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$2,950,000 -$250,000 (-7.81%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 7 Beds
  • 4 Full Baths
  • 3 Partial Baths
  • 6,947 Sq. Ft.
  • Updated 4 hours ago

Next open house:

Open House: 11:00 AM - 4:00 PM

Saturday 8/29 11:00 AM - 4:00 PM

20404 Church Lake Drive E,Bonney Lake, WA 98391

20404 Church Lake Drive EBonney LakeWA98391

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Listed by Kimberly Fraser | eXp Realty | (888) 317-5197

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20404 Church Lake Drive E, Bonney Lake, WAVideo Tour of 20404 Church Lake Drive E, Bonney Lake, WA.
Experience exceptional Lake Tapps living in this custom 6,947-square-foot waterfront home with beautiful Mt. Rainier views from the home & yard. Set on .31 acre with 70 feet of waterfront, a private dock & covered boat lift, this impressive residence offers expansive living, remarkable flexibility & an exceptional lakefront lifestyle.The main level features a spacious great room with two-way gas fireplace, limestone floors & a gourmet kitchen with high-end stainless appliances, quartz surfaces & oversized island. The luxurious primary retreat includes a two-sided fireplace, sitting room with wet bar, private deck & hot tub, plus a spa-inspired bath with steam shower. Hickory hardwoods & quality finishes continue throughout. Seven bedrooms & 6.5 baths provide exceptional space for guests. A separate two-bedroom accessory living space above the garage offers a full kitchen, bath, private entrance & separate electrical meter, while the lower-level suite includes an additional full kitchen-ideal for extended living or guests.Covered decks, extensive stamped concrete & mountain views embrace the waterfront setting. The 1,612-square-foot five-car garage/shop features epoxy floors & abundant space for vehicles, water toys & storage. Additional amenities include smart home features, three A/C units, two automatic generators & 50-amp connections for RV or EV use.A rare combination of space, versatility, Mt. Rainier views & 70 feet of Lake Tapps waterfront.

Full Property Details for 20404 Church Lake Dr E

General

  • Price: $2,950,000
  • HOA FEE: $15/month
  • HOA FEE FREQ.: Annually
  • Taxes: $29,728 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NWMLS
  • MLS ID: 2569335
  • Updated: 8/27/2026
  • Added to Site: 14 day(s) ago

Interior

  • Interior Features: Second Kitchen, Second Primary Bedroom, Bath Off Primary, Built-In Vacuum, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, Fireplace, Fireplace (Primary Bedroom), Hot Tub/Spa, Pantry, Security System, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Wired for Generator
  • Fireplace: Yes
  • Number of Fireplaces: 4
  • Fireplace(s): Gas
  • Appliances: Dishwasher(s), Double Oven, Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Flooring: Ceramic Tile, Engineered Hardwood, Stone

Rooms

Bathrooms

  • Total Bathrooms: 7
  • Full Bathrooms: 4
  • 3/4 Bathrooms: 2
  • Half Bathrooms: 1
  • Upper - Full Baths: 2
  • Upper - 3/4 Baths: 2
  • Main Floor Baths: 2
  • Main - 1/2 Baths: 1
  • Lower - Full Baths: 1

Bedrooms

  • Total Bedrooms: 7
  • Bedrooms Upper: 5
  • Bedrooms Lower: 1
  • Bedrooms Main: 1

Additional Information

  • Amenities: Boat House, Cable TV, Deck, Dock, Fenced-Partially, Gas Available, High Speed Internet, Hot Tub/Spa, Patio, RV Parking, Sprinkler System
  • Spa: Yes
  • Security/Safety: Partially Fenced, Security System

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Covered Spaces: 5
  • Parking Features: Driveway, Attached Garage, Off Street, RV Parking

Location

  • Area: 109 - Lake Tapps/Bonney Lake
  • County: Pierce
  • Subdivision: Bonney Lake
  • Driving Directions: HWY 410 left on Veterans Memorial Dr E, Left on Church Lake Rd E, Left on West Tapps HWY, Right on Church Lake Dr E, Follow to Home on Left

School Information

  • High School District: Sumner-Bonney Lake
  • Elementary School: Emerald Hills Elem
  • Middle School: Lakeridge Middle
  • High School: Bonney Lake High

Community

  • Association: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Central Air, Forced Air
  • Heating Type: Forced Air, Heat Pump, Recirculation Pump

Utilities

  • Sewer: Sewer Connected
  • Water: Public

Structural Information

  • Structure Type: House
  • Exterior Const.: Cement Planked, Stone, Wood Products
  • Basement Desc.: Daylight, Finished
  • Foundation: Poured Concrete
  • Roof: Composition
  • Entry Location: Main
  • Square Feet: 6,947
  • Finished Total: 6,947 Sq. Ft.
  • Year Built: 2010
  • Property Condition: Very Good

