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$665,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,658 Sq. Ft.
  • 2 Car Garage
  • Updated 2 days ago
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Welcome to 89 Charter Gate Drive, where one of the best lots in Stafford Lakes awaits! Situated on 0.92 acres at the end of a quiet cul-de-sac, this beautiful home backs to the water, offering privacy, scenic views, and a setting that is rarely available in the neighborhood. Inside, you'll find a spacious, open floor plan where the kitchen is the centerpiece of the home, featuring a stunning 9-foot granite island, double ovens, a gas cooktop, abundant cabinetry, and plenty of workspace. Just off the kitchen, the light-filled morning room showcases coffered ceilings, custom wainscoting, decorative beams, a modern light fixture, and peaceful water views. The main level also includes a spacious family room, separate living room, and a convenient mudroom. Upstairs, you'll find four generously sized bedrooms, including a spacious primary suite with a beautifully appointed bathroom and walk-in closet. Each additional bedroom offers ample closet space and room to grow. The fully finished walkout basement significantly expands the home's living space with a large recreation room, a fifth bedroom, and a full bathroom, making it ideal for guests, multigenerational living, or a private home office. Recent updates include a new roof and new gutter system. Outside, the backyard is truly the highlight of this home. Enjoy nearly an acre of beautifully maintained lawn with an in-ground sprinkler system, a stamped concrete patio with a built-in fire pit and seating. The waterfront setting and cul-de-sac location create a private outdoor space that's perfect for relaxing or entertaining. Stafford Lakes offers outstanding community amenities, including a pool, playgrounds, walking trails, and more, all in a convenient Stafford location close to shopping, dining, commuter routes, and schools. This is a rare opportunity to own one of the premier lots in Stafford Lakes-don't miss it!

Full Property Details for 89 Charter Gate Dr

General

  • Price: $665,000
  • HOA FEE: $79/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $4,345 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: VAST2051374
  • Updated: 6/26/2026
  • Added to Site: 3 day(s) ago

Interior

  • Interior Features: Bar, Chair Railings, Combination Dining/Living, Combination Kitchen/Living, Crown Moldings, Dining Area, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Pantry, Sprinkler System, Upgraded Countertops, Wainscotting, Walk-in Closet(s), Window Treatments, Carpet, Ceiling Fan(s), Recessed Lighting
  • Appliances: Built-In Microwave, Washer, Dryer, Cooktop, Dishwasher, Disposal, Refrigerator, Icemaker, Oven - Wall
  • Flooring: Partially Carpeted

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Upper: 4
  • Bedrooms Lower: 1

Other Rooms

  • Laundry: Upper Floor

Additional Information

  • Shared Amenities: Pool - Outdoor, Tot Lots/Playground, Basketball Courts, Common Grounds, Jog/Walk Path, Soccer Field
  • Shared Pool: Yes
  • Pool: Yes
  • Security/Safety: Smoke Detector

Exterior

  • Exterior Features: Extensive Hardscape, Exterior Lighting, Lawn Sprinkler, Outbuilding(s), Play Area, Play Equipment, Sidewalks
  • Porch/Patio/Deck: Patio(s)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Type: Attached Garage
  • Garage Description: Garage Door Opener, Garage - Front Entry, Built In

Location

  • County: STAFFORD
  • Subdivision: STAFFORD LAKES VILLAGE
  • Cross Streets: Manorwood Drive
  • Driving Directions: USE GPS

School Information

  • School District: Stafford County Public Schools

Community

  • Association: Yes
  • Assoc. Name: STAFFORD LAKES
  • Assoc. Fees Include: Pool(s)

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Zoned
  • Heating Fuel: Natural Gas, Electric
  • Water Heater: Electric, Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Traditional, Colonial
  • Structure Type: Detached
  • Construction: Brick Veneer, Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Full
  • Foundation: Block
  • Roof: Architectural Shingle
  • Walls/Ceilings: 9'+ Ceilings, Beamed Ceilings, Tray Ceilings
  • Windows: Double Pane, Screens
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 3,658
  • Sq. Ft. Source: Estimated
  • Living Area: 3,658 Sq. Ft.
  • Finished Above Grnd: 2,532 Sq. Ft.
  • Finished Below Grnd: 1,126 Sq. Ft.
  • Basement Finished: 0%
  • Year Built: 2015
  • Year Built Source: Assessor

Unit Information

Unit 1

  • Bathrooms-Lower: 1
  • Bedrooms-Lower: 1

Lot Features

  • Property View: Lake, Garden/Lawn
  • Lot Size (Acres): 0.92
  • Lot Size (Sq. Ft.): 40,162
  • Lot Size Source: Assessor
  • Zoning: R1
  • Lot Description: Backs - Parkland, Backs to Trees, Cleared, Cul-de-sac, Front Yard, Landscaping, Level, Partly Wooded, Private, Rear Yard, SideYard(s), Trees/Wooded

Water Features

  • Water View: Yes
  • Water Front Type: Lake
  • Water Front Name: Rocky Pen Reservoir

Financial Considerations

  • Price Per Sq. Ft.: $262.64
  • Association Fee: $238
  • Assoc Fee Freq.: Quarterly
  • Assessment Year: 2025
  • City/TownTax Freq: Annually
  • County Tax: $4,285
  • County Tax Freq: Annually
  • Tax w/Assessment: $463,900
  • Tax Amount: $4,345
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 2532

Disclosures and Reports

  • Ownership: Fee Simple
  • Inclusions: Ring Doorbell
  • Section: 12B
  • Lot Number: 876

Listed by Berkshire Hathaway HomeServices PenFed Realty, Jennifer M Cook

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Listing agent

— 89 Charter Gate Dr —

  • Jennifer M Cook

    Berkshire Hathaway HomeServices PenFed Realty

Listing Office Email: fredericksburg@penfedrealty.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 89 Charter Gate Dr

School District:Stafford County Public Schools
NameGradesDistance
Rocky Run Elementary School
95 Reservoir Road, Fredericksburg, VA 22406
K-51.3 mi
T. Benton Gayle Middle School
100 Panther Drive, Fredericksburg, VA 22406
6-83.3 mi
Colonial Forge High School
550 Courthouse Road, Stafford, VA 22554
9-128 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 89 Charter Gate Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/26/2026
Listed
$665,000
73.29%
MLS
9/28/2015
Sold
$383,739
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 89 Charter Gate Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,345
3%
$463,900
—
2024
$4,206
6%
$463,900
11%
2023
$3,950
21%
$418,000
—
2021
$3,270
—
$418,000
24%
2021
$3,270
—
$337,100
—
2020
$3,270
1%
$337,100
5%
2019
$3,241
2%
$320,900
—
2018
$3,177
4%
$320,900
4%
2017
$3,050
1%
$308,100
1%
2016
$3,032
231%
$306,300
240%
2015
$917
7%
$90,000
—
2013
$856
—
$90,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Berkshire Hathaway HomeServices PenFed Realty, Jennifer M Cook

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89 Charter Gate Drive, Fredericksburg, VA 22406 (MLS# VAST2051374) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 89 Charter Gate Drive is currently listed for $665,000 and was received on June 26, 2026. Want to learn more about 89 Charter Gate Drive? Do you have questions about finding other Single Family real estate for sale in Fredericksburg? You can browse all Fredericksburg real estate or contact a Coldwell Banker agent to request more information.

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