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$424,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 1 Bed
  • 1 Full Bath
  • 1 Partial Bath
  • 709 Sq. Ft.
  • Updated 22 hours ago

Listed by Jeff Engen | MJB Real Estate Group | (360) 392-8998

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Perched in a uniquely beautiful seaside setting, this thoughtfully updated cottage offers the kind of lifestyle that's increasingly hard to find in Whatcom County. Filled with natural light and positioned to capture sweeping bay, sound, and mountain views, the home blends warmth, simplicity, and connection to the outdoors in all the right ways. Inside, you'll find a bright and inviting interior with large windows on both levels, an updated kitchen, and comfortable living spaces designed to maximize the surrounding scenery. The upper-level primary suite includes a full bath plus additional flex space ideal for a home office, reading nook, or occasional guest accommodations. A wood stove adds warmth and character, creating the perfect place to unwind after a day on the water or trails. Step outside and the lifestyle really comes into focus. Multiple view decks, a hot tub, and a spacious yet low-maintenance yard create incredible indoor-outdoor flow with room to relax, entertain, or potentially expand. Whether you're enjoying morning coffee overlooking the water or taking in sunsets from the deck, this property feels like a true retreat. Located in the Sandy Point area near the Salish Sea, you're moments from beaches, marinas, golf, and everyday recreation while still within easy reach of Bellingham and Ferndale amenities. A rare opportunity to own a move-in ready coastal cottage in one of Whatcom County's most uniquely scenic settings

Full Property Details for 4781 Cobble Wy

General

  • Price: $424,000
  • Taxes: $2,912 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NWMLS
  • MLS ID: 2523806
  • Updated: 5/14/2026
  • Added to Site: 2 day(s) ago

Interior

  • Appliances: Dishwasher(s), Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Flooring: Ceramic Tile, Laminate

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Upper - Full Baths: 1
  • Main Floor Baths: 1
  • Main - 1/2 Baths: 1

Bedrooms

  • Total Bedrooms: 1
  • Bedrooms Upper: 1

Additional Information

  • Amenities: Cable TV, Deck, High Speed Internet, Hot Tub/Spa
  • Spa: Yes

Parking

  • Uncovered Spaces: 4
  • Parking Features: Driveway

Location

  • Area: 870 - Ferndale/Custer
  • County: Whatcom
  • Subdivision: Sandy Point
  • Driving Directions: Please use your favorite navigation app.
  • Direction Faces: West

School Information

  • High School District: Ferndale
  • Elementary School: Buyer To Verify
  • Middle School: Buyer To Verify
  • High School: Ferndale High

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Wall Furnace

Utilities

  • Sewer: Sewer Connected
  • Water: Community

Structural Information

  • Structure Type: House
  • Exterior Const.: Wood
  • Basement Desc.: None
  • Foundation: Poured Concrete
  • Roof: Composition
  • Entry Location: Main
  • Square Feet: 709
  • Finished Total: 709 Sq. Ft.
  • Year Built: 1996
  • Property Condition: Good

Lot Features

  • Property View: Bay, Partial, Territorial
  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,405
  • Lot Size Source: Assessors
  • Lot Dimensions: 60 x 120 x 60 x 120
  • Topography: Partial Slope
  • Lot Features: Dead End Street, Paved

Financial Considerations

  • Tax Amount: $2,912
  • Tax Year: 2026
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Special Conditions: None
  • Inclusions: Dishwasher(s), Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Property ID: 3801040373940000

Listed by Jeff Engen | MJB Real Estate Group | (360) 392-8998

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Schools serving 4781 Cobble Wy

School District:Ferndale School District
NameGradesDistance
Eagleridge Elementary School
2651 Thornton Road, Ferndale, WA 98248
K-54.8 mi
Horizon Middle School, Ferndale, WA
2671 Thornton Road, Ferndale, WA 98248
6-84.8 mi
Ferndale High School
5830 Golden Eagle Drive, Ferndale, WA 98248
9-125.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4781 Cobble Wy Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/14/2026
Listed
$424,000
5.34%
MLS
3/13/2023
Sold
$402,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4781 Cobble Wy

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,815
-9%
$343,578
-9%
2024
$3,086
17%
$376,679
—
2024
$2,645
100%
$376,679
14%
2023
-100%
$330,421
21%
2023
$2,704
67%
$274,145
88%
2020
$1,615
33%
$145,654
18%
2019
$1,214
-19%
$123,413
5%
2018
$1,504
8%
$117,479
2%
2017
$1,397
2%
$115,214
2%
2016
$1,367
—
$113,285
14%
2016
$1,367
—
$99,806
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Jeff Engen | MJB Real Estate Group | (360) 392-8998

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4781 Cobble Way, Ferndale, WA 98248 (MLS# 2523806) is a Single Family property with 1 bedroom, 1 full bathroom and 1 partial bathroom. 4781 Cobble Way is currently listed for $424,000 and was received on May 14, 2026. Want to learn more about 4781 Cobble Way? Do you have questions about finding other Single Family real estate for sale in Ferndale? You can browse all Ferndale real estate or contact a Coldwell Banker agent to request more information.

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