Full Property Details for 6406 Carter Ln
General
- Price: $1,989,000
- HOA FEE: $45/month
- HOA FEE FREQ.: Annually
- Taxes: $9,815 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: VASP2041184
- Updated: 4/22/2026
- Added to Site: 1 day(s) ago
Interior
- Number of Rooms: 21
- Rooms/Areas: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Loft, Recreation Room, Bedroom 6, Bonus Room, Primary Bathroom, Full Bath
- Interior Features: Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Kitchen/Dining, Curved Staircase, Dining Area, Exposed Beams, Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Wainscotting, Upgraded Countertops, WhirlPool/HotTub, Wood Floors
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane
- Appliances: Stove, Stainless Steel Appliances, Refrigerator, Oven - Wall, Microwave, Extra Refrigerator/Freezer, Freezer, Dryer, Dishwasher, Compactor, Built-In Microwave
- Furnished: Yes
- Flooring: Wood, Luxury Vinyl Plank, Tile/Brick
Rooms
- Total Bathrooms: 5
- Full Bathrooms: 5
- Upper Floor Baths: 1
- Upper - Full Baths: 1
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 2
- Lower - Full Baths: 2
- Total Bedrooms: 7
- Bedrooms Upper: 1
- Bedrooms Lower: 4
- Bedrooms Main & Up: 2
- Laundry: Main Floor, Hookup, Has Laundry, Dryer In Unit, Washer In Unit
Additional Information
- Shared Amenities: Boat Dock/Slip, Boat Ramp, Common Grounds, Gated Community, Lake, Mooring Area, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
- Spa: Yes
- Security/Safety: Exterior Cameras
Exterior
- Exterior Features: BBQ Grill, Boat Storage, Extensive Hardscape, Exterior Lighting, Hot Tub, Outbuilding(s), Stone Retaining Walls, Sidewalks
- Porch/Patio/Deck: Deck(s), Patio(s)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 12
- Parking Features: Concrete Driveway, Gravel Driveway
- Parking Type: Attached Garage, Driveway, Off Street
- Garage Description: Garage - Side Entry, Garage Door Opener, Inside Access, Oversized, Additional Storage Area
Location
- County: SPOTSYLVANIA
- Subdivision: KELLYS LANDING
- Driving Directions: Starting from Food Lion at Lake Anna (11010 Kentucky Springs Rd), turn left onto Courthouse Rd. At the traffic circle, take the first exit onto Zachary Taylor Hwy (rt522) and continue for 5 miles. Turn right on Monrovia Rd. Turn left on Carter Ln. Follow to the end, house is at cut-de-sac. See the sign!
- Location Details: Lake
School Information
- School District: Spotsylvania County Public Schools
- Elementary School: Livingston
- Middle School: Post Oak
- High School: Spotsylvania
Community
- Association: Yes
- Assoc. Name: KELLY'S LANDING
- Assoc. Fees Include: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Security Gate, Snow Removal
Heating & Cooling
- Central air: Yes
- Cooling Type: Ceiling Fan(s), Central A/C, Zoned
- Cooling Fuel: Electric
- Heating Type: Forced Air, Heat Pump - Gas BackUp
- Heating Fuel: Electric, Propane - Leased
- Water Heater: Propane, Tankless, Multi-tank
Utilities
- Sewer: On Site Septic, Septic < # of BR, Gravity Sept Fld, Approved System
- Water: Well
- Utility Description: Cable TV, Propane, Under Ground
Structural Information
- Architectural Style: Ranch/Rambler, Loft with Bedrooms, Loft
- Structure Type: Detached
- Construction: Brick
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Connecting Stairway, Daylight, Full, Fully Finished, Full, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Side Entrance, Walkout Level, Windows
- Foundation: Brick/Mortar
- Roof: Shingle
- Walls/Ceilings: Vaulted Ceilings, 9'+ Ceilings, 2 Story Ceilings, Bea
- Windows: Insulated
- Doors: Insulated
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 6,189
- Sq. Ft. Source: Estimated
- Living Area: 6,189 Sq. Ft.
- Finished Above Grnd: 3,980 Sq. Ft.
- Finished Below Grnd: 2,209 Sq. Ft.
- Year Built: 1994
- Year Built Source: Assessor
- Property Condition: Very Good
Unit Information
- Bathrooms-Lower: 2
- Bedrooms-Lower: 4
Additional Structures
- Other Structures: Boat House, Gazebo, Shed
Lot Features
- Property View: Water, Trees/Woods, Scenic Vista, Lake
- Lot Size (Acres): 3.53
- Lot Size (Sq. Ft.): 153,767
- Lot Size Source: Assessor
- Street/Road Desc.: Tar and Chip
- Zoning: RR
- Lot Description: Cul-de-sac, Fishing Available, Front Yard, Landscaping, Partly Wooded, Premium, Private, Rear Yard, Rip-Rapped, Rural
Water Features
- Water Front: Yes
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Access Desc: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Seaplane Permitted, Sail, Swimming Allowed, Waterski/Wakeboard, Public Access
- Water Front Type: Lake
- Water Front Name: Lake Anna
- Dock/Slip Conveys: Yes
- Docks: 1
Financial Considerations
- Price Per Sq. Ft.: $499.75
- Association Fee: $540
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- City/TownTax Freq: Annually
- County Tax: $9,814
- County Tax Freq: Annually
- Tax w/Assessment: $1,336,600
- Tax Amount: $9,815
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 4864
Disclosures and Reports
- Ownership: Fee Simple
- Inclusions: Property comes fully furnished!
- Lot Number: 5
Listed by Lake Anna Island Realty, Ashley Hoffman
NMLS#: 1598647
