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$860,000 -$32,900 (-3.68%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,728 Sq. Ft.
  • 2 Car Garage
  • Updated 1 hour ago
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Well maintained and beautiful NV Homes Madison model, 3-level home with brick front located right across the street from Lowes Island elementary. Your children can walk to school! Total 3728 sq. ft finished living space on 3 levels. Fully finished basement with office room and den. 2-car garage with freshly painted garage floor and improved driveway. Great Location and Neighborhood in sought after Lowe's Island. Main Level: Two story-foyer with two columns. Living room with crown molding and library area with window sitting. Separate formal dining room with crown, chair & chandelier moldings. Vaulted-ceiling family room off of kitchen with brick fireplace and French doors opening to brick patio. Kitchen with 42 inch cabinets, pantry and recessed lighting. Brand new SS cooking range, SS French door refrigerator with two freezer drawers. Powder room with tile floors and laundry room with window. Upper level: Four bedrooms with two full baths. Main bedroom suite with vaulted ceiling, two nooks with windows, two walk-in-closets, stand up shower, soaking tub, double sink and separate toilet. Lower Level: Recreation and media rooms with recessed lighting & built-in speakers, full bath, big office room with French doors and custom built-in book shelves, extra room with closet, wet bar with built-in wine rack & stone tiling, and ample storage. Brand new upgraded carpet throughout upper level and basement. Hardwood flooring in main level. Freshly painted whole house. New lights. Brand new quartz counter tops in kitchen. New kitchen faucet & disposer. New SS cooking range, New roof 02/2024(CertainTeed Land-mark Lifetime shingles). Entire siding replaced in 11/2019. HVAC/Heating furnace 12/2023 and AC 09/2019. Water heater 75 gallons capacity. Radon mitigation, Security system. Motivated Sellers. **Price reduced**. This one will not last long.

Full Property Details for 20765 Bank Way

General

  • Price: $860,000
  • HOA FEE: $99/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $7,177 (2025)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: VALO2106842
  • Updated: 2/12/2026
  • Added to Site: 146 day(s) ago

Interior

  • Number of Rooms: 6
  • Rooms/Areas: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Family Room, Den, Study, Recreation Room
  • Interior Features: Built-Ins, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Country, Primary Bath(s), Wood Floors
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Appliances: Dishwasher, Disposal, Dryer, Icemaker, Microwave, Oven/Range - Gas, Refrigerator, Washer
  • Flooring: Carpet, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Upper Floor Baths: 2
  • Upper - Full Baths: 2
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1
  • Lower Floor Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 4

Additional Information

  • Shared Amenities: Basketball Courts, Bike Trail, Common Grounds, Exercise Room, Jog/Walk Path, Party Room, Pool - Outdoor, Pool Mem Avail, Tennis Courts, Tot Lots/Playground
  • Shared Pool: Yes
  • Pool: Yes

Exterior

  • Exterior Features: Sidewalks
  • Porch/Patio/Deck: Patio(s)

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: Asphalt Driveway, Paved Driveway
  • Parking Type: Attached Garage, Driveway, On Street
  • Garage Description: Garage - Front Entry, Garage Door Opener

Location

  • County: LOUDOUN
  • Subdivision: LOWES ISLAND
  • Driving Directions: From Tysons corner, take Route 7 East 8 miles, Right on Algonkian Parkway for 3 miles, Right on White Water, Right on Bank Way 20765 - across St from Lowes Island Elementary.

School Information

  • School District: Loudoun County Public Schools

Community

  • Association: Yes
  • Assoc. Name: CASCADES COMMUNITY ASSOCIATION
  • Assoc. Fees Include: Pool(s), Trash
  • Pets Allowed: Yes
  • Pets: Case by Case Basis

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Forced Air
  • Heating Fuel: Natural Gas
  • Water Heater: Natural Gas

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable TV Available

Structural Information

  • Architectural Style: Colonial
  • Structure Type: Detached
  • Builder: NV HOMES
  • Model: MADISON
  • Construction: Brick, Brick Front, Combination, Vinyl Siding
  • Basement: Yes
  • Basement Desc.: Full, Fully Finished, Improved, Sump Pump
  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Walls/Ceilings: 2 Story Ceilings, 9'+ Ceilings, Beamed Ceilings, Cath
  • Stories/Levels: 3
  • Stories Description: Lower 1, Main, Upper 1
  • Square Feet: 3,728
  • Sq. Ft. Source: Estimated
  • Living Area: 3,728 Sq. Ft.
  • Finished Above Grnd: 2,490 Sq. Ft.
  • Finished Below Grnd: 1,238 Sq. Ft.
  • Basement Finished: 100%
  • Year Built: 1994
  • Year Built Source: Estimated
  • Property Condition: Very Good

Unit Information

Unit 1

  • Bathrooms-Lower: 1

Lot Features

  • Lot Size (Acres): 0.12
  • Lot Size (Sq. Ft.): 5,227
  • Lot Size Source: Estimated
  • Street/Road Desc.: Black Top
  • Zoning: PDH4

Financial Considerations

  • Price Per Sq. Ft.: $345.38
  • Association Fee: $296
  • Assoc Fee Freq.: Quarterly
  • Assessment Year: 2025
  • County Tax: $7,177
  • County Tax Freq: Annually
  • Tax w/Assessment: $891,590
  • Tax Amount: $7,177
  • Tax Year: 2025
  • Tax Total Finished Sq. Ft.: 3728

Disclosures and Reports

  • Ownership: Fee Simple
  • Section: 3C
  • Lot Number: 190

Listed by Quick Sell Realty LLC, Narsing Rao Panagari

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Listing agent

— 20765 Bank Way —

  • Narsing Rao Panagari

    Quick Sell Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 20765 Bank Way

School District:Loudoun County Public Schools
NameGradesDistance
Lowes Island Elementary School
20755 Whitewater Drive, Sterling, VA 20165
PK-50.1 mi
Dominion High School
21326 Augusta Drive, Sterling, VA 20164
9-121.7 mi
Seneca Ridge Middle School
98 Seneca Ridge Drive, Sterling, VA 20164
6-81.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20765 Bank Way Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/12/2026
Price Reduced
$860,000
-3.68%
MLS
10/03/2025
Price Reduced
$892,900
-4.29%
MLS
9/19/2025
Listed
$932,900
69.62%
MLS
9/09/2004
Sold
$550,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20765 Bank Way

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,177
8%
$891,590
18%
2023
$6,615
97%
$755,980
—
2022
$3,350
—
$752,860
11%
2021
$3,334
-45%
$680,510
16%
2020
$6,058
1%
$585,280
2%
2019
$6,006
-2%
$574,720
2%
2018
$6,131
-4%
$565,060
-1%
2017
$6,402
-2%
$569,050
-1%
2016
$6,555
1%
$572,470
—
2015
$6,499
-1%
$572,620
1%
2014
$6,569
-8%
$568,720
-4%
2013
$7,111
—
$590,130
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Quick Sell Realty LLC, Narsing Rao Panagari

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20765 Bank Way, Sterling, VA 20165 (MLS# VALO2106842) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 20765 Bank Way is currently listed for $860,000 and was received on September 19, 2025. Want to learn more about 20765 Bank Way? Do you have questions about finding other Single Family real estate for sale in Sterling? You can browse all Sterling real estate or contact a Coldwell Banker agent to request more information.

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