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$975,000 Just Listed
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Property Description
Welcome to Lake Anna! This spacious waterfront home is perfectly situated on 1.7 acres in Freshwater Estates on the public side of the lake, offering approximately 126 feet of shoreline, beautiful water views, and a fantastic mid-lake location on Contrary Creek. With over 4,200 square feet spread over two levels, 4 bedrooms, 3 full baths, an oversized 3-car finished garage, and an assigned deep-water boat slip (slip #121) in the neighborhood common area, there is plenty of room to enjoy lake life year-round. Step inside to a warm and inviting interior featuring hardwood flooring, vaulted ceilings, and a cozy pellet stove. The kitchen offers maple cabinetry, a center island, and plenty of space to gather with family and friends. Just off the main family room, the large back deck overlooks the lake and creates the perfect spot for morning coffee, evening dinners, or simply relaxing and taking in the water views. There is a separate living room and formal dining room. The primary suite features a tray ceiling, private access to the back deck overlooking the lake, a soaking tub, separate tiled shower, double vanity, and walk-in closet. Two additional bedrooms, a full bath and laundry room complete the main level. The finished walkout lower level adds even more room to spread out and entertain, featuring a family room with a wood-burning stove, recreation room, home office with a built-in desk, additional bedroom, full bath, and storage/utility room. Plumbing is already in place for a future wet bar, giving you the opportunity to create an even better entertaining space. Outside, enjoy 126 feet of Lake Anna shoreline. Build your own boathouse right at the shoreline, or enjoy your assigned deep-water boat slip that's within walking distance from the house in the Freshwater Estates common area. The community also offers a boat ramp, boat slips, and picnic tables, making it easy to get out on the water and enjoy everything Lake Anna has to offer. Recent improvements include a whole-house water softener system installed in 2024 and HVAC replaced in 2023. The home also features a 35-year shingle roof, and the septic was pumped in April 2025. High-speed fiber internet through Firefly makes working from the lake easy, and short-term rentals are permitted. Even better, the portable generator, John Deere lawn mower, and pool table all convey! Located on Contrary Creek just across the lake from Cutalong Golf Course and convenient to local lake dining, groceries, marinas, and more. Whether you're looking for a full-time lake home, weekend retreat, or investment property, this one offers the space, location, and waterfront lifestyle you've been looking for.
Full Property Details
Full Property Details for 435 Fisher Dr
General
- Price: $975,000
- HOA FEE: $35/month
- HOA FEE FREQ.: Annually
- Taxes: $7,768 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: VALA2010562
- Updated: 9/14/2026
- Added to Site: 4 day(s) ago
Interior
- Number of Rooms: 18
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Breakfast Room, Mud Room, Office, Recreation Room, Storage Room, Primary Bathroom, Full Bath
- Interior Features: Attic, Bathroom - Soaking Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Built-Ins, Breakfast Area, Carpet, Ceiling Fan(s), Entry Level Bedroom, Kitchen - Island, Pantry, Skylight(s), Stove - Pellet, Wood Floors, Family Room Off Kitchen, Primary Bath(s), Walk-in Closet(s), Water Treat System
- Appliances: Built-In Microwave, Dishwasher, Dryer, Water Conditioner - Owned, Washer, Stove, Refrigerator, Oven/Range - Electric, Oven - Wall, Microwave
- Flooring: Carpet, Ceramic Tile, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Lower: 1
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Hookup, Main Floor
Additional Information
- Shared Amenities: Boat Dock/Slip, Boat Ramp, Common Grounds, Lake, Picnic Area, Pier/Dock, Water/Lake Privileges
Exterior
- Exterior Features: Exterior Lighting
- Porch/Patio/Deck: Deck(s)
Parking
- Garage: Yes
- Garage Spaces: 3
- Total Spaces: 7
- Parking Features: Gravel Driveway
- Parking Type: Driveway, Attached Garage
- Garage Description: Oversized, Garage Door Opener, Inside Access
Location
- County: LOUISA
- Subdivision: FRESHWATER ESTATES
- Driving Directions: Starting from Lake Anna Food Lion (11010 Kentucky Springs), turn left on New Bridge Rd. At the traffic circle, take the second exit onto Zachary Taylor Hwy (rt522) towards Mineral. Turn left on Hensley Rd. Turn left on Fisher Dr and the house will be on the left- see the sign!
