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$439,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,736 Sq. Ft.
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Situated on three acres of absolute bliss, this beautiful Colonial at 199 Settlers Ln, Montross, VA 22520 offers the perfect escape into private, peaceful country living. An inviting covered front porch sits in the shade of mature oak trees, welcoming you into a home that beautifully blends stone accents both inside and out. The lush, private grounds are a nature lover's dream, featuring plum, peach, apple, three fig trees, and fruiting blueberry bushes, along with a wrap-around driveway, a substantial 12x24 detached shed, and another storage container at the rear of the property for all your storage needs! Spanning 1,824 above-grade square feet, the interior of this three bedroom, three and a half bathroom home is thoughtfully designed for comfort and accessibility, including an electric chair lift to basement and second level. The main floor boasts a dedicated dining room, a dedicated laundry room, and a cozy living area centered around a warm propane fireplace. In the heart of the home, the kitchen features recessed lighting, hardwood cabinets drawers and doors, a pantry, stainless steel appliances, and durable vinyl flooring. High-quality Anderson windows are installed throughout the home, drawing in abundant natural light, and ample attic storage is easily accessible overhead. The lower level offers incredible potential with a 912-square-foot roughed-in basement built on a solid poured concrete foundation. Already featuring partially finished flooring, an installed wood stove, a functioning full bath, and its own electric chair lift, this space is framed and ready to be finished into a custom bar, bonus room, and living area. Additional workspace is provided by the massive 812-square-foot finished attached garage, measuring 27x27 and fully equipped with electricity and HVAC. Backed by heavy-duty infrastructure including a 400-amp electrical service, a new pressure tank, and an alarm system, this home ensures complete peace of mind. When it is time to unwind, the huge multi-level deck out back serves as an entertainer's delight, making it the perfect private retreat. While you will feel a world away in your own backyard oasis, you can truly drive a little and save a lot at this fantastic location. Situated just off Route 3, the property provides an exceptionally easy commute to Dahlgren, Colonial Beach, Montross, and more, giving you the absolute best of both worlds. Come see 199 Settlers Ln, and all it has to offer!

Full Property Details for 199 Settlers Ln

General

  • Price: $439,900
  • Taxes: $1,821 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: VAWE2011566
  • Updated: 6/28/2026
  • Added to Site: 15 day(s) ago

Interior

  • Interior Features: Dining Area, Breakfast Area, Window Treatments, Attic, Bathroom - Walk-In Shower, Ceiling Fan(s)
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Screen
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Freezer, Microwave, Oven/Range - Electric, Refrigerator, Water Heater, Dryer - Front Loading

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 3

Other Rooms

  • Laundry: Has Laundry, Dryer In Unit, Washer In Unit, Main Floor

Additional Information

  • Security/Safety: Carbon Monoxide Detector(s), Security System, Smoke Detector

Exterior

  • Exterior Features: Extensive Hardscape, Outbuilding(s), Secure Storage, Stone Retaining Walls, Other
  • Porch/Patio/Deck: Deck(s), Patio(s)

Parking

  • Parking Features: Circular Driveway
  • Parking Type: Driveway

Location

  • County: WESTMORELAND
  • Subdivision: SETTLERS RETREAT
  • Driving Directions: From Kings Highway/ VA-3 East, Turn right onto state Route 659 / Kenwood road. in 0.4 miles, turn right on to Settlers Lane. 199 Settlers Lane is 0.2 miles further, on the left.
  • Location Details: Rural

School Information

  • School District: Westmoreland County Public Schools
  • High School: Washington & Lee

Community

  • Pets Allowed: Yes
  • Pets: Breed Restrictions, Cats OK, Dogs OK

Heating & Cooling

  • Cooling Type: Heat Pump(s)
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Septic = # of BR
  • Water: Well

Structural Information

  • Architectural Style: Colonial
  • Structure Type: Detached
  • Construction: Stone, Vinyl Siding
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Rear Entrance, Daylight, Partial, Outside Entrance, Unfinished, Partially Finished, Interior Access
  • Foundation: Concrete Perimeter
  • Windows: Double Hung
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 2,736
  • Sq. Ft. Source: Estimated
  • Living Area: 2,280 Sq. Ft.
  • Finished Above Grnd: 1,824 Sq. Ft.
  • Finished Below Grnd: 456 Sq. Ft.
  • Basement Finished: 25%
  • Year Built: 1996
  • Year Built Source: Estimated

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Additional Structures

  • Other Structures: Garage(s), Shed, Wood/Metal Shed

Lot Features

  • Property View: Trees/Woods
  • Lot Size (Acres): 3
  • Lot Size (Sq. Ft.): 130,680
  • Lot Size Source: Estimated
  • Zoning: R
  • Lot Description: Backs to Trees, Partly Wooded, Private, Rear Yard, Rural, Secluded, SideYard(s)

Financial Considerations

  • Price Per Sq. Ft.: $241.17
  • Assessment Year: 2021
  • County Tax: $1,821
  • County Tax Freq: Annually
  • Tax w/Assessment: $267,800
  • Tax Amount: $1,821
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Section: 2
  • Lot Number: 6

Listed by RE/MAX Supercenter, Joseph S Cleveland and RE/MAX Supercenter, Danny Joe Mundy III

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Listing agents

— 199 Settlers Ln —

  • Joseph S Cleveland

    RE/MAX Supercenter

  • Danny Joe Mundy III

    RE/MAX Supercenter

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 199 Settlers Ln

School District:Westmoreland County Public Schools
NameGradesDistance
Washington District Elementary School
454 Oak Grove Road, Colonial Beach, VA 22443
PK-56 mi
Montross Middle School
8884 Menokin Road, Montross, VA 22520
6-89 mi
Washington & Lee High School
16762 Kings Highway, Montross, VA 22520
9-126.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 199 Settlers Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/27/2026
Listed
$439,900
75.96%
MLS
2/25/2021
Sold
$250,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 199 Settlers Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,821
—
$267,800
—
2024
$1,821
10%
$267,800
—
2023
$1,660
—
$267,800
—
2022
$1,660
2%
$267,800
26%
2021
$1,620
—
$213,100
—
2020
$1,620
17%
$213,100
—
2019
$1,385
3%
$213,100
—
2018
$1,343
—
$213,100
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by RE/MAX Supercenter, Joseph S Cleveland and RE/MAX Supercenter, Danny Joe Mundy III

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199 Settlers Lane, Montross, VA 22520 (MLS# VAWE2011566) is a Single Family property with 3 bedrooms, 3 full bathrooms and 1 partial bathroom. 199 Settlers Lane is currently listed for $439,900 and was received on June 27, 2026. Want to learn more about 199 Settlers Lane? Do you have questions about finding other Single Family real estate for sale in Montross? You can browse all Montross real estate or contact a Coldwell Banker agent to request more information.

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