Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$1,100,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 2 Full Baths
  • 2 Partial Baths
  • 4,692 Sq. Ft.
  • 3 Car Garage
  • Updated 7 days ago
See This Home
Save This Home
See This Home
Save This Home
Welcome to a place where mornings feel a little quieter, the light falls a little softer, and lake life feels close enough to touch. Perched above the clear waters of Deer Lake, this beautifully refreshed home offers more than 4,000 square feet of inviting, versatile living space - all framed by one of the most peaceful sunrise views in the area. The owners have thoughtfully updated so much of what matters: a renewed kitchen and bathrooms, new siding and roof, and a three-season room wrapped in new windows that bring the lake right into your daily rhythm. It's the kind of space where you can sip coffee, watch the horizon glow, and feel the day unfold at its own gentle pace. This property spans two parcels, giving you room to grow - whether that means additional living space, storage, or simply the freedom to dream. Inside and out, the home carries a sense of possibility, grounded in comfort and quiet beauty. With a meaningful new price and a story that's ready for its next chapter, this Deer Lake retreat is a rare opportunity to settle into a life filled with light, space, and a view that never gets old.

Full Property Details for 1312 186th St

General

  • Price: $1,100,000
  • Taxes: $10,015 (2024)
  • Status: Active
  • Type: Single Family
  • Source: NorthStarMLS_RMLS
  • MLS ID: 6673487
  • Updated: 2/11/2026
  • Added to Site: 296 day(s) ago

Interior

  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Freestanding, Gas
  • Appliances: Dishwasher, Dryer, Exhaust Fan, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • 3/4 Bathrooms: 1
  • 1/4 Bathrooms: 1

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Eat-in kitchen: Yes
  • Dining Room: Eat-In Kitchen
  • Formal Dining Room: Eat In Kitchen
  • Laundry: Laundry Room, Main Level, Laundry Room, Main Level

Additional Information

  • Amenities: Ceiling Fan(s), Deck, Dock, Hardwood Floors, Hot Tub, Kitchen Center Island, Kitchen Window, Local Area Network, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, Porch, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

Exterior

  • Porch/Patio/Deck: Deck, Patio, Screened, Side Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Description: 26 x 32
  • Garage Spaces: 3
  • Parking Features: Attached Garage, Detached Garage, Asphalt, Concrete, Garage Door Opener, Multiple Garages

Location

  • County: Polk
  • Township: Saint Croix Falls
  • Subdivision: Deer Lake Park
  • Driving Directions: From Hwy 8 St Croix Falls: follow east to 186th take left (north) follow to house on the lake side.

School Information

  • School District: 1864 - Saint Croix Falls
  • High School District: Saint Croix Falls

Heating & Cooling

  • Central air: Yes
  • Cooling Type: Central Air
  • Heating Type: Baseboard, Fireplace(s)
  • Heating Fuel: Other, Propane

Utilities

  • Sewer: Septic System Compliant - Yes, Tank with Drainage Field
  • Water: Drilled, Private, Well

Structural Information

  • Exterior Const.: Block
  • Basement: Yes
  • Finished basement: Yes
  • Basement Desc.: Block, Drain Tiles, Finished, Full, Walk-Out
  • Foundation Size: 2600
  • Roof: Age Over 8 Years, Asphalt, Pitched
  • Disability Access: None
  • Square Feet: 4,692
  • Above Ground: 2,482 Sq. Ft.
  • Below Ground: 2,600 Sq. Ft.
  • Year Built: 1985

Additional Structures

  • Other Structures: Garage(s), Boat House

Lot Features

  • Lot Size (Acres): 1.55
  • Lot Dimensions: 138 x 204 x 112 x 226
  • Frontage: Paved Streets
  • Zoning: Shoreline, Residential-Single Family
  • Lot Description: Accessible Shoreline

Water Features

  • Water Front Desc.: Lakefront
  • Water Front Feet: 120
  • Water Front Elev.: 4-10
  • Lake Front: Yes
  • Lake Bottom: Gravel, Hard, Sand

Financial Considerations

  • Tax Amount: $10,015.71
  • Tax Year: 2024
  • Terms: Conventional, Cash

Disclosures and Reports

  • Legal Description: LOTS 15 AND 16 DEER LAKE PARK and Lot 49 Deer Lake Park
  • Property ID: 44011030000

Listed by Edina Realty, Inc.

