12 Whinchat Ln, Palmyra, VA 22963 - Photo 1

1/1

$915,000

Sold
Closed
Single Family
4 Beds
3 Full Baths
3,010 Sq. Ft.
Updated 11 hours ago

1/1

Property Description

PRICE IMPROVEMENT! FULLY RENOVATED WATERFRONT, outstanding main lake & sunset VIEWS from almost every room! This Lake Monticello home is fantastic for year round resort-style easy living or fun-filled weekend getaway, 4 bed 3 bath, NEW roof, NEW kitchen, NEW baths, NEW flooring, NEW lighting, NEW slider, Fresh paint inside and out, encapsulated crawl. Open main level living, light-filled throughout, cathedral ceiling great room with beautiful exposed beams & hardwood floors. Enjoy waking knowing there's lake and nature just outside your door. Full length deck, two wood fireplaces, basement family room with 3rd bed & bath for separation. 4th bedroom on main level can flex as sunroom or home office. HIGHSPEED Xfinity Internet & Firefly fiber optic optional. Gentle walk to private dock for boating & swimming, rear terrace level utility workshop area is great for storing floaties and boating gear. Detached 2 car garage with new epoxy floor and unfinished bonus attic for potential studio or storage. Quiet neighborhood, close to amenities, gates, schools and shopping, only 20 minutes to Pantops in Charlottesville. This is the one for you! OPEN HOUSE Sun Dec 7 12pm-2pm,Granite Counter,White Cabinets,Fireplace in Family Room,Fireplace in Great Room

Full Property Details

Full Property Details for 12 Whinchat Ln

General

Sold For: $915,000
HOA FEE: $122/month
HOA FEE FREQ.: Annually
Taxes: $4,248 (2025)
Status: Closed
Type: Single Family
Source: BrightMLSMidAtlantic
MLS ID: 669674
Added to Site: 107 day(s) ago

Interior

Rooms/Areas: Dining Room, Kitchen, Family Room, Foyer, Great Room, Laundry, Utility Room, Full Bath, Additional Bedroom
Interior Features: Entry Level Bedroom
Fireplace: Yes
Number of Fireplaces: 2
Fireplace(s): Wood
Appliances: Washer/Dryer Hookups Only
Flooring: Ceramic Tile, Hardwood

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 3
Main Floor Baths: 2
Main - Full Baths: 2
Lower Floor Baths: 1

Bedrooms

Total Bedrooms: 4
Bedrooms Lower: 1
Bedrooms Main & Up: 3

Additional Information

Shared Amenities: Beach, Boat Ramp, Club House, Golf Club, Tot Lots/Playground, Security, Tennis Courts, Basketball Courts, Lake, Picnic Area, Swimming Pool
Security/Safety: Security System, Security Gate, Smoke Detector

Location

County: FLUVANNA
Subdivision: LAKE MONTICELLO
Driving Directions: GPS to Lake Monticello Main Gate 857 Jefferson Dr, go through Main Gate, turn left on Jefferson Dr, then GPS 12 Whinchat Ln.

School Information

School District: Fluvanna County Public Schools
Elementary School: Central
Middle School: Fluvanna
High School: Fluvanna

Community

Association: Yes
Assoc. Fees Include: Insurance, Pool(s), Road Maintenance, Trash

Heating & Cooling

Central air: Yes
Cooling Type: Central A/C, Heat Pump(s)
Heating Type: Central, Heat Pump(s)

Utilities

Sewer: Public Sewer
Water: Public

Structural Information

Architectural Style: Contemporary
Structure Type: Detached
Basement: Yes
Basement Desc.: Fully Finished, Full, Walkout Level
Foundation: Block, Slab
Roof: Architectural Shingle
Walls/Ceilings: Vaulted Ceilings, Cathedral Ceilings
Stories Description: Main
Building Size: 3634
Square Feet: 3,010
Sq. Ft. Source: Estimated
Living Area: 3,010 Sq. Ft.
Finished Above Grnd: 1,830 Sq. Ft.
Finished Below Grnd: 1,180 Sq. Ft.
Year Built: 1978
Year Built Source: Estimated

Lot Features

Property View: Water
Lot Size (Acres): 0.35
Zoning: R-4

Water Features

Water Front: Yes
Water View: Yes
Water Front Type: Lake

Financial Considerations

Price Per Sq. Ft.: $513.66
Association Fee: $1,459
Assoc Fee Freq.: Annually
Condo Fee: $855
Condo Fee Freq: One Time
Tax Amount: $4,248
Tax Year: 2025

Disclosures and Reports

Ownership: Other
Inclusions: Range, dishwasher, new refrigerator being installed

Listed by Real Estate Iii, Inc., CHERYL SPRANGEL
Sold by Long & Foster - Lake Monticello, MAGGIE GUNNELS

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Listing agent

— 12 Whinchat Ln —

CHERYL SPRANGEL

Real Estate Iii, Inc.

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Schools

Schools serving 12 Whinchat Ln

School District:Fluvanna County Public Schools

Name	Grades	Distance
Fluvanna Middle 3717 Central Plains Road, Palmyra, VA 22963	5-7	6.5 mi
West Central Primary School 3340 Central Plains Road, Palmyra, VA 22963	PK-K	6.6 mi
Central Elementary School, Palmyra, VA 3340 Central Plains Road, Palmyra, VA 22963	1-2	6.6 mi
Fluvanna County High School 1918 Thomas Jefferson Parkway, Palmyra, VA 22963	8-12	3 mi
Carrysbrook Elementary 9172 James Madison Highway, Fork Union, VA 23055	3-4	7.7 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12 Whinchat Ln

Date

Details

Price

Change

Source

1/16/2026

Sold

$915,000

-2.66%

MLS

12/03/2025

Price Reduced

$940,000

-1.05%

MLS

10/02/2025

Listed

$950,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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12 Whinchat Ln, Palmyra, VA 22963 (MLS# 669674) is a Single Family property that was sold at $915,000 on January 16, 2026. Want to learn more about 12 Whinchat Ln? Do you have questions about finding other Single Family real estate for sale in Palmyra? You can browse all Palmyra real estate or contact a Coldwell Banker agent to request more information.

12 Whinchat Ln Palmyra, VA 22963