40923 Browns Ln Waterford, VA 20197

Nestled on a sprawling 3-acre lot in the heart of historic Waterford, this exceptional 2017 modern farmhouse offers a rare combination of pastoral privacy, refined craftsmanship, and resilient luxury. From the welcoming covered front porch to the sweeping views, this property is an absolute dream for those seeking a sustainable, premium lifestyle. The expansive, private acreage provides the ultimate outdoor canvas, offering an ideal layout and ample space for a future private pool. The grounds already feature a dedicated mini-farm and garden area (complete with raised vegetable beds, fruits/vines, flowers, and trees) that complement the scenic vistas of the Virginia countryside, while a gentle creek meanders through the mature tree line at the back of the property. With NO HOA restrictions, you have the total freedom to enjoy your land to the fullest. The interior is defined by elegance and airy functionality, highlighted by soaring 9-foot ceilings and rich hickory hardwood floors flowing throughout the main level. The heart of the home is the gourmet kitchen, featuring maple cabinetry, sleek granite countertops, a functional center island, and a brand-new stove. In the living room, a custom-built wall is prepped and ready for a future double-sided gas fireplace. Designed for versatility, the main level includes a spacious bedroom and a full bathroom with heated floors-perfect for guests or multi-generational living. The upper level is designed for maximum comfort, featuring three spacious bedrooms plus a large, private bonus room above the garage (beautifully finished in 2025) that is ideal for a secluded bedroom, professional office, or media space. The expansive living space continues into the massive walk-out basement, also finished in 2025. It boasts durable LVP flooring, a huge recreation room, a separate den or gym, and another full bathroom. Built for ultimate peace of mind and resilience, the property includes two 200-amp electrical panels, a Briggs & Stratton 22kw whole-house generator, an owned 500-gallon underground propane tank, a private well, conventional septic, two zones of HVAC (upper unit replaced 2023), and two new water heaters. Car enthusiasts and hobbyists will love the oversized two-car garage, complete with a workbench, shelving, and hot/cold water hose bibs. Outside, the reinforced composite deck is already engineered for a future conversion to a screened porch or sunroom. Offering a unique opportunity to own a piece of Loudoun County's most coveted landscape, this estate truly has it all. Note: Seller will entertain a VA loan assumption only for qualified Veteran buyers willing to execute a full Substitution of Entitlement. Buyer is responsible for covering the equity gap between the purchase price and current loan balance. Assumption processing times typically run 60-90 days. Contact the listing agent for existing lender details and assumption guidelines before submitting an offer.