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$585,000 Just Listed
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Property Description
Welcome to your own slice of paradise in the highly sought-after Charter Point at The Islands! This two-story home offers the space, style, and backyard you've been waiting for, complete with a sparkling pool ready for Arizona living. Step inside to bright, inviting living spaces filled with natural light, wood-look flooring, neutral finishes, charming arched details, and a cozy fireplace that makes the home feel instantly welcoming. The kitchen is designed to be the heart of the home with crisp white cabinetry, granite countertops, stainless steel appliances, generous storage, and a center island that opens beautifully to the surrounding living spaces. Upstairs, the spacious primary suite offers a relaxing retreat with dual vanities and a walk-in closet. A versatile den and loft give you even more room to create the spaces that fit your lifestyle, whether you need a home office, playroom, workout space, or second living area. But the backyard may just steal the show. Step outside to your own private escape with a sparkling pool and plenty of room to relax, entertain, and enjoy Arizona's beautiful weather. And then there's the location. Tucked inside Gilbert's beloved The Islands community, you'll enjoy the unique lakeside atmosphere, mature landscaping, walking paths, and a neighborhood that feels like an escape while still keeping you close to everything Gilbert has to offer. This isn't just another Gilbert home. It's the kind of home you'll want to experience in person.
Full Property Details
Full Property Details for 638 S Surfside Dr
General
- Price: $585,000
- HOA FEE: $67/month
- HOA FEE FREQ.: Semi-Annually
- Taxes: $2,169 (2025)
- Status: Active
- Type: Single Family
- Source: ARMLS_Arizona_MLS_Phoenix_Area
- MLS ID: 7100558
- Updated: 10/30/2026
- Added to Site: 1 day(s) ago
Interior
- Interior Features: High Speed Internet, Granite Counters, Double Vanity, Upstairs, Eat-in Kitchen, Breakfast Bar, Vaulted Ceiling(s), Kitchen Island, Pantry, 3/4 Bath Master Bdrm
- Fireplace: Yes
- Number of Fireplaces: 1
- Fireplace(s): Wood Burning, Family Room
- Appliances: Stacked Washer/Dryer, Dryer, Washer, Reverse Osmosis, Refrigerator, Built-in Microwave, Dishwasher, Disposal, Electric Range
- Flooring: Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside
Additional Information
- Pool: Yes
- Pool Description: Outdoor, Play Pool, Heated
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: Attached Garage, Garage Door Opener, Direct Access
Location
- County: Maricopa
- Township: 1S
- Subdivision: CHARTER POINT AT THE ISLANDS LOT 1-54 TR A
- Cross Streets: Warner Rd & Cooper Rd
Community
- Association: Yes
- Assoc. Name: The Islands
- Assoc. Fees Include: Maintenance Grounds
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Electric
Utilities
- Water: Public
Structural Information
- Architectural Style: Contemporary,
- Builder: Continental Homes
- Exterior Const.: Stucco, Wood Frame, Painted
- Roof: Tile
- Windows: Screens, Dual Pane, Tinted Windows
- Year Built: 1990
Lot Features
- Property View: City
- Lot Size (Acres): 0.11
- Lot Size (Sq. Ft.): 4,739
- Lot Size Source: Assessor
- Frontage: Paved
- Lot Features: East/West Exposure, Sprinklers In Rear, Gravel/Stone Front, Gravel/Stone Back, Synthetic Grass Frnt
Financial Considerations
- Association Fee: $402
- Assoc Fee Freq.: Semi-Annually
- Other Assoc Fees: $145
- Tax Amount: $2,169
- Tax Year: 2025
- Terms: VA Loan, Cash, Conventional, FHA
Disclosures and Reports
- Ownership: Fee Simple
- Legal Description: LOT 53 CHARTER POINT AT THE ISLANDS LOT 1-54 TR A MCR 030249
- Property ID: 302-96-919
- Range: 5E
- Section: 14
- Lot Number: 53
Listed by ProSmart Realty
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Schools
Schools serving 638 S Surfside Dr
School District:Gilbert Unified District
| Name | Grades | Distance |
|---|---|---|
Islands Elementary School 245 South McQueen Road, Gilbert, AZ 85233 | PK-6 | 0.9 mi |
Mesquite High School 500 South McQueen Road, Gilbert, AZ 85233 | 9-12 | 0.9 mi |
Mesquite Jr High School 130 West Mesquite Street, Gilbert, AZ 85233 | 7-8 | 1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 638 S Surfside Dr
Date
Details
Price
Change
Source
10/30/2026
Listed
$585,000
67.19%
MLS
5/26/2018
Sold
$349,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 638 S Surfside Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,169
—
$28,477
-38%
2025
$2,169
3%
$45,810
-4%
2023
$2,099
3%
$47,750
19%
2022
$2,034
—
$40,260
28%
2022
$2,034
-5%
$31,350
7%
2021
$2,150
2%
$29,350
5%
2020
$2,115
9%
$27,830
8%
2019
$1,943
3%
$25,770
5%
2018
$1,888
4%
$24,610
4%
2017
$1,821
-3%
$23,750
2%
2016
$1,886
10%
$23,180
8%
2015
$1,709
-2%
$21,550
29%
2014
$1,741
9%
$16,650
10%
2013
$1,596
—
$15,160
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 638 S Surfside Dr
638 S Surfside Drive, Gilbert, AZ 85233 (MLS# 7100558) is a Single Family property with 3 bedrooms and 2 full bathrooms. 638 S Surfside Drive is currently listed for $585,000 and was received on October 30, 2026. Want to learn more about 638 S Surfside Drive? Do you have questions about finding other Single Family real estate for sale in Gilbert? You can browse all Gilbert real estate or contact a Coldwell Banker agent to request more information.

