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$650,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 2,395 Sq. Ft.
  • Updated 2 hours ago

Next open house:

Open House: 12:00 PM - 2:00 PM

Saturday 5/23 12:00 PM - 2:00 PM

490 Two Rivers Dr,Troy, VA 22974

490 Two Rivers DrTroyVA22974

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YOUR PRIVATE RESORT AWAITS! On a rare, consolidated 2.07-acre double lot with a conservation buffer next door, this custom Meade Construction home offers luxury and seclusion. The backyard paradise features a sparkling in-ground saltwater pool, expansive sunny patio, pavilion, and fully fenced yard?perfect for summer hosting. The Mechunk Creek surrounds this property, making for a serene setting in every season. Inside, bright open windows stream natural light. The renovated gourmet kitchen boasts granite counters, custom cabinetry, and a gas stove. Relax by the living room's cozy gas fireplace, or enjoy the gorgeous four-season sunroom overlooking the lush wooded grounds. The upper levels offer incredible versatility. The luxury primary suite features a stunning bath, walk-in closet, and an attached bonus room above the garage?ideal for a home office or sitting room. Plus, find a cozy sitting area/study in the upstairs loft. Enjoy direct neighborhood access to the Rivanna River. Bonus: high-speed internet, a large wired workshop, a whole-house water softener, a crawl-space dehumidifier, and whole-house generator wiring have already been installed. Don't miss this one-of-a-kind, Two Rivers retreat!,Granite Counter,Maple Cabinets,White Cabinets,Fireplace in Living Room

Full Property Details for 490 Two Rivers Dr

General

  • Price: $650,000
  • HOA FEE: $800/month
  • HOA FEE FREQ.: One Time
  • Taxes: $3,931 (2026)
  • Status: Active
  • Type: Single Family
  • Source: BrightMLSMidAtlantic
  • MLS ID: 677249
  • Updated: Today (5/16/2026)
  • Added to Site: Today

Interior

  • Rooms/Areas: Living Room, Dining Room, Kitchen, Sun/Florida Room, Loft, Mud Room, Office, Full Bath, Half Bath, Additional Bedroom
  • Fireplace(s): Gas/Propane
  • Appliances: Dryer, Washer/Dryer Hookups Only, Washer, ENERGY STAR Clothes Washer, ENERGY STAR Dishwasher
  • Flooring: Carpet, Ceramic Tile, Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Floor Baths: 2
  • Main Floor Baths: 1
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 3

Additional Information

  • Shared Amenities: Library, Meeting Room, Picnic Area, Tot Lots/Playground, Soccer Field, Tennis Courts, Volleyball Courts, Jog/Walk Path
  • Pool: Yes
  • Private Pool: Yes
  • Security/Safety: Resident Manager, Security System, Smoke Detector

Exterior

  • Exterior Features: Exterior Lighting

Location

  • County: FLUVANNA
  • Subdivision: TWO RIVERS
  • Driving Directions: From 64, Turn R on Black Cat/ Union Mills. Drive 4 miles SE. Turn R on Two Rivers Dr. Home is in the back of the cul-de-sac on the R.
  • Location Details: Adjoins National Forest

School Information

  • School District: Fluvanna County Public Schools
  • Elementary School: Central
  • Middle School: Fluvanna
  • High School: Fluvanna

Community

  • Association: Yes
  • Assoc. Name: TWO RIVERS
  • Assoc. Fees Include: Reserve Funds, Road Maintenance, Snow Removal, Trash

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Type: Central, Heat Pump(s), Steam

Utilities

  • Sewer: Septic Exists
  • Water: Well

Structural Information

  • Architectural Style: Colonial, Contemporary, Craftsman
  • Structure Type: Detached
  • Builder: MEADE CONSTRUCTION, LLC
  • Construction: Wood Siding, Brick, Concrete, Fiber Cement, Masonite, Shingle Siding, Stone, T-1-11, Vinyl Siding
  • Foundation: Block, Crawl Space
  • Roof: Architectural Shingle, Composite
  • Walls/Ceilings: 9'+ Ceilings
  • Windows: Insulated, Low-E, Double Hung
  • Stories Description: Main
  • Building Size: 2835
  • Square Feet: 2,395
  • Sq. Ft. Source: Assessor
  • Living Area: 2,395 Sq. Ft.
  • Finished Above Grnd: 2,395 Sq. Ft.
  • Year Built: 2014
  • Year Built Source: Estimated

Lot Features

  • Property View: Garden/Lawn, Panoramic, Pasture, Other, City, Mountain, Water
  • Lot Size (Acres): 2.07
  • Zoning: R
  • Lot Description: Cleared, Sloping, Landscaping, Mountainous, Open, Partly Wooded, Secluded, Trees/Wooded

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Type: Lake

Financial Considerations

  • Price Per Sq. Ft.: $271.4
  • Condo Fee: $800
  • Condo Fee Freq: One Time
  • Tax Amount: $3,931
  • Tax Year: 2026

Disclosures and Reports

  • Ownership: Other
  • Inclusions: Pavilion, Shed, Washer, Dryer, Gas Stove, Dishwasher, Refrigerator, Microwave, Pool Furniture

Listed by Find Homes Realty Llc, BRITTANY C GRAY

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Listing agent

— 490 Two Rivers Dr —

  • BRITTANY C GRAY

    Find Homes Realty Llc

Listing Office Email: info@findhomesusa.com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 490 Two Rivers Dr

School District:Fluvanna County Public Schools
NameGradesDistance
Fluvanna Middle
3717 Central Plains Road, Palmyra, VA 22963
5-77.8 mi
West Central Primary School
3340 Central Plains Road, Palmyra, VA 22963
PK-K7.9 mi
Central Elementary School, Palmyra, VA
3340 Central Plains Road, Palmyra, VA 22963
1-27.9 mi
Fluvanna County High School
1918 Thomas Jefferson Parkway, Palmyra, VA 22963
8-124.4 mi
Carrysbrook Elementary
9172 James Madison Highway, Fork Union, VA 23055
3-48.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 490 Two Rivers Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/16/2026
Listed
$650,000
24.4%
MLS
3/10/2023
Sold
$522,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 490 Two Rivers Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,931
5%
$524,180
18%
2023
$3,740
—
$443,100
—
2022
$3,740
27%
$443,100
31%
2021
$2,948
-2%
$338,800
—
2020
$2,995
-1%
$338,800
4%
2019
$3,025
882%
$327,000
14%
2017
$308
—
$286,500
—
2016
$308
—
$286,500
-2%
2015
$308
—
$291,900
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Find Homes Realty Llc, BRITTANY C GRAY

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490 Two Rivers Dr, Troy, VA 22974 (MLS# 677249) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 490 Two Rivers Dr is currently listed for $650,000 and was received on May 16, 2026. Want to learn more about 490 Two Rivers Dr? Do you have questions about finding other Single Family real estate for sale in Troy? You can browse all Troy real estate or contact a Coldwell Banker agent to request more information.

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