Lot Features

  • Property View: Lake, Mountains
  • Lot Size (Acres): 0.3109
  • Lot Size (Sq. Ft.): 13,541
  • Lot Size Source: Realist
  • Topography: Level, Terraces
  • Lot Features: Paved
  • Trees/Vegetation: Garden Space

Water Features

  • Water Front: Yes

Financial Considerations

  • Association Fee: $175
  • Assoc Fee Freq.: Annually
  • Tax Amount: $29,728
  • Tax Year: 2026
  • Terms: Cash, Conventional, FHA, USDA Loan, VA Loan

Disclosures and Reports

  • Special Conditions: None
  • Inclusions: Dishwasher(s), Double Oven, Dryer(s), Garbage Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Property ID: 3037000730

Listed by Kimberly Fraser | eXp Realty | (888) 317-5197

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NMLS#: 1598647

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Schools serving 20404 Church Lake Dr E

School District:Sumner School District
NameGradesDistance
Emerald Hills Elementary School
19515 S Tapps Dr E, Bonney Lake, WA 98390
K-50.7 mi
Lakeridge Middle School, Bonney Lake, WA
5909 Myers RD E, Bonney Lake, WA 98391
6-81.6 mi
Bonney Lake High School
10920 199th Avenue Court East, Bonney Lake, WA 98391
9-122.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20404 Church Lake Dr E Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/27/2026
Price Reduced
$2,950,000
-7.81%
MLS
8/14/2026
Listed
$3,200,000
159.17%
MLS
3/24/2017
Sold
$1,234,719
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20404 Church Lake Dr E

Year
Property Taxes
Change
Tax Assessment
Change
2025
$29,515
—
$2,762,200
6%
2025
$29,515
21%
$2,613,100
9%
2024
$24,439
5%
$2,407,500
2%
2023
$23,194
—
$2,363,800
19%
2022
$23,106
17%
$1,982,200
31%
2021
$19,734
-1%
$1,517,800
2%
2020
$20,018
9%
$1,492,300
9%
2018
$18,316
—
$1,374,300
5%
2018
$18,316
16%
$1,309,100
13%
2017
$15,723
3%
$1,154,700
3%
2016
$15,284
5%
$1,124,900
9%
2015
$14,524
8%
$1,027,400
12%
2014
$13,504
—
$917,700
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Kimberly Fraser | eXp Realty | (888) 317-5197

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1513 176th Ave Ct E  Lake Tapps, WA 98391

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Price Reduced near 20404 Church Lake Dr E

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17510 16th St Ct E, Lake Tapps, WA 98391 - Photo 1 Price Reduced
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17510 16th St Ct E  Lake Tapps, WA 98391

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4216 W Tapps Dr E  Lake Tapps, WA 98391

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1517 176th Ave Ct E, Lake Tapps, WA 98391 - Photo 1 Price Reduced
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1517 176th Ave Ct E  Lake Tapps, WA 98391

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
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  • Active
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Listed by Rick W. Seddon | John L. Scott, Inc.

Recent Sales near 20404 Church Lake Dr E

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20208 Island Pkwy E, Lake Tapps, WA 98391 - Photo 1 Sold
$2,550,000

20208 Island Pkwy E  Lake Tapps, WA 98391

  • Single Family
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  • 3
    Beds
  • 4
    Total Baths
  • 4,025
    Sq. Ft.
Listed by Lauri Mcleod | John L. Scott R.E. Lake Tapps
Sold by Nichole Jackson | Terrafin
3402 196th Ave Ct E, Lake Tapps, WA 98391 - Photo 1 Sold
$2,550,000

3402 196th Ave Ct E  Lake Tapps, WA 98391

  • Single Family
  • Closed
  • 3
    Beds
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    Total Baths
  • 3,298
    Sq. Ft.
Listed by Jessica Motais de Narbonne | Vizor Realty
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1202 184th Ave Ct E, Lake Tapps, WA 98391 - Photo 1 Sold
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1202 184th Ave Ct E  Lake Tapps, WA 98391

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    Sq. Ft.
Listed by Ryan Wilkerson | John L. Scott Woodinville
Sold by Lori Parker | eXp Realty
9320 152nd St E, Puyallup, WA 98375 - Photo 1 Sold
$2,755,000

9320 152nd St E  Puyallup, WA 98375

  • Single Family
  • Closed
  • 3
    Beds
  • 1
    Total Bath
  • 1,464
    Sq. Ft.
Listed by Steve Roggow | Terrafin
Sold by Drew Staudt | Windermere Prof Partners

20404 Church Lake Drive E, Bonney Lake, WA 98391 (MLS# 2569335) is a Single Family property with 7 bedrooms, 4 full bathrooms and 3 partial bathrooms. 20404 Church Lake Drive E is currently listed for $2,950,000 and was received on August 14, 2026. Want to learn more about 20404 Church Lake Drive E? Do you have questions about finding other Single Family real estate for sale in Bonney Lake? You can browse all Bonney Lake real estate or contact a Coldwell Banker agent to request more information.

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