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$410,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,326 Sq. Ft.

Listed by Isaak Hammers | Manette Real Estate Co. | (360) 627-8648

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This great home is what everyone say they want: an affordable, cute, and very well-built house that can be customized cosmetically! Wonderful location in the Island Lake community, only moments from the lake and park! Commuters will love easy access to highways and naval bases, but set back and quiet from the chaos of daily life. Check out the awesome back yard! Step inside to find a home that lives surprisingly large! Downstaris bedroom connects to the full bath for a primary suite expierience. Upstairs are 2 more large bedrooms, including one with a 3/4 bath for a second primary experience! Sets up well for multi-generational or friend living. Detached one car garage is a great option for parking or additional storage! Make this awesome home YOURS today!

Full Property Details for 12940 Elm Ave NW

General

  • Price: $410,000
  • Taxes: $3,626 (2025)
  • Status: Active
  • Type: Single Family
  • Source: NWMLS
  • MLS ID: 2574318
  • Updated: 9/25/2026
  • Added to Site: 47 day(s) ago

Interior

  • Interior Features: Bath Off Primary, Ceiling Fan(s), Dining Room, Fireplace, Water Heater
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Wood Burning
  • Appliances: Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Flooring: Vinyl Plank, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1
  • Upper - 3/4 Baths: 1
  • Main Floor Baths: 1

Bedrooms

  • Total Bedrooms: 3
  • Bedrooms Upper: 2
  • Bedrooms Main: 1

Additional Information

  • Amenities: Cable TV, Deck, Fenced-Partially, Gas Available, High Speed Internet, Outbuildings, Patio
  • Security/Safety: Partially Fenced

Parking

  • Garage: Yes
  • Covered Spaces: 1
  • Uncovered Spaces: 2
  • Parking Features: Driveway, Detached Garage

Location

  • Area: 166 - Poulsbo
  • County: Kitsap
  • Subdivision: Island Lake
  • Building Name: Island Lake Division 1
  • Driving Directions: From hwy 303 take Central Valley exit. North on Central Valley, left on Island Lake, left on Elm Ave to destination on left. GPS correct
  • Direction Faces: East

School Information

  • High School District: North Kitsap #400
  • Elementary School: Buyer To Verify
  • Middle School: Buyer To Verify
  • High School: Buyer To Verify

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Fireplace Insert, Forced Air
  • Water Heater: electric

Utilities

  • Sewer: Septic Tank
  • Water: Public

Structural Information

  • Architectural Style: Traditional
  • Structure Type: House
  • Exterior Const.: Wood
  • Basement Desc.: None
  • Roof: Metal
  • Entry Location: Main
  • Square Feet: 1,326
  • Finished Total: 1,326 Sq. Ft.
  • Year Built: 1983
  • Property Condition: Average

Lot Features

  • Property View: Territorial
  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 6,970
  • Lot Size Source: Realist
  • Lot Dimensions: 6970
  • Topography: Level
  • Trees/Vegetation: Garden Space

Financial Considerations

  • Tax Amount: $3,626
  • Tax Year: 2025
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Special Conditions: None
  • Inclusions: Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Property ID: 44300150060004
  • Block: 15
  • Lot Number: 6, 7, 8

Listed by Isaak Hammers | Manette Real Estate Co. | (360) 627-8648

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Schools serving 12940 Elm Ave NW

School District:North Kitsap School District
NameGradesDistance
Hilder Pearson Elementary School
15650 Central Valley Road Northwest, Poulsbo, WA 98370
K-61.7 mi
Poulsbo Junior High School
2003 Northeast Hostmark Street, Poulsbo, WA 98370
6-93.9 mi
North Kitsap High School
1780 Northeast Hostmark Street, Poulsbo, WA 98370
9-123.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 12940 Elm Ave NW Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/25/2026
Price Reduced
$410,000
-5.75%
MLS
8/26/2026
Listed
$435,000
275.33%
MLS
2/23/2000
Sold
$115,898
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 12940 Elm Ave NW

Year
Property Taxes
Change
Tax Assessment
Change
2026
$3,708
6%
$387,900
—
2025
$3,488
4%
$387,900
—
2024
$3,360
21%
$387,900
20%
2023
$2,788
-5%
$324,230
9%
2023
$2,920
6%
$298,740
23%
2021
$2,746
—
$242,970
-6%
2021
$2,746
8%
$258,960
20%
2020
$2,544
9%
$215,930
9%
2019
$2,343
3%
$197,590
31%
2018
$2,276
24%
$150,420
—
2017
$1,840
-8%
$150,420
—
2016
$1,997
5%
$150,420
2%
2015
$1,909
—
$147,640
—
2014
$1,910
—
$147,640
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Isaak Hammers | Manette Real Estate Co. | (360) 627-8648

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12940 Elm Avenue NW, Poulsbo, WA 98370 (MLS# 2574318) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 12940 Elm Avenue NW is currently listed for $410,000 and was received on August 26, 2026. Want to learn more about 12940 Elm Avenue NW? Do you have questions about finding other Single Family real estate for sale in Poulsbo? You can browse all Poulsbo real estate or contact a Coldwell Banker agent to request more information.

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