Date
Details
Price
Change
Source
5/14/2026
Listed
$1,225,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/22
$1,225,000 Just Listed
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/22
Property Description
Stunning brick-front colonial tucked away at the end of a quiet cul-de-sac in coveted Lowes Island, surrounded by a serene canopy of mature trees. This spacious Madison model offers nearly 4,900 square feet across three beautifully finished levels thoughtfully updated by the original owners with timeless finishes and custom details throughout from two levels of hardwood floors to a convenient rear 2nd staircase. Step inside the impressive two-story foyer to find newly refinished hardwood floors, elegant formal living and dining rooms with crown molding, and a private main-level office featuring French doors and custom blinds. The updated gourmet kitchen is designed for both everyday living and entertaining, showcasing Quartz countertops, stainless steel appliances, gas cooking, a center island, and a sunny breakfast room bump-out that opens to a Trex deck overlooking the private backyard. Just off the kitchen, the inviting family room features a cozy fireplace and dramatic wall of windows that fills the home with natural light. A powder room and oversized two-car garage with bonus shelving complete the main level. Upstairs, the luxurious primary suite features vaulted ceilings, hardwood floors, a spacious sitting area, and a large walk-in closet with brand-new carpet. The spa-inspired en-suite bath has been beautifully updated with dual Quartz vanities, a European-style walk-in shower, new lighting and plumbing fixtures, and a private water closet with linen storage. Three additional generously sized bedrooms all feature hardwood flooring and share an updated hall bath with dual sink Quartz vanity and modern fixtures. Convenient upper-level laundry adds everyday ease. The fully finished walk-out lower level offers exceptional flexibility with a large recreation room, den, dedicated theater room with projector, potential fifth bedroom, stunning updated full bath with dual access, kitchenette with cabinetry, sink, and mini fridge, plus abundant storage space and a utility room. Extensive recent upgrades include fresh interior paint, just refinished main level hardwoods, new stair carpeting (2026), most stainless steel appliances (2021-2022), architectural shingle roof (2019), upper HVAC (2021), water heater (2021), and replacement front door. Ideally located near Algonkian Park, Cascades Marketplace, Trump National Golf Course, sought-after schools, and major commuter routes, Lowes Island residents also enjoy the exceptional Cascades amenities including multiple pools, trails, tot lots, and vibrant community spaces.
Full Property Details
Full Property Details for 20460 Swan Creek Ct
General
- Price: $1,225,000
- HOA FEE: $107/month
- HOA FEE FREQ.: Quarterly
- Taxes: $8,425 (2026)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: VALO2124914
- Updated: Today (5/14/2026)
- Added to Site: Today
Interior
- Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Foyer, Breakfast Room, Laundry, Office, Recreation Room, Storage Room, Utility Room, Bonus Room, Primary Bathroom, Full Bath, Half Bath
- Interior Features: Additional Stairway, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Chair Railings, Crown Moldings, Dining Area, Double/Dual Staircase, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Intercom, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Kitchenette, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-in Closet(s), Wet/Dry Bar, Wood Floors
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Mantel(s), Gas/Propane
- Appliances: Stove, Dishwasher, Disposal, Dryer, Icemaker, Microwave, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
- Flooring: Solid Hardwood, Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
- Upper Floor Baths: 2
- Upper - Full Baths: 2
- Main Floor Baths: 1
- Main - 1/2 Baths: 1
- Lower Floor Baths: 1
- Lower - Full Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Upper: 4
Other Rooms
- Laundry: Washer In Unit, Dryer In Unit, Upper Floor
Additional Information
- Shared Amenities: Basketball Courts, Bike Trail, Club House, Common Grounds, Community Center, Exercise Room, Jog/Walk Path, Pickleball Courts, Picnic Area, Pool - Outdoor, Tennis Courts, Tot Lots/Playground
- Shared Pool: Yes
- Pool: Yes
- Security/Safety: Main Entrance Lock
Exterior
- Porch/Patio/Deck: Deck(s)
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 4
- Parking Features: Asphalt Driveway, Paved Driveway
- Parking Type: Attached Garage, Driveway
- Garage Description: Garage - Front Entry, Garage Door Opener
Location
- County: LOUDOUN
- Subdivision: CASCADES
- Cross Streets: Saulty Dr
- Driving Directions: From Algonkian Pkwy / FFX Co Pkwy, take Lowes Island Blvd > Saulty > Swan Creek
School Information
- School District: Loudoun County Public Schools
- Elementary School: Lowes Island
- Middle School: Seneca Ridge
- High School: Dominion
Community
- Association: Yes
- Assoc. Name: CASCADES COMMUNITY ASSOCIATION CCA
- Assoc. Fees Include: Common Area Maintenance, Pool(s), Management, Reserve Funds, Road Maintenance, Trash, Recreation Facility
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C, Ceiling Fan(s)
- Cooling Fuel: Electric
- Heating Type: Forced Air
- Heating Fuel: Natural Gas
- Water Heater: Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Under Ground
Structural Information
- Architectural Style: Colonial
- Structure Type: Detached
- Builder: Oakridge
- Model: Madison
- Construction: Masonry, Brick
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Daylight, Full, Fully Finished, Heated, Improved, Interior Access, Outside Entrance, Walkout Level, Windows
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
- Walls/Ceilings: Dry Wall
- Windows: Double Pane
- Doors: Six Panel, French, Storm
- Stories Description: Lower 1, Main, Upper 1
- Square Feet: 4,969
- Sq. Ft. Source: Estimated
- Living Area: 4,832 Sq. Ft.
