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$324,900

  • For Sale
  • Under Contract
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 3 days ago
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Home priced with extra lot or if you prefer the price of the house without the extra lot is 299,900. Imagine waking up to the tranquility of a peaceful established community. This charming cape cod-style home offers a truly unique blend of quiet living and endless water adventure. With 3(potentially 4) bedrooms and a layout designed for comfortable living, this home is both spacious and cozy. The main level welcomes you with beautiful hardwood floors. a bright open living room and dining room, and a kitchen outfitted with all the "extras" you could want. At the back you'll find a versatile bonus room- perfect as a sun-drenched office or a relaxing sunroom. Two bedrooms and a full bath conveniently located on this level along with a dedicated main level laundry room. Upstairs is a spacious retreat. It currently features one massive bedroom and an additional full bath, but with a simple dividing wall you could easily create two separate bedrooms offering flexibility. Step outside to your newly built maintenance free deck to enjoy the fresh air or settle on the delightful front porch with your morning coffee. The home sits on a approx 1/2 acre lot but a true game changer is a second lot 1/2 acre is included giving you unmatched privacy or potential to build a second home or workshop. Beyond the property the community truly shines! Enjoy active afternoons with access to the clubhouse. inground pool, tennis courts. and basketball courts. For the water enthusiast there's a Marina complete with boat ramp, pier and Mooring area- everything that you need for boating, fishing and enjoying the river life. Or simply relax and take in the views of the Potomac from the picnic area. This is more than a home its a lifestyle. Don't miss your chance to secure this perfect blend of privacy, comfort, and community.

Full Property Details for 88 Carter

General

  • Price: $324,900
  • HOA FEE: $75/month
  • HOA FEE FREQ.: Annually
  • Taxes: $1,112 (2017)
  • Status: Under Contract
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: VAWE2009720
  • Updated: 1/13/2026
  • Added to Site: 96 day(s) ago

Interior

  • Rooms/Areas: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Bedroom 1, Sun/Florida Room, Laundry, Office, Bathroom 1, Bathroom 2
  • Appliances: Built-In Microwave, Dishwasher, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Upper Floor Baths: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 1
  • Bedrooms Main & Up: 2

Additional Information

  • Shared Amenities: Basketball Courts, Boat Dock/Slip, Boat Ramp, Club House, Common Grounds, Lake, Marina/Marina Club, Mooring Area, Picnic Area, Pier/Dock, Pool - Outdoor, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges
  • Shared Pool: Yes
  • Pool: Yes

Parking

  • Total Spaces: 10
  • Parking Type: Driveway

Location

  • County: WESTMORELAND
  • Subdivision: STRATFORD HARBOUR
  • Driving Directions: Rte 3 to stratford Hall rd, take a left onto South independence, turn right onto carter way to home on the right

School Information

  • School District: Westmoreland County Public Schools

Community

  • Association: Yes
  • Assoc. Name: STRATFORD HARBOUR
  • Assoc. Fees Include: Management, Pier/Dock Maintenance, Pool(s), Recreation Facility, Road Maintenance, Other

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Water Heater: Electric

Utilities

  • Sewer: Septic Exists
  • Water: Private/Community Water

Structural Information

  • Architectural Style: Cape Cod
  • Structure Type: Detached
  • Construction: Vinyl Siding
  • Foundation: Crawl Space
  • Stories Description: Main, Upper 1
  • Sq. Ft. Source: Assessor
  • Year Built: 2005
  • Year Built Source: Assessor

Lot Features

  • Lot Size (Acres): 1
  • Lot Size (Sq. Ft.): 43,560
  • Lot Size Source: Estimated
  • Zoning: R
  • Lot Description: Backs to Trees

Financial Considerations

  • Association Fee: $900
  • Assoc Fee Freq.: Annually
  • Other Fee: $2,000
  • Other Fee Freq.: One Time
  • Assessment Year: 2017
  • County Tax: $1,112
  • County Tax Freq: Annually
  • Tax w/Assessment: $179,400
  • Tax Amount: $1,112
  • Tax Year: 2017

Disclosures and Reports

  • Ownership: Fee Simple
  • Section: A
  • Lot Number: 181

Listed by EXP Realty, LLC, Deborah Kay Jett

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Listing agent

— 88 Carter —

  • Deborah Kay Jett

    EXP Realty, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 88 Carter

School District:Westmoreland County Public Schools
NameGradesDistance
Montross Middle School
8884 Menokin Road, Montross, VA 22520
6-86.2 mi
Washington & Lee High School
16762 Kings Highway, Montross, VA 22520
9-124.3 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 88 Carter Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/19/2025
Price Reduced
$324,900
-1.52%
MLS
10/12/2025
Listed
$329,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 88 Carter

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,539
—
$226,300
—
2024
$1,539
10%
$226,300
—
2023
$1,403
—
$226,300
—
2022
$1,403
3%
$226,300
26%
2021
$1,363
—
$179,400
—
2020
$1,363
17%
$179,400
—
2019
$1,166
3%
$179,400
—
2018
$1,130
—
$179,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by EXP Realty, LLC, Deborah Kay Jett

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88 Carter, Montross, VA 22520 (MLS# VAWE2009720) is a Single Family property with 3 bedrooms and 2 full bathrooms. 88 Carter is currently listed for $324,900 and was received on October 12, 2025. Want to learn more about 88 Carter? Do you have questions about finding other Single Family real estate for sale in Montross? You can browse all Montross real estate or contact a Coldwell Banker agent to request more information.

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