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 1312 186th St —

  • Edina Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Get a Great Insurance Rate

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 1312 186th St

School District:St. Croix Falls School District
NameGradesDistance
Saint Croix Falls Middle School
740 Maple Drive, Saint Croix Falls, WI 54024
5-84.5 mi
Saint Croix Falls Elementary School
651 East Louisiana Street, Saint Croix Falls, WI 54024
PK-44.6 mi
Dresser Elementary School
131 2nd St E, Dresser, WI 54009
PK-K5.2 mi
Saint Croix Falls High School
740 Maple Drive, Saint Croix Falls, WI 54024
9-124.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1312 186th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/19/2025
Price Reduced
$1,100,000
-15.38%
MLS
5/29/2025
Price Reduced
$1,300,000
-7.14%
MLS
5/02/2025
Listed
$1,400,000
198.51%
MLS
5/05/2011
Sold
$469,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1312 186th St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$9,832
-5%
$753,000
—
2023
$10,390
9%
$753,000
—
2022
$9,576
5%
$753,000
56%
2021
$9,084
6%
$481,600
—
2020
$8,575
2%
$481,600
—
2019
$8,411
3%
$481,600
—
2018
$8,162
4%
$481,600
—
2017
$7,811
3%
$481,600
—
2016
$7,603
—
$481,600
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 1312 186th St

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Edina Realty, Inc.

Similar Properties near 1312 186th St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1368 190th St, Saint Croix Falls, WI 54024 - Photo 1
$1,299,000

1368 190th St  Saint Croix Falls, WI 54024

  • Single Family
  • Active
  • 4
    Beds
  • 4
    Total Baths
  • 2,810
    Sq. Ft.
Listed by Teri Kampmeyer (612) 308-1831
12998 Maxwell Rd, Chisago City, MN 55013 - Photo 1
$899,900

12998 Maxwell Rd  Chisago City, MN 55013

  • Single Family
  • Active
  • 4
    Beds
  • 3
    Total Baths
  • 3,722
    Sq. Ft.
Listed by RE/MAX Advantage Plus

Just Listed near 1312 186th St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

2523 40th Ave, Osceola, WI 54020 - Photo 1 Just Listed
$360,000

2523 40th Ave  Osceola, WI 54020

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,092
    Sq. Ft.
Listed by Edina Realty, Inc.
30339 Orchard Ct, Center City, MN 55012 - Photo 1 Just Listed
$819,500

30339 Orchard Ct  Center City, MN 55012

  • Single Family
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,616
    Sq. Ft.
Listed by RE/MAX Preferred
30339 Orchard Ct, Center City, MN 55012 - Photo 1 Just Listed
$274,500

30339 Orchard Ct  Center City, MN 55012

  • Lots/Land
  • Active
  • Updated 1 day ago
  • 1.63
    Acres
Listed by RE/MAX Preferred
1629 139th St, Balsam Lake, WI 54810 - Photo 1 Just Listed
$395,000
Open House

1629 139th St  Balsam Lake, WI 54810

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 2,132
    Sq. Ft.
Listed by Edina Realty, Inc.

Price Reduced near 1312 186th St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1220 Corey Ct, Osceola, WI 54020 - Photo 1 Price Reduced
-$10,000 (-2.56%)
$380,000

1220 Corey Ct  Osceola, WI 54020

  • Single Family
  • Active
  • Updated 3 days ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,097
    Sq. Ft.
Listed by Brian Smith (651) 399-1751 and Dan Payne (715) 222-3167
890 Maple Dr, Osceola, WI 54020 - Photo 1 Price Reduced
-$10,000 (-3.39%)
$284,900

890 Maple Dr  Osceola, WI 54020

  • Single Family
  • Active
  • Updated 1 day ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,852
    Sq. Ft.
Listed by Keller Williams Integrity WI/MN
520 Park Island Rd, Center City, MN 55012 - Photo 1 Price Reduced
-$2,000 (-0.48%)
$417,000

520 Park Island Rd  Center City, MN 55012

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,435
    Sq. Ft.
Listed by Ashworth Real Estate
11187 Eagle Ridge Way, Chisago City, MN 55013 - Photo 1 Price Reduced
-$25,000 (-5.88%)
$400,000

11187 Eagle Ridge Way  Chisago City, MN 55013

  • Townhouse
  • Active
  • Updated 3 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,454
    Sq. Ft.
Listed by Chisago Lakes Realty

Recent Sales near 1312 186th St

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1725 N 133rd Ave, Saint Croix Falls, WI 54024 - Photo 1 Sold
$975,000

1725 N 133rd Ave  Saint Croix Falls, WI 54024

  • Single Family
  • Closed
  • Updated 11 days ago
  • 5
    Beds
  • 4
    Total Baths
  • 3,600
    Sq. Ft.
Listed and Sold by Teri Kampmeyer

1312 186th Street, Saint Croix Falls, WI 54024 (MLS# 6673487) is a Single Family property with 5 bedrooms, 2 full bathrooms and 2 partial bathrooms. 1312 186th Street is currently listed for $1,100,000 and was received on May 02, 2025. Want to learn more about 1312 186th Street? Do you have questions about finding other Single Family real estate for sale in Saint Croix Falls? You can browse all Saint Croix Falls real estate or contact a Coldwell Banker agent to request more information.

Tour this property