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$503,000
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Property Description
Back on the market due to buyers timeline. Welcome to this stunning 4 bedroom, 4 bath Cape Cod nestled in the coveted gated Lake Monticello community, where everyday living feels like a vacation. "‹Set in the desirable Fairway section of the community this home adjoins the golf course and sits on a private wooded oasis enhanced by superb landscaping for year-round beauty. Step onto thequintessential front porch complete with a relaxing multi-person swing/bed-perfect for morning coffee or unwinding at sunset. Inside you'll find 9 ft and vaulted ceilings, plantation blinds and an abundance of natural light bounching off of the real hardwood floors. The open concept kitchen includes stainless steel appliances and a center island that makes a great breakfast spot. The heart of the home is flanked by a generous living room with a cozy fireplace on one side and a huge sunroom for friends and family to gather with easy access to a full back deck creating unbeatable indoor outdoor living and entertaining. The main level features a primary bedroom with a spa ensuite perfect for those who need multiple generation living. Upstairs and overlooking the living area you will find three additional generously sized bedrooms that share a full bath. The front facing bedroom features a classic dormer that brings in extra light and makes a perfect reading nook. The fully finished walk-out basement adds even more with a recreation room, full bath and potential 5th bedroom space perfect for guests, hobbies or movie nights. Residents enjoy beach access, sports courts, a boat ramp, community center, swimming pools and more in this amenity rich neighborhood that truly feels like resort living. Don't miss your chance to own this rare blend of privacy, space and community perks, listed at an unbeatable price. Schedule your tour today and experience the Lake Monticello lifestyle for yourself!
Full Property Details
Full Property Details for 198 Jefferson Dr
General
- Sold For: $503,000
- HOA FEE: $122/month
- Taxes: $3,812 (2024)
- Status: Closed
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: VAFN2000530
- Added to Site: 212 day(s) ago
Interior
- Rooms/Areas: Living Room, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Bedroom 1, Sun/Florida Room, Laundry, Recreation Room, Full Bath, Half Bath
- Interior Features: Entry Level Bedroom, Bathroom - Soaking Tub, Breakfast Area, Family Room Off Kitchen, Kitchen - Island, Upgraded Countertops, Walk-in Closet(s), Wood Floors, Recessed Lighting
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Gas/Propane
- Appliances: Dryer, Washer, Dishwasher, Refrigerator, Oven/Range - Electric, Water Heater, Stainless Steel Appliances
- Flooring: Hardwood, Laminated, Ceramic Tile, Carpet
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 1
- Upper - Full Baths: 1
- Main Floor Baths: 2
- Main - Full Baths: 1
- Main - 1/2 Baths: 1
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 3
- Bedrooms Main & Up: 1
Other Rooms
- Laundry: Main Floor, Washer In Unit, Dryer In Unit
Additional Information
- Shared Amenities: Beach, Boat Ramp, Tot Lots/Playground, Security, Tennis Courts, Bar/Lounge, Baseball Field, Basketball Courts, Club House, Community Center, Golf Club, Lake, Meeting Room, Picnic Area, Swimming Pool, Soccer Field, Volleyball Courts, Jog/Walk Path, Gated Community
- Shared Pool: Yes
- Pool: Yes
- Security/Safety: Security System
Exterior
- Exterior Features: Private Beach
- Porch/Patio/Deck: Patio(s), Deck(s)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 6
- Parking Features: Paved Driveway
- Parking Type: Attached Garage, Driveway
- Garage Description: Garage - Side Entry, Garage Door Opener
Location
- County: FLUVANNA
- Subdivision: LAKE MONTICELLO
- Driving Directions: Enter Lake Monticello Main Gate, left on Jefferson, property is on the right. (very close to Slice Gate)
- Location Details: Adjoins Golf Course
School Information
- School District: Fluvanna County Public Schools
- High School: Fluvanna
Community
- Association: Yes
- Assoc. Name: LAKE MONTICELLO OWNERS' ASSOCIATION
- Assoc. Fees Include: Insurance, Management, Reserve Funds, Road Maintenance, Snow Removal, Trash, Pier/Dock Maintenance
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C, Heat Pump(s)
- Cooling Fuel: Electric
- Heating Type: Heat Pump(s)
- Heating Fuel: Electric
- Water Heater: Electric
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Cape Cod
- Structure Type: Detached
- Builder: CRF CONSTRUCTION
- Construction: Vinyl Siding
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Fully Finished, Heated, Interior Access, Outside Entrance, Walkout Level, Windows
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
- Walls/Ceilings: 9'+ Ceilings, Vaulted Ceilings, Cathedral Ceilings
- Windows: Double Hung, Insulated, Low-E, Screens, Vinyl Clad
- Doors: French
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 3,475
- Sq. Ft. Source: Estimated
- Living Area: 3,475 Sq. Ft.
- Finished Above Grnd: 2,539 Sq. Ft.
- Finished Below Grnd: 936 Sq. Ft.
- Year Built: 2005
- Year Built Source: Assessor
- Property Condition: Excellent
Unit Information
Unit 1
- Bathrooms-Lower: 1
Lot Features
- Property View: Trees/Woods, Golf Course
- Lot Size (Acres): 0.48
- Lot Size (Sq. Ft.): 20,778
- Lot Size Source: Assessor
- Zoning: R-4
- Lot Description: Trees/Wooded, Private
Green Features
- Sustainability: Conserving Materials/Methods
- Water Conservation: Low-Flow Fixtures
Financial Considerations
- Price Per Sq. Ft.: $196.53
- Association Fee: $122
- Assoc Fee Freq.: Monthly
- Assessment Year: 2022
- City/TownTax Freq: Annually
- County Tax: $3,069
- County Tax Freq: Annually
- Tax w/Assessment: $352,800
- Tax Amount: $3,812
- Tax Year: 2024
- Terms: Third Party Approval
- Tax Total Finished Sq. Ft.: 3353
Disclosures and Reports
- Ownership: Fee Simple
- Lot Number: 53
Listed by Blue and Gray Realty,LLC, Pamella Haselton
Sold by The Hogan Group Real Estate, Stephanie Alibakhshi
Get Pre-Approved Today
Schools
Schools serving 198 Jefferson Dr
School District:Fluvanna County Public Schools
| Name | Grades | Distance |
|---|---|---|
Fluvanna Middle 3717 Central Plains Road, Palmyra, VA 22963 | 5-7 | 5.8 mi |
West Central Primary School 3340 Central Plains Road, Palmyra, VA 22963 | PK-K | 5.8 mi |
Central Elementary School, Palmyra, VA 3340 Central Plains Road, Palmyra, VA 22963 | 1-2 | 5.8 mi |
Fluvanna County High School 1918 Thomas Jefferson Parkway, Palmyra, VA 22963 | 8-12 | 2.3 mi |
Carrysbrook Elementary 9172 James Madison Highway, Fork Union, VA 23055 | 3-4 | 7.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 198 Jefferson Dr
Date
Details
Price
Change
Source
6/16/2026
Sold
$503,000
0.8%
MLS
12/23/2025
Price Reduced
$499,000
-4.04%
MLS
12/12/2025
Listed
$520,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
198 Jefferson Dr, Palmyra, VA 22963 (MLS# VAFN2000530) is a Single Family property that was sold at $503,000 on June 16, 2026. Want to learn more about 198 Jefferson Dr? Do you have questions about finding other Single Family real estate for sale in Palmyra? You can browse all Palmyra real estate or contact a Coldwell Banker agent to request more information.

