This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/53
$444,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/53
Property Description
Fully Furnished Home! Lake Access with BRAND NEW DOCKS. BOAT SLIP available! Perfect home for full-time living or great opportunity for your investment portfolio- only 30 minutes from the NEW Kalahari Resort & Convention Center! Total living space at 1100 sqft (Main home is 768 sqft with approx 342sqft in loft, above detached garage) Start enjoying the lake life with this turnkey, fully furnished Lake Anna escape! This move-in ready retreat is being offered as a complete turnkey opportunity, with all indoor and outdoor furniture, décor, and appliances conveying, allowing you to start enjoying the home or generating rental income from day one. Whether you're searching for a full-time residence, weekend getaway, or investment property, this home is ready for its next chapter. Built in 2016 and thoughtfully designed with modern finishes throughout, the main home offers comfortable one-level living with two bedrooms, one full bath, beautiful Pergo flooring, fresh paint, a cozy gas fireplace, and stylish fixtures that leave a lasting impression. This homes gives guests the "WOW" factor when they step inside, easily captivated by the home's unique layout, attention to detail, and warm, inviting atmosphere. What truly sets this property apart is the incredible detached garage featuring a custom-built entertainment space on the main level with a built-in bar, plus a finished loft above offering approximately 350 square feet of additional heated and cooled living space. Complete with carpet, heating, and air conditioning, this versatile area is perfect for guests, a recreation room, home office, or future in-law suite, with the potential to add a bathroom, if desired. Situated on nearly an acre of beautifully landscaped property, you'll enjoy your own private backyard oasis featuring attractive hardscaping, a cozy firepit gathering area, a spacious patio, and a storage shed. Sip your morning coffee outdoors and unwind in the evenings around the fire while taking in the peaceful wooded surroundings and abundant wildlife. Located in a sought-after, golf cart-friendly Lake Anna community, you'll love the convenience of riding your golf cart to the lake. Community boat slips may be available for annual lease or purchase (subject to availability), making it even easier to embrace the lake lifestyle. Surrounded by local wineries, restaurants, outdoor recreation, and the excitement of one of Virginia's fastest-growing lake destinations, this property offers the perfect balance of relaxation and adventure. Unique, unforgettable, and unlike anything else in the neighborhood, this fully furnished, move-in ready Lake Anna retreat is equally suited as a personal getaway, full-time residence, or exceptional turnkey investment opportunity! ***NOTE: Total square footage is approx 1100 sqft combined with Main Home at 768 sqft & approx 342sqft in loft, above detached garage. ***
Full Property Details
Full Property Details for 106 Bernie Cir
General
- Price: $444,000
- HOA FEE: $33/month
- HOA FEE FREQ.: Annually
- Taxes: $2,174 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: VALA2010232
- Updated: 9/22/2026
- Added to Site: 70 day(s) ago
Interior
- Rooms/Areas: Bedroom 2, Kitchen, Family Room, Bedroom 1, Laundry, Loft, Bathroom 1
- Interior Features: Ceiling Fan(s), Bathroom - Stall Shower, Combination Kitchen/Dining, Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Recessed Lighting
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane, Mantel(s)
- Appliances: Built-In Microwave, Washer, Dryer, Refrigerator, Stove, Cooktop, Exhaust Fan
- Furnished: Yes
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
- Main Floor Baths: 1
- Main - Full Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Has Laundry
Additional Information
- Shared Amenities: Boat Dock/Slip, Picnic Area, Boat Ramp, Common Grounds, Lake, Mooring Area, Water/Lake Privileges
Exterior
- Exterior Features: Private Beach
- Porch/Patio/Deck: Porch(es)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Gravel Driveway
- Parking Type: Driveway, Detached Garage
- Garage Description: Garage - Front Entry
Location
- County: LOUISA
- Subdivision: EDGEWOOD BAY
- Driving Directions: Take exit 118 onto SR-606 toward Thornburg, Turn right onto Mudd Tavern Rd toward Thornburg, US-1, At the roundabout, take the second exit onto Mudd Tavern Rd, Turn left onto Courthouse Rd, Turn left onto Kentucky Springs Rd, Turn left onto Mitchell Point Rd, Turn left onto Bernie Cir, The home is on your right. Thank you!
School Information
- School District: Louisa County Public Schools
- Elementary School: Thomas Jefferson
- Middle School: Louisa
- High School: Louisa
Community
- Association: Yes
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C, Ceiling Fan(s)
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s), Forced Air
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: On Site Septic
- Water: Private, Well
Structural Information
- Architectural Style: Ranch/Rambler
- Structure Type: Detached
- Construction: Vinyl Siding
- Foundation: Block, Crawl Space
- Stories Description: Main
- Square Feet: 1,100
- Sq. Ft. Source: Estimated
- Living Area: 1,100 Sq. Ft.
- Finished Above Grnd: 1,100 Sq. Ft.
- Year Built: 2016
- Year Built Source: Assessor
- Property Condition: Excellent
Additional Structures
- Other Structures: Shed, Garage(s)
Lot Features
- Lot Size (Acres): 0.92
- Lot Size (Sq. Ft.): 39,988
- Lot Size Source: Assessor
- Zoning: R2
- Lot Description: Landscaping, Partly Wooded, Backs to Trees, Trees/Wooded
Water Features
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Private Beach, Swimming Allowed, Waterski/Wakeboard
- Water Front Type: Lake
- Water Front Name: Lake Anna
- Dock/Slip Conveys: Yes
- Docks: 5
Financial Considerations
- Price Per Sq. Ft.: $403.64
- Association Fee: $400
- Assoc Fee Freq.: Annually
- Other Fee: $200
- Other Fee Freq.: Annually
- Assessment Year: 2025
- County Tax: $2,174
- County Tax Freq: Annually
- Tax w/Assessment: $301,900
- Tax Amount: $2,174
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 701
Disclosures and Reports
- Ownership: Fee Simple
- Exclusions: Living room TV “frame†(frame only) does not convey.
- Inclusions: Furnishings convey
- Section: II
- Lot Number: 103
Listed by Porch & Stable Realty, LLC, Shelley A Johnson
Get Pre-Approved Today
Schools
Schools serving 106 Bernie Cir
School District:Louisa County Public Schools
| Name | Grades | Distance |
|---|---|---|
Thomas Jefferson Elementary School, Louisa, VA 1782 Jefferson Highway, Louisa, VA 23093 | PK-5 | 9.3 mi |
Louisa County Middle School 1009 Davis Highway, Mineral, VA 23117 | 6-8 | 6.5 mi |
Louisa County High School 757 Davis Highway, Mineral, VA 23117 | 9-12 | 6.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 106 Bernie Cir
Date
Details
Price
Change
Source
9/22/2026
Price Reduced
$444,000
-1.33%
MLS
9/11/2026
Price Reduced
$449,999
-3.23%
MLS
8/22/2026
Price Reduced
$464,999
-3.13%
MLS
8/03/2026
Listed
$479,999
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 106 Bernie Cir
106 Bernie Cir, Mineral, VA 23117 (MLS# VALA2010232) is a Single Family property with 3 bedrooms and 1 full bathroom. 106 Bernie Cir is currently listed for $444,000 and was received on August 01, 2026. Want to learn more about 106 Bernie Cir? Do you have questions about finding other Single Family real estate for sale in Mineral? You can browse all Mineral real estate or contact a Coldwell Banker agent to request more information.

