2404 Niagara Costa Mesa, CA 92626

Welcome to Coastal Living in Costa Mesa - and one of the best values you'll find this close to the beach with 3-bedrooms and 2 bathrooms. This is an exceptional opportunity for a primary residence, second home, or high-demand investment property. With a charming front porch, private "decked-out" patio, and a giant two-car enclosed garage with plenty of room for bikes and surfboards, this home delivers the kind of space, comfort, and coastal lifestyle buyers are actively searching for - at a price point that's becoming harder to find. Step inside to a light-filled, open-concept living space featuring updated flooring, newer windows, recessed lighting, and updated kitchen and bathrooms. A brand-new electrical panel adds major peace of mind and long-term value. The flexible floor plan includes a full bedroom and bathroom downstairs - perfect for guests, a home office, or multi-generational living - while upstairs offers two large bedrooms with generous closet space. What truly sets this home apart is the lifestyle it offers. Sip your morning coffee on the cozy front porch, entertain in the private patio, or create in your own mini "sound studio" - ideal for podcasters, musicians, or remote professionals. There's also a huge attic, which many neighbors have converted into additional flex space. Just outside your door is a lush greenbelt for kids and pets, and the beach is only minutes away. Walk to the OC Fairgrounds for year-round events, Vanguard University, and Orange Coast College, or hop on your bike and head straight to Newport Beach's Back Bay Trail. You're also moments from Triangle Square, South Coast Plaza, The Anti-Mall, top restaurants, shopping, major freeways (405, 55, 73), and John Wayne Airport. The Monticello community delivers outstanding value with HOA amenities including water, trash, exterior maintenance, two pools, two spas, clubhouse, and guest parking. FHA and VA loans are welcome, no land lease, no Mello-Roos, and possible homebuyer's assistance program opportunities (inquire for details) that may help make this move-in-ready home even more attainable. Whether you're searching for your forever home, a beach-close retreat, or a smart investment in one of Costa Mesa's most desirable communities - this is the one buyers won't want to miss. Furnishings are negotiable.