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$189,900

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1,004 Sq. Ft.
  • Updated 13 days ago
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Charming 3-bedroom home in downtown Watertown with a big, versatile lot. This inviting residence offers comfortable living spaces with wood floors in most rooms, perfect for first-time buyers or those seeking a cozy retreat. AC unit is 2 years old, and most of the windows have been replaced in the last 2 years. The large lot provides ample room for gardening, entertaining, or future expansion. Located just minutes from shops, dining, parks, and schools, this property combines small-town charm with convenient living.

Full Property Details for 401 S Montgomery St

General

  • Price: $189,900
  • Taxes: $1,957 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MetroMLS_Milwaukee_Wirex
  • MLS ID: 1943622
  • Updated: 1/4/2026
  • Added to Site: 57 day(s) ago

Interior

  • Interior Features: Wood Floors
  • Appliances: None

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Bathroom: At least one Bathtub

Bedrooms

  • Total Bedrooms: 3
  • Bedroom 2: 10 x 9, Main Level
  • Bedroom 3: 11 x 8, Main Level

Other Rooms

  • Living Room: 12 x 13, Main Level
  • Kitchen: 15 x 10, Main Level
  • Dining Room: 12 x 13, Main Level

Location

  • County: Jefferson
  • Driving Directions: Church St, West on Lafayette, House on the Left

School Information

  • School District: Watertown Unified
  • Middle School: Riverside
  • High School: Watertown

Heating & Cooling

  • Heating/Cooling: Natural Gas, Central Air Conditioning, Forced Air

Utilities

  • Water/Sewer: Municipal Sewer, Municipal Water

Structural Information

  • Architectural Style: Single Story, Ranch
  • Exterior Const.: Aluminum Siding, Brick
  • Basement Desc.: Full
  • Square Feet: 1,004
  • Year Built: 1900

Lot Features

  • Lot Size (Acres): 0.2
  • Zoning: RES

Financial Considerations

  • Tax Amount: $1,957
  • Tax Year: 2024

Listed by EXP Realty, LLC~MKE

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Listing agent

— 401 S Montgomery St —

  • EXP Realty, LLC~MKE

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Find the right home insurance for your new home!

with our affiliated in-house agency

Request a Quote

Save up to an additional 20% by bundling your home and auto together!

Schools serving 401 S Montgomery St

School District:Watertown School District
NameGradesDistance
Watertown High School
825 Endeavour Drive, Watertown, WI 53098
9-121 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 401 S Montgomery St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/04/2026
Price Reduced
$189,900
-5%
MLS
11/21/2025
Listed
$199,900
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 401 S Montgomery St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,957
6%
$133,200
26%
2023
$1,848
—
$106,000
—
2022
$1,854
12%
$106,000
58%
2021
$1,657
—
$67,000
—
2020
$1,657
2%
$67,000
—
2019
$1,618
3%
$67,000
—
2018
$1,573
5%
$67,000
—
2017
$1,494
1%
$67,000
—
2016
$1,475
1%
$67,000
—
2015
$1,458
-3%
$67,000
—
2014
$1,504
—
$67,000
—
2013
$1,504
—
$67,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by EXP Realty, LLC~MKE

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401 S Montgomery St, Watertown, WI 53094 (MLS# 1943622) is a Single Family property with 3 bedrooms and 1 full bathroom. 401 S Montgomery St is currently listed for $189,900 and was received on November 21, 2025. Want to learn more about 401 S Montgomery St? Do you have questions about finding other Single Family real estate for sale in Watertown? You can browse all Watertown real estate or contact a Coldwell Banker agent to request more information.

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