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$795,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,406 Sq. Ft.
  • Updated 18 hours ago

Listed by Deborah Bonneville | Windermere Prof Partners | (360) 876-9600 and Jennifer Fetterplace | Windermere Prof Partners | (360) 876-9600

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Welcome to this rare multi-home opportunity in the heart of Poulsbo! Situated on a spacious half-acre lot just inside the Poulsbo UTA, this versatile property offers endless possibilities for investors, multi-gen living, or owner-occupants seeking additional income potential. Both homes were remodeled and permitted in the 2022-2023 timeframe, blending modern updates with timeless character and charm.The beautifully updated main home features 3 bedrooms and 2 baths with a flexible floorplan that includes the primary bedroom and second bedroom on the main level. Upstairs, you'll discover a full loft-style third bedroom complete with a fun "special secret room" that adds character to the space. A partially finished basement has recently been waterproofed, offering additional storage or future expansion potential. Connected to sewer while maintaining the benefit of a private well. The det-ADU includes 1 bed, 1 bath, and a 1-car garage, currently generating $1,500 per month in rental income. The main home is tenant occupied but will be vacant at the end of June, creating an ideal opportunity for an owner-occupant or investor looking to maximize income potential. Outside, enjoy dedicated garden space, plenty of off-street parking, and room to spread out on the generous half-acre lot. Commute? What a breeze being 10min to Bangor or an easy ride to Bainbridge Ferry Terminal. Some interior photos are from a previous listing but do represent the home accurately.

Full Property Details for 866 NW Karkainen Ln

General

  • Price: $795,000
  • Taxes: $5,425 (2026)
  • Status: Active
  • Type: Single Family
  • Source: NWMLS
  • MLS ID: 2524977
  • Updated: 5/15/2026
  • Added to Site: 2 day(s) ago

Interior

  • Interior Features: Second Kitchen, Bath Off Primary, Dbl Pane/Storm Window, Water Heater
  • Appliances: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Flooring: Ceramic Tile, Laminate, Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Floor Baths: 3

Bedrooms

  • Total Bedrooms: 4
  • Bedrooms Upper: 1
  • Bedrooms Main: 3

Additional Information

  • Amenities: Fenced-Partially
  • Security/Safety: Partially Fenced

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Covered Spaces: 1
  • Uncovered Spaces: 4
  • Parking Features: Driveway, Attached Garage, Off Street

Location

  • Area: 165 - Finn Hill
  • County: Kitsap
  • Subdivision: Poulsbo
  • Driving Directions: Highway 3 to Finn Hill Rd Exit, head East on Finn Hill to Right on Karkainen Lane The homes are on the corner of Finn Hill and Karkainen.
  • Direction Faces: North

School Information

  • High School District: North Kitsap #400
  • Elementary School: Buyer To Verify
  • Middle School: Buyer To Verify
  • High School: Buyer To Verify

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Forced Air, Wall Furnace
  • Water Heater: Electric

Utilities

  • Sewer: Sewer Connected
  • Water: Individual Well

Structural Information

  • Structure Type: House
  • Exterior Const.: Cement/Concrete, Wood
  • Basement Desc.: Partially Finished
  • Foundation: Poured Concrete
  • Roof: Composition
  • Square Feet: 2,406
  • Finished Total: 1,894 Sq. Ft.
  • Unfinished Total: 512 Sq. Ft.
  • Year Built: 1948
  • Property Condition: Updated/Remodeled

Lot Features

  • Lot Size (Acres): 0.51
  • Lot Size (Sq. Ft.): 22,216
  • Lot Size Source: tax records
  • Topography: Level, Partial Slope
  • Lot Features: Corner Lot, Dead End Street, Paved
  • Trees/Vegetation: Garden Space

Financial Considerations

  • Tax Amount: $5,425
  • Tax Year: 2026
  • Terms: Cash, Conventional, FHA, VA Loan

Disclosures and Reports

  • Special Conditions: None
  • Inclusions: Dishwasher(s), Dryer(s), Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Property ID: 15260120342004

Listed by Deborah Bonneville | Windermere Prof Partners | (360) 876-9600 and Jennifer Fetterplace | Windermere Prof Partners | (360) 876-9600

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Schools serving 866 NW Karkainen Ln

School District:North Kitsap School District
NameGradesDistance
Vinland Elementary School
22104 Rhododendron Lane Northwest, Poulsbo, WA 98370
K-61 mi
Poulsbo Junior High School
2003 Northeast Hostmark Street, Poulsbo, WA 98370
6-92.2 mi
North Kitsap High School
1780 Northeast Hostmark Street, Poulsbo, WA 98370
9-122 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 866 NW Karkainen Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/15/2026
Listed
$795,000
9.66%
MLS
6/09/2023
Sold
$725,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 866 NW Karkainen Ln

Year
Property Taxes
Change
Tax Assessment
Change
2026
$5,151
2%
$580,780
—
2025
$5,035
26%
$580,780
22%
2024
$4,002
25%
$477,100
27%
2023
$3,204
-8%
$375,510
25%
2023
$3,466
15%
$301,120
10%
2021
$3,003
—
$272,700
-4%
2021
$3,003
3%
$284,960
12%
2020
$2,915
6%
$255,270
21%
2019
$2,739
13%
$211,180
10%
2018
$2,424
5%
$191,400
8%
2017
$2,311
-1%
$177,920
3%
2016
$2,325
4%
$172,530
3%
2015
$2,239
3%
$167,450
—
2014
$2,181
—
$167,450
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Deborah Bonneville | Windermere Prof Partners | (360) 876-9600 and Jennifer Fetterplace | Windermere Prof Partners | (360) 876-9600

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866 NW Karkainen Lane, Poulsbo, WA 98370 (MLS# 2524977) is a Single Family property with 4 bedrooms and 3 full bathrooms. 866 NW Karkainen Lane is currently listed for $795,000 and was received on May 15, 2026. Want to learn more about 866 NW Karkainen Lane? Do you have questions about finding other Single Family real estate for sale in Poulsbo? You can browse all Poulsbo real estate or contact a Coldwell Banker agent to request more information.

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