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$650,000
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Property Description
NEW YEAR - NEW ADDRESS OVERLOOKING YOUR LAKEFRONT - LIVE THE DREAM at 474 Lake Road, Troy, VA. Have you been dreaming of peaceful mornings with a cup of coffee in your hand, sitting on your deck watching the geese land on the water, and really having room to breathe? 474 Lake Road offers 400 feet of waterfront on beautiful Hunter?s Lake, with 4 bedrooms, 3 full baths, and over 3,300 finished square feet on 2 acres! * Fully finished lower level with walk-out to the lake, kitchenette, bedroom + bath * First-floor primary suite and open floor plan with vaulted ceilings * Handicap accessible with ramp entry * Wildlife lovers' paradise ? watch herons, geese & ducks from your back deck *Perfect for multi-generational living, Airbnb, or your own family getaway THIS IS THE KIND OF PROPERTY PEOPLE WAIT FOR - AND RARELY FIND. Don?t miss out! This home surprises you the moment you walk in the door. Open & Spacious with a bright and airy floor plan and LAKE VIEWS from most of the windows. Plan your evening bonfire in the back yard next to the Lake on those cool evenings and you'll be glad you made 474 Lake Road, Troy your new address! Firefly FIBEROPTIC HIGH SPEED INTERNET too!!!,Granite Counter
Full Property Details
Full Property Details for 474 Lake Rd
General
- Price: $650,000
- HOA FEE: $37/month
- HOA FEE FREQ.: Annually
- Taxes: $3,428 (2024)
- Status: Active
- Type: Single Family
- Source: BrightMLSMidAtlantic
- MLS ID: 669694
- Updated: 1/2/2026
- Added to Site: 105 day(s) ago
Interior
- Rooms/Areas: Dining Room, Kitchen, Den, Basement, Foyer, Exercise Room, Great Room, Laundry, Full Bath, Additional Bedroom
- Interior Features: Entry Level Bedroom
- Appliances: Dryer, Washer/Dryer Hookups Only, Washer
- Flooring: Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Main Floor Baths: 2
- Main - Full Baths: 2
- Lower Floor Baths: 1
Bedrooms
- Total Bedrooms: 4
- Bedrooms Lower: 1
- Bedrooms Main & Up: 3
Additional Information
- Shared Amenities: Lake, Picnic Area
- Security/Safety: Security System, Smoke Detector
Location
- County: FLUVANNA
- Subdivision: HUNTERS LAKE
- Building Name: Your Lake House Retreat
- Driving Directions: Route 15 from Zion Crossroads, turn left into Hunter's Lake. Follow Lake Road across the lake. First home on the right.
School Information
- School District: Fluvanna County Public Schools
- Elementary School: Central
- Middle School: Fluvanna
- High School: Fluvanna
Community
- Association: Yes
- Assoc. Name: JIM SNYDER 434-962-6653
Heating & Cooling
- Central air: Yes
- Cooling Type: Central A/C, Heat Pump(s)
- Heating Type: Central, Heat Pump(s)
Utilities
- Sewer: Septic Exists
- Water: Well
Structural Information
- Architectural Style: Other
- Structure Type: Detached
- Basement: Yes
- Basement Entrance: Yes
- Basement Desc.: Fully Finished, Full, Heated, Interior Access, Outside Entrance, Walkout Level, Windows
- Foundation: Block
- Roof: Architectural Shingle
- Walls/Ceilings: Vaulted Ceilings, Cathedral Ceilings
- Windows: Double Hung, Insulated, Vinyl Clad
- Stories Description: Main
- Building Size: 3400
- Square Feet: 3,400
- Sq. Ft. Source: Assessor
- Living Area: 3,300 Sq. Ft.
- Finished Above Grnd: 1,700 Sq. Ft.
- Finished Below Grnd: 1,600 Sq. Ft.
- Year Built: 2008
- Year Built Source: Estimated
Lot Features
- Property View: Garden/Lawn, Pasture, Water, Trees/Woods
- Lot Size (Acres): 2.03
- Zoning: A-1
- Lot Description: Sloping, Landscaping, Partly Wooded, Trees/Wooded
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: Lake
Financial Considerations
- Price Per Sq. Ft.: $382.35
- Association Fee: $441
- Assoc Fee Freq.: Annually
- Tax Amount: $3,428
- Tax Year: 2024
Disclosures and Reports
- Ownership: Other
- Inclusions: Washer, Dryer, Refrigerator, Dishwasher, Range, Microwave.
Listed by Yes Realty Partners, LISA K CAMPBELL
Get Pre-Approved Today
Schools
Schools serving 474 Lake Rd
School District:Fluvanna County Public Schools
| Name | Grades | Distance |
|---|---|---|
Fluvanna Middle 3717 Central Plains Road, Palmyra, VA 22963 | 5-7 | 8.8 mi |
West Central Primary School 3340 Central Plains Road, Palmyra, VA 22963 | PK-K | 8.9 mi |
Central Elementary School, Palmyra, VA 3340 Central Plains Road, Palmyra, VA 22963 | 1-2 | 8.9 mi |
Fluvanna County High School 1918 Thomas Jefferson Parkway, Palmyra, VA 22963 | 8-12 | 6.3 mi |
Carrysbrook Elementary 9172 James Madison Highway, Fork Union, VA 23055 | 3-4 | 9 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 474 Lake Rd
Date
Details
Price
Change
Source
10/03/2025
Listed
$650,000
55.5%
MLS
6/02/2022
Sold
$418,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 474 Lake Rd
Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,094
19%
$545,800
34%
2023
$3,428
—
$406,200
—
2022
$3,428
36%
$406,200
40%
2021
$2,529
-2%
$290,700
—
2020
$2,570
6%
$290,700
11%
2019
$2,415
20%
$261,100
9%
2017
$2,006
—
$238,700
—
2016
$2,006
—
$238,700
3%
2015
$2,006
—
$232,600
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 474 Lake Rd
474 Lake Rd, Troy, VA 22974 (MLS# 669694) is a Single Family property with 4 bedrooms and 3 full bathrooms. 474 Lake Rd is currently listed for $650,000 and was received on October 03, 2025. Want to learn more about 474 Lake Rd? Do you have questions about finding other Single Family real estate for sale in Troy? You can browse all Troy real estate or contact a Coldwell Banker agent to request more information.

