Date
Details
Price
Change
Source
5/14/2026
Listed
$1,175,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$1,175,000 Just Listed
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Property Description
Incredible Deck House Contemporary Waterfront Retreat with 189 Feet of Shoreline! Experience serene, park-like living at the water?s edge with a private dock, private beach & breathtaking lake views. Nestled among mature hardwoods, this property offers a peaceful, private setting with a spacious grassy yard perfect for relaxing or entertaining. Inside, the home showcases post-and-beam construction & expansive walls of windows that fill the living & dining areas with natural light & stunning water views. Thoughtfully updated throughout, features include new electrical, imported Italian flooring & rich mahogany and & cedar accents. The completely remodeled kitchen boasts stone counters, ss appliances, custom cabinetry, a sitting nook, breakfast bar & charming brick accents. Highlights include custom electric shades, a classic waffle-style front door, skylights & a dramatic copper floor-to-ceiling fireplace (gas), plus a 2nd fireplace (woodburning) on the lower level. The primary suite offers beautiful views, a walk-in closet & a spa-like bath with stepless entry. Terrace level includes a private in-law suite with a 2nd kitchen. Enjoy a patio, expansive decking, electric fence, and cul-de-sac privacy. A rare Lake Monticello offering!,Granite Counter,White Cabinets,Fireplace in Basement,Fireplace in Living Room
Full Property Details
Full Property Details for 34 Chatham Ln
General
- Price: $1,175,000
- HOA FEE: $122/month
- Taxes: $5,471 (2024)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: 676750
- Updated: Today (5/14/2026)
- Added to Site: Today
Interior
- Rooms/Areas: Living Room, Dining Room, Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Utility Room, Full Bath, Half Bath, Additional Bedroom
- Interior Features: Entry Level Bedroom, Primary Bath(s)
- Fireplace: Yes
- Number of Fireplaces: 2
- Fireplace(s): Gas/Propane, Wood
- Appliances: Dryer, Washer/Dryer Hookups Only, Washer
- Flooring: Carpet, Laminated, Stone, Tile/Brick
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 1
Bedrooms
- Total Bedrooms: 3
- Bedrooms Lower: 2
- Bedrooms Main & Up: 1
Additional Information
- Shared Amenities: Beach, Boat Ramp, Tot Lots/Playground, Security, Tennis Courts, Bar/Lounge, Baseball Field, Basketball Courts, Club House, Community Center, Golf Club, Lake, Library, Meeting Room, Picnic Area, Swimming Pool, Soccer Field, Volleyball Courts, Jog/Walk Path
- Security/Safety: Security System, 24 hour security, Security Gate, Smoke Detector
Exterior
- Exterior Features: Other, Lawn Sprinkler
Location
- County: FLUVANNA
- Subdivision: LAKE MONTICELLO
- Driving Directions: From the main gate, turn left onto Jefferson Dr, turn right onto Woodridge, turn right onto Chatham Ln and head towards the end of cul-de-sac, property is at the very end of the cul-de-sac hidden back off the road.
School Information
- School District: Fluvanna County Public Schools
- Elementary School: Central
- Middle School: Fluvanna
- High School: Fluvanna
Community
- Association: Yes
- Assoc. Fees Include: Insurance, Management, Reserve Funds, Road Maintenance, Snow Removal, Trash, Pier/Dock Maintenance
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C, Heat Pump(s)
- Heating Type: Heat Pump(s)
- Heating Fuel: Propane - Owned
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Contemporary, Post & Beam, Split Level
- Structure Type: Detached
- Construction: Cedar
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Fully Finished, Heated, Interior Access, Outside Entrance, Walkout Level, Windows
- Foundation: Block
- Roof: Architectural Shingle
- Walls/Ceilings: Vaulted Ceilings, Cathedral Ceilings
- Windows: Insulated, Low-E, Screens, Transom
- Stories Description: Main
- Building Size: 3458
- Square Feet: 2,858
- Sq. Ft. Source: Assessor
- Living Area: 2,858 Sq. Ft.