- Finished Above Grnd: 3,334 Sq. Ft.
- Finished Below Grnd: 1,498 Sq. Ft.
- Year Built: 2000
- Year Built Source: Assessor
- Property Condition: Very Good
Unit Information
Unit 1
- Bathrooms-Lower: 1
Lot Features
- Property View: Garden/Lawn
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,019
- Lot Size Source: Assessor
- Zoning: PDH4
- Lot Description: Cul-de-sac, No Thru Street, Trees/Wooded
Financial Considerations
- Price Per Sq. Ft.: $367.43
- Association Fee: $320
- Assoc Fee Freq.: Quarterly
- Assessment Year: 2026
- City/TownTax Freq: Annually
- County Tax: $8,425
- County Tax Freq: Annually
- Tax w/Assessment: $1,097,720
- Tax Amount: $8,425
- Tax Year: 2026
- Tax Total Finished Sq. Ft.: 4832
Disclosures and Reports
- Ownership: Fee Simple
Listed by Real Broker, LLC, Elizabeth L Kovalak
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 20460 Swan Creek Ct —
Elizabeth L Kovalak
Real Broker, LLC
Listing Office Email: dmvbroker@therealbrokerage.com
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 20460 Swan Creek Ct
School District:Loudoun County Public Schools
| Name | Grades | Distance |
|---|---|---|
Lowes Island Elementary School 20755 Whitewater Drive, Sterling, VA 20165 | PK-5 | 0.6 mi |
Dominion High School 21326 Augusta Drive, Sterling, VA 20164 | 9-12 | 2.2 mi |
Seneca Ridge Middle School 98 Seneca Ridge Drive, Sterling, VA 20164 | 6-8 | 2.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20460 Swan Creek Ct
Tax History
Tax History for 20460 Swan Creek Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,425
10%
$1,046,600
20%
2023
$7,628
-1%
$871,740
1%
2022
$7,688
103%
$863,790
12%
2021
$3,795
-51%
$774,460
3%
2020
$7,770
—
$750,750
1%
2019
$7,738
-2%
$740,470
2%
2018
$7,869
-5%
$725,290
-2%
2017
$8,287
-1%
$736,580
—
2016
$8,393
-2%
$733,050
-2%
2015
$8,521
-1%
$750,740
—
2014
$8,647
2%
$748,690
6%
2013
$8,473
—
$703,150
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20460 Swan Creek Ct
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
- Single Family
- Active
- Updated 34 minutes ago
- 4Beds
- 4Total Baths
- 4,142Sq. Ft.
- Single Family
- Active
- Updated 6 days ago
- 4Beds
- 4Total Baths
- 2,511Sq. Ft.
- Single Family
- Active
- Updated 34 minutes ago
- 4Beds
- 4Total Baths
- 3,228Sq. Ft.
- Single Family
- Active
- Updated 19 hours ago
- 4Beds
- 4Total Baths
- 4,330Sq. Ft.
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
- Single Family
- Active
- Updated 14 hours ago
- 4Beds
- 2Total Baths
- 1,334Sq. Ft.
- Townhouse
- Active
- Updated 19 hours ago
- 3Beds
- 3Total Baths
- 2,110Sq. Ft.
- Single Family
- Active
- Updated 9 hours ago
- 4Beds
- 4Total Baths
- 2,109Sq. Ft.
- Townhouse
- Active
- Updated 6 days ago
- 3Beds
- 4Total Baths
- 1,850Sq. Ft.
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
- Townhouse
- Active
- Updated 2 days ago
- 3Beds
- 3Total Baths
- 1,572Sq. Ft.
- Single Family
- Active
- Updated 4 days ago
- 5Beds
- 4Total Baths
- 2,843Sq. Ft.
- Single Family
- Active
- Updated 4 days ago
- 4Beds
- 3Total Baths
- 2,088Sq. Ft.
- Condo
- Active
- Updated 19 hours ago
- 2Beds
- 2Total Baths
- 1,136Sq. Ft.
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
- Single Family
- Closed
- Updated 5 days ago
- 4Beds
- 4Total Baths
- 4,782Sq. Ft.
20460 Swan Creek Court, Sterling, VA 20165 (MLS# VALO2124914) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 20460 Swan Creek Court is currently listed for $1,225,000 and was received on May 14, 2026. Want to learn more about 20460 Swan Creek Court? Do you have questions about finding other Single Family real estate for sale in Sterling? You can browse all Sterling real estate or contact a Coldwell Banker agent to request more information.