- Location Details: Lake
School Information
- School District: Louisa County Public Schools
- Elementary School: Thomas Jefferson
- Middle School: Louisa County
- High School: Louisa County
Community
- Association: Yes
- Assoc. Name: FRESHWATER ESTATES
- Assoc. Fees Include: Common Area Maintenance, Pier/Dock Maintenance
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s), Pellet Stove, Wood Burn Stove
- Heating Fuel: Electric, Pellets, Wood
- Water Heater: Electric
Utilities
- Sewer: On Site Septic, Septic < # of BR
- Water: Well
Structural Information
- Architectural Style: Raised Ranch/Rambler
- Structure Type: Detached
- Construction: Vinyl Siding
- Basement: Yes
- Basement Desc.: Connecting Stairway, Poured Concrete
- Foundation: Concrete Perimeter
- Roof: Asphalt, Shingle
- Walls/Ceilings: Dry Wall, Tray Ceilings, Vaulted Ceilings
- Windows: Insulated, Bay/Bow
- Doors: Insulated
- Stories Description: Lower 1, Main
- Square Feet: 4,218
- Sq. Ft. Source: Assessor
- Living Area: 3,700 Sq. Ft.
- Finished Above Grnd: 2,128 Sq. Ft.
- Finished Below Grnd: 1,572 Sq. Ft.
- Year Built: 2003
- Year Built Source: Assessor
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 1
Lot Features
- Property View: Lake, Trees/Woods, Water
- Lot Size (Acres): 1.7
- Lot Size (Sq. Ft.): 74,139
- Lot Size Source: Assessor
- Zoning: R2
- Lot Description: Front Yard, Landscaping, Partly Wooded, Premium, Rear Yard, SideYard(s)
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Public Access, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
- Water Front Type: Lake
- Water Front Name: Lake Anna
- Dock/Slip Conveys: Yes
- Docks: 1
- Power Boats: 6
- Non-Power Boats: 6
Financial Considerations
- Price Per Sq. Ft.: $458.18
- Association Fee: $415
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- County Tax: $7,768
- County Tax Freq: Annually
- Tax w/Assessment: $1,078,900
- Tax Amount: $7,768
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 3700
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: Generator, John Deere lawn mower and pool table convey!
- Section: I
- Lot Number: 122
Listed by Lake Anna Island Realty, Ashley Hoffman
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Schools
Schools serving 435 Fisher Dr
School District:Louisa County Public Schools
| Name | Grades | Distance |
|---|---|---|
Thomas Jefferson Elementary School, Louisa, VA 1782 Jefferson Highway, Louisa, VA 23093 | PK-5 | 7.6 mi |
Louisa County Middle School 1009 Davis Highway, Mineral, VA 23117 | 6-8 | 4.9 mi |
Louisa County High School 757 Davis Highway, Mineral, VA 23117 | 9-12 | 4.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 435 Fisher Dr
Date
Details
Price
Change
Source
9/12/2026
Listed
$975,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 435 Fisher Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,768
12%
$1,140,700
6%
2024
$6,916
—
$1,078,900
12%
2024
$6,916
102%
$960,500
4%
2022
$3,420
-36%
$919,200
23%
2022
$5,371
13%
$746,000
13%
2021
$4,764
9%
$661,600
9%
2020
$4,383
5%
$608,800
5%
2018
$4,164
—
$578,300
—
2017
$4,166
3%
$578,600
3%
2016
$4,038
—
$560,800
—
2015
$4,055
-5%
$563,200
-5%
2019
$4,277
25%
$594,000
18%
2014
$3,420
6%
$503,000
1%
2013
$3,226
—
$496,300
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 435 Fisher Dr
435 Fisher Drive, Mineral, VA 23117 (MLS# VALA2010562) is a Single Family property with 4 bedrooms and 3 full bathrooms. 435 Fisher Drive is currently listed for $975,000 and was received on September 12, 2026. Want to learn more about 435 Fisher Drive? Do you have questions about finding other Single Family real estate for sale in Mineral? You can browse all Mineral real estate or contact a Coldwell Banker agent to request more information.

