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$369,000
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Property Description
Welcome to this move-in ready 4 bedroom, 3 bathroom, updated home tucked away on a quiet cul-de-sac in the sought-after Lake Monticello. Located outside of the gated portion of the community, in the Cherokee neighborhood, this property still offers access to Lake Monticello's amenities while providing a more convenient, easy-access setting. Set on a private, wooded lot with scenic backyard views, a peaceful creek, and raised garden beds, the home offers the perfect blend of comfort, space, and natural surroundings. Step inside to a bright, open main level featuring freshly painted walls and hardwood floors throughout. The vaulted ceilings and stone fireplace create a warm and inviting space, while the kitchen features stainless steel appliances, a new dishwasher, and updated backsplash, offering a functional layout that flows seamlessly into the dining area and upper deck. The freshly painted primary suite provides a peaceful retreat, complete with a soaking tub overlooking scenic views, a walk-in closet, and a wall-mounted TV for added comfort. Downstairs, the fully finished walk-out basement has been updated with new LVP flooring and fresh paint throughout, offering flexible space for a rec room, guest area, home office, or additional living space, along with the fourth bedroom and third full bathroom. Outdoor living truly shines with a brand-new oversized back deck on both the upper and lower levels, ideal for entertaining, enjoying the wooded setting, or giving kids and pets room to roam. Major system updates provide peace of mind, including a new HVAC system (2024) and new hot water heater (2023). Additional highlights include an oversized 2-car garage, ample paved driveway space with extra parking, and a private setting while still benefiting from Lake Monticello amenities including beaches, golf, pool, clubhouse, dining, and more.
Full Property Details
Full Property Details for 18 Chickasaw Pl
General
- Price: $369,000
- HOA FEE: $120/month
- HOA FEE FREQ.: Annually
- Taxes: $2,927 (2025)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: VAFN2000642
- Updated: 6/3/2026
- Added to Site: 104 day(s) ago
Interior
- Rooms/Areas: Living Room, Primary Bedroom, Bedroom 2, Bedroom 4, Kitchen, Bedroom 1, Laundry, Recreation Room, Bathroom 1, Bathroom 2, Bathroom 3, Attic
- Interior Features: Attic, Bathroom - Jetted Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Pantry, Recessed Lighting, Walk-in Closet(s)
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane
- Appliances: Built-In Microwave, Dishwasher, Dryer, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer
- Flooring: Hardwood, Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Lower: 1
- Bedrooms Main & Up: 3
Other Rooms
- Laundry: Basement
Additional Information
- Shared Pool: Yes
- Pool: Yes
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Paved Driveway, Paved Parking
- Parking Type: Attached Garage
- Garage Description: Basement Garage, Inside Access
Location
- County: FLUVANNA
- Subdivision: LAKE MONTICELLO
- Driving Directions: Use GPS
School Information
- School District: Fluvanna County Public Schools
Community
- Association: Yes
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Traditional
- Structure Type: Detached
- Construction: Vinyl Siding
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Full, Garage Access, Outside Entrance, Interior Access, Walkout Level, Windows, Fully Finished, Heated
- Foundation: Concrete Perimeter
- Walls/Ceilings: Dry Wall
- Stories Description: Lower 1, Main
- Square Feet: 3,030
- Sq. Ft. Source: Estimated
- Living Area: 1,826 Sq. Ft.
- Finished Above Grnd: 1,224 Sq. Ft.
- Finished Below Grnd: 602 Sq. Ft.
- Year Built: 2003
- Year Built Source: Assessor
- Property Condition: Very Good
Unit Information
Unit 1
- Bathrooms-Lower: 1
- Bedrooms-Lower: 1
Additional Structures
- Other Structures: Shed, Garage(s)
Lot Features
- Property View: Creek/Stream, Trees/Woods
- Lot Size (Acres): 0.57
- Lot Size (Sq. Ft.): 24,916
- Lot Size Source: Assessor
- Zoning: R4
- Lot Description: Cul-de-sac, Partly Wooded, Rural, Secluded, SideYard(s)
- Fencing (Description): Rear
Water Features
- Water View: Yes
- Navigable Water: Yes
- Water Access: Yes
- Water Front Type: Lake
- Water Front Name: Lake Monticello
Financial Considerations
- Price Per Sq. Ft.: $301.47
- Association Fee: $1,440
- Assoc Fee Freq.: Annually
- Assessment Year: 2025
- City/TownTax Freq: Annually
- Tax w/Assessment: $390,300
- Tax Amount: $2,927
- Tax Year: 2025
- Tax Total Finished Sq. Ft.: 1224
Disclosures and Reports
- Ownership: Fee Simple
- Exclusions: Stand up deep freezer in garage
- Inclusions: shed, TVs in Primary BR and LR, bench hall tree
- Lot Number: 262
Listed by Lake Anna Island Realty, Ashley r Cameron
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Schools
Schools serving 18 Chickasaw Pl
School District:Fluvanna County Public Schools
| Name | Grades | Distance |
|---|---|---|
Fluvanna Middle 3717 Central Plains Road, Palmyra, VA 22963 | 5-7 | 8.6 mi |
West Central Primary School 3340 Central Plains Road, Palmyra, VA 22963 | PK-K | 8.6 mi |
Central Elementary School, Palmyra, VA 3340 Central Plains Road, Palmyra, VA 22963 | 1-2 | 8.6 mi |
Fluvanna County High School 1918 Thomas Jefferson Parkway, Palmyra, VA 22963 | 8-12 | 5.1 mi |
Carrysbrook Elementary 9172 James Madison Highway, Fork Union, VA 23055 | 3-4 | 9.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 18 Chickasaw Pl
Date
Details
Price
Change
Source
6/03/2026
Price Reduced
$369,000
-5.14%
MLS
5/24/2026
Price Reduced
$389,000
-1.27%
MLS
5/12/2026
Price Reduced
$394,000
-1.25%
MLS
3/24/2026
Listed
$399,000
69.79%
MLS
7/10/2019
Sold
$235,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 18 Chickasaw Pl
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,947
1%
$390,300
—
2025
$2,927
35%
$390,300
52%
2023
$2,174
—
$257,600
—
2022
$2,174
12%
$257,600
16%
2021
$1,938
-2%
$222,800
—
2020
$1,970
3%
$222,800
8%
2019
$1,904
21%
$205,800
3%
2017
$1,573
—
$199,000
—
2016
$1,573
—
$199,000
10%
2015
$1,573
—
$180,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 18 Chickasaw Pl
18 Chickasaw Place, Palmyra, VA 22963 (MLS# VAFN2000642) is a Single Family property with 4 bedrooms and 3 full bathrooms. 18 Chickasaw Place is currently listed for $369,000 and was received on March 24, 2026. Want to learn more about 18 Chickasaw Place? Do you have questions about finding other Single Family real estate for sale in Palmyra? You can browse all Palmyra real estate or contact a Coldwell Banker agent to request more information.