- Finished Above Grnd: 1,546 Sq. Ft.
- Finished Below Grnd: 1,312 Sq. Ft.
- Year Built: 1983
- Year Built Source: Estimated
Lot Features
- Property View: Other, Water
- Lot Size (Acres): 0.55
- Zoning: R-4
- Lot Description: Landscaping, Level, Private, Open, Trees/Wooded, Sloping, Partly Wooded, Secluded
- Fencing (Description): Other, Invisible, Partially
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Lake
Green Features
- Sustainability: Conserving Materials/Methods
- Water Conservation: Low-Flow Fixtures
Financial Considerations
- Price Per Sq. Ft.: $760.03
- Association Fee: $122
- Assoc Fee Freq.: Monthly
- Condo Fee: $800
- Condo Fee Freq: One Time
- Tax Amount: $5,471
- Tax Year: 2024
Disclosures and Reports
- Ownership: Other
Listed by Long & Foster - Lake Monticello, THE GUNNELS GROUP
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 34 Chatham Ln —
THE GUNNELS GROUP
Long & Foster - Lake Monticello
Listing Office Email: Diane.Miller@longandfoster.com
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 34 Chatham Ln
School District:Fluvanna County Public Schools
| Name | Grades | Distance |
|---|---|---|
Fluvanna Middle 3717 Central Plains Road, Palmyra, VA 22963 | 5-7 | 6 mi |
West Central Primary School 3340 Central Plains Road, Palmyra, VA 22963 | PK-K | 6.1 mi |
Central Elementary School, Palmyra, VA 3340 Central Plains Road, Palmyra, VA 22963 | 1-2 | 6.1 mi |
Fluvanna County High School 1918 Thomas Jefferson Parkway, Palmyra, VA 22963 | 8-12 | 2.6 mi |
Carrysbrook Elementary 9172 James Madison Highway, Fork Union, VA 23055 | 3-4 | 7.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 34 Chatham Ln
Tax History
Tax History for 34 Chatham Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,471
12%
$729,525
26%
2023
$4,897
—
$580,200
—
2022
$4,897
6%
$580,200
9%
2021
$4,611
-2%
$530,000
—
2020
$4,685
—
$530,000
5%
2019
$4,662
10%
$504,000
-1%
2017
$4,227
—
$508,300
—
2016
$4,227
—
$508,300
5%
2015
$4,227
—
$482,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 34 Chatham Ln
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- Single Family
- Active
- Updated 5 hours ago
- 3Beds
- 4Total Baths
- 4,158Sq. Ft.
- Single Family
- Active
- Updated 5 days ago
- 4Beds
- 4Total Baths
- 4,542Sq. Ft.
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- Single Family
- Active
- Updated 4 days ago
- 3Beds
- 2Total Baths
- 1,056Sq. Ft.
- Single Family
- Active
- Updated 5 hours ago
- 3Beds
- 4Total Baths
- 4,158Sq. Ft.
- Single Family
- Active
- Updated 6 hours ago
- 4Beds
- 4Total Baths
- 6,136Sq. Ft.
- Single Family
- Active
- Updated 3 hours ago
- 4Beds
- 3Total Baths
- 2,296Sq. Ft.
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- Single Family
- Active
- Updated 7 days ago
- 2Beds
- 1Total Bath
- 1,008Sq. Ft.
- Single Family
- Active
- Updated 6 days ago
- 3Beds
- 2Total Baths
- 1,332Sq. Ft.
- Single Family
- Active
- Updated 5 hours ago
- 3Beds
- 1Total Bath
- 1,326Sq. Ft.
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34 Chatham Ln, Palmyra, VA 22963 (MLS# 676750) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 34 Chatham Ln is currently listed for $1,175,000 and was received on May 14, 2026. Want to learn more about 34 Chatham Ln? Do you have questions about finding other Single Family real estate for sale in Palmyra? You can browse all Palmyra real estate or contact a Coldwell Banker agent to request more information.