Colonial Beach in Westmoreland County, this charming home features approximately 1,500 square feet of comfortable living space. The main level offers an inviting open floor plan with a spacious living room, dining area, kitchen, sunroom filled with natural light, convenient half bath, and laundry/utility room. Upstairs, the large primary bedroom opens to a private balcony overlooking the river-perfect for enjoying spectacular sunrises and evening breezes. Two additional bedrooms and an updated full bath with walk-in shower complete the upper level. Enjoy the convenience of being just a short walk to local seafood favorites. Whether you're seeking a full-time residence, weekend getaway, or vacation rental opportunity, this waterfront gem offers an affordable chance to own your own slice of paradise. Offered turnkey with furnishings. Come make memories and start enjoying waterfront living this season!

Full Property Details for 20947 Ridge Rd

General

  • Price: $495,000
  • Taxes: $2,174 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: VAWE2011554
  • Updated: 6/18/2026
  • Added to Site: 2 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Kitchen, Sun/Florida Room, Utility Room
  • Interior Features: Kitchen - Galley, Breakfast Area, Upgraded Countertops, Window Treatments, Wood Floors, Floor Plan - Open
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Dryer, Exhaust Fan, Microwave, Oven/Range - Electric, Refrigerator, Washer
  • Flooring: Wood, Tile/Brick

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 3

Exterior

  • Porch/Patio/Deck: Deck(s)

Parking

  • Carport Spaces: 2
  • Total Spaces: 6
  • Parking Features: Gravel Driveway
  • Parking Type: Detached Carport, Driveway

Location

  • County: WESTMORELAND
  • Driving Directions: I-95 E to Rt 3 E, L on Rt 205, cross Rt 301 and continue towards Colonial Beach, property on L with sign

School Information

  • School District: Westmoreland County Public Schools

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Dist. to Water: 0 Blocks

Structural Information

  • Architectural Style: Cape Cod
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Foundation: Crawl Space
  • Roof: Metal
  • Walls/Ceilings: Dry Wall
  • Stories Description: Main, Upper 1
  • Square Feet: 1,501
  • Sq. Ft. Source: Estimated
  • Living Area: 1,501 Sq. Ft.
  • Finished Above Grnd: 1,501 Sq. Ft.
  • Year Built: 1964
  • Year Built Source: Estimated
  • Property Condition: Very Good

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.69
  • Lot Size (Sq. Ft.): 30,056
  • Lot Size Source: Assessor
  • Street/Road Desc.: Paved
  • Zoning: RESIDENTIAL

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Navigable Water: Yes
  • Water Access: Yes
  • Water Front Type: Creek/Stream

Financial Considerations

  • Price Per Sq. Ft.: $329.78
  • Assessment Year: 2025
  • City/TownTax Freq: Annually
  • County Tax: $1,343
  • County Tax Freq: Annually
  • Tax w/Assessment: $319,700
  • Tax Amount: $2,174
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple

Listed by Coldwell Banker Elite, Relda M Schick

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Listing agent

— 20947 Ridge Rd —

  • Relda M Schick

    Coldwell Banker Elite

Listing Office Email: kbreen@coldwellbanker.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 20947 Ridge Rd

School District:Westmoreland County Public Schools
NameGradesDistance
Washington District Elementary School
454 Oak Grove Road, Colonial Beach, VA 22443
PK-56.3 mi
Montross Middle School
8884 Menokin Road, Montross, VA 22520
6-818.7 mi
Washington & Lee High School
16762 Kings Highway, Montross, VA 22520
9-1216.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20947 Ridge Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/18/2026
Listed
$495,000
113.36%
MLS
4/10/2013
Sold
$232,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20947 Ridge Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,174
—
$319,700
—
2024
$2,174
10%
$319,700
—
2023
$1,982
—
$319,700
—
2022
$1,982
-7%
$319,700
14%
2021
$2,123
—
$279,300
—
2020
$2,123
17%
$279,300
—
2019
$1,815
3%
$279,300
—
2018
$1,760
—
$279,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 20947 Ridge Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Coldwell Banker Elite, Relda M Schick

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20947 Ridge Road, Colonial Beach, VA 22443 (MLS# VAWE2011554) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 20947 Ridge Road is currently listed for $495,000 and was received on June 18, 2026. Want to learn more about 20947 Ridge Road? Do you have questions about finding other Single Family real estate for sale in Colonial Beach? You can browse all Colonial Beach real estate or contact a Coldwell Banker agent to request more information.

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