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$359,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,087 Sq. Ft.
  • 2 Car Garage
  • Updated 1 day ago
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Nestled Within The Trees Lies This Unique 3 Bedroom, 2 Bath Home For Year-Round Enjoyment. The Great Room Boasts Wooden Ceiling Beams Along With Built-In Bookcase and Cabinets On Its First Level. On The Second Level The Home Has A Remodeled Kitchen With Quartz Counter Tops, Soft Close Shaker Style Cabinets and Drawers, Open Pantry, and An Additional Pantry Closet, Dining Area Has Cathedral Ceiling Along With An Additional Buffet With Quartz Countertop and Wall Cabinetary. This Level Has Access To The Two-Tier Deck (8'X8 and 9'X13') Area That Gives You Room For Relaxation, Space For Grilling Sometimes You Can Observe Visitors Of Deer, Fox, Owls and Birds in This Area. The Deck Has New Posts, Decking, and Sealant. in The Winter It Has Limited View Of The Lake From The Deck. Another Bedroom and Bath Is Included On This Level, On The Top Level Lies The Master Bedroom With Room For A King Size Bed, and A Customized Walk-In Closet. An Additional Bedroom and Bathroom Are On This Level As Well. The Two-Car Garage, Not Only Has Room For Your Cars, It Contains A Work Bench and Cabinets. The Home Features A Whole House Water Filter, Laminate Flooring and New Carpet. Recently Installed Are Window World Windows and Doors (Except For The Dining Area) With Transferable Lifetime Warranty To New Owners. The Lower Basement Level Is Fully Finished With Additional Recreation Room, Closets and Laundry Area. The Entire Surrrounding Of The Trees Of The Property Gives You Plenty Of Privacy and No Grass To Mow. The Adjacent Lot Which Is Included in The Sale Has A 10' X 16' Shed With Loft Space and Double Door Entry. Each Lot Is Assessed Hoa Fees As Well Dam Fees Annually At This Time. Present Furniture in The Home Is Optional. The Community Anemities Include Two Beaches (One On Lake Independence and Shark Tooth Beach On The Potomac). The Home Is Within Walking Distance Of Clubhouse, Swimming Pool, Tennis/Pickleball Courts, Tot Lot, and Pavilion. Come Join The Community For Potluck Dinners, and Community Gatherings. It Is A Must See. Professional Pictures Coming Soon.

Full Property Details for 2894 N Independence Dr

General

  • Price: $359,900
  • HOA FEE: $168/month
  • HOA FEE FREQ.: Annually
  • Taxes: $1,467 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: VAWE2012322
  • Updated: 10/9/2026
  • Added to Site: 2 day(s) ago

Interior

  • Number of Rooms: 8
  • Interior Features: Bathroom - Walk-In Shower, Built-Ins, Combination Kitchen/Dining, Exposed Beams, Floor Plan - Traditional, Kitchen - Galley, Upgraded Countertops, Window Treatments, Other
  • Appliances: Built-In Range, Dishwasher, Dryer - Electric, Icemaker, Oven/Range - Electric, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Floor Baths: 2
  • Main - Full Baths: 2

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Main & Up: 3

Other Rooms

  • Laundry: Basement

Additional Information

  • Shared Pool: Yes
  • Pool: Yes

Exterior

  • Exterior Features: Exterior Lighting, Flood Lights, Gutter System, Outbuilding(s), Other
  • Porch/Patio/Deck: Deck(s)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 4
  • Parking Type: Attached Garage, Driveway, Other
  • Garage Description: Built In, Covered Parking, Garage - Side Entry, Garage Door Opener, Inside Access, Other

Location

  • County: WESTMORELAND
  • Subdivision: STRATFORD HARBOUR
  • Driving Directions: FROM FREDERICKSBURG EAST ON ROUTE 3/KINGS HWY TO LEFT ON STRATFORD HALL RD, THEN GO APPROXIMATELY 3 MILES, TURN LEFT ON S INDEPENDENCE, GO ACROSS DAM, THEN IT BECOMES N INDEPENDENCE, GO APPROXIMATELY 1 MILE, HOME IS ON THE LEFT.
  • Direction Faces: Northeast

School Information

  • School District: Westmoreland County Public Schools

Community

  • Association: Yes
  • Assoc. Name: STRATFORD HARBOUR PROPERTY OWNERS ASSOCIATION
  • Pets Allowed: Yes
  • Pets: Cats OK, Dogs OK

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Central, Heat Pump - Electric BackUp
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Gravity Sept Fld, Private Septic Tank, Septic = # of BR
  • Water: Community
  • Utility Description: Cable TV Available

Structural Information

  • Architectural Style: Mid-Century Modern
  • Structure Type: Detached
  • Construction: Block, Stick Built, Vinyl Siding
  • Basement: Yes
  • Basement Entrance: Yes
  • Basement Desc.: Daylight, Partial, Connecting Stairway, Fully Finished, Outside Entrance, Rear Entrance, Walkout Level, Windows
  • Foundation: Block
  • Windows: Energy Efficient
  • Doors: Six Panel
  • Entry Floor Number: 1
  • Stories Description: Main
  • Square Feet: 2,087
  • Sq. Ft. Source: Estimated
  • Living Area: 2,087 Sq. Ft.
  • Finished Above Grnd: 1,277 Sq. Ft.
  • Finished Below Grnd: 810 Sq. Ft.
  • Year Built: 1980
  • Year Built Source: Assessor
  • Property Condition: Excellent

Additional Structures

  • Other Structures: Shed

Lot Features

  • Lot Size (Acres): 0.37
  • Lot Size (Sq. Ft.): 16,000
  • Lot Size Source: Estimated
  • Zoning: R-1

Water Features

  • Water Front Type: River
  • Water Front Name: POTOMAC

Financial Considerations

  • Price Per Sq. Ft.: $281.83
  • Association Fee: $2,020
  • Assoc Fee Freq.: Annually
  • Assessment Year: 2021
  • City/TownTax Freq: Annually
  • Tax w/Assessment: $206,600
  • Tax Amount: $1,467
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Multiple Parcels: Yes
  • Lot Number: 15

Listed by CENTURY 21 New Millennium, Susan E Johnson

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Listing agent

— 2894 N Independence Dr —

  • Susan E Johnson

    CENTURY 21 New Millennium

Listing Office Email: kyle.crawford@c21nm.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 2894 N Independence Dr

School District:Westmoreland County Public Schools
NameGradesDistance
Washington District Elementary School
454 Oak Grove Road, Colonial Beach, VA 22443
PK-512.4 mi
Montross Middle School
8884 Menokin Road, Montross, VA 22520
6-86.6 mi
Washington & Lee High School
16762 Kings Highway, Montross, VA 22520
9-125.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2894 N Independence Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/09/2026
Listed
$359,900
-20.02%
MLS
5/25/2021
Sold
$450,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2894 N Independence Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,405
—
$206,600
—
2024
$1,405
10%
$206,600
—
2023
$1,281
—
$206,600
—
2022
$1,281
3%
$206,600
26%
2021
$1,243
—
$163,500
—
2020
$1,243
17%
$163,500
—
2019
$1,063
3%
$163,500
—
2018
$1,030
—
$163,500
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by CENTURY 21 New Millennium, Susan E Johnson

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2894 N Independence Drive, Montross, VA 22520 (MLS# VAWE2012322) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2894 N Independence Drive is currently listed for $359,900 and was received on October 09, 2026. Want to learn more about 2894 N Independence Drive? Do you have questions about finding other Single Family real estate for sale in Montross? You can browse all Montross real estate or contact a Coldwell Banker agent to request more information.

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