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$919,000 -$30,000 (-3.16%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 3,603 Sq. Ft.
  • 3 Car Garage
  • Updated 5 days ago
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Nestled in the highly desirable Lakeside neighborhood, this stunning 3,603-square-foot stunner serves pure luxury with exclusive lake access for kayaking, paddleboating, and a sleek community clubhouse with a pool. Step through the front door and let the dramatic cathedral ceilings and sweeping staircase set the stage, perfectly framing distinct formal living, dining, and family spaces designed to flex on standard floor plans. The fully updated chef's kitchen is an absolute showstopper, boasting bold black cabinetry, thick granite countertops, large island, a dedicated beverage fridge, and a suite of top-tier Bosch appliances. Upstairs features a versatile large loft, ideal for a lounge or play zone, alongside a sprawling primary suite that takes relaxation personally: think a dual-sided fireplace flowing into a private retreat equipped with custom built-ins and a desk, plus an updated, spa-level bath with a generous shower and a dramatic standalone soaking tub. Outside, your backyard paradise is built for entertaining, complete with a built-in BBQ, a soothing water fountain, a small private orchard of fruit trees (blood orange, Meyer lemon, plum, persimmon, and fig), and plenty of room to build the pool of your dreams, all backed by 5 bedrooms, 3 full baths, and a 3-car garage. To top it off, you are minutes from I-5, top-notch Elk Grove Unified Schools, and an unbeatable lineup of local hot spots from Costco, Trader Joe's, and Nugget Market to Yard House, Shake Shack, and the upcoming Whole Foods and Barnes & Noble. You won't want to miss this opportunity! Don't let anyone else snatch it up!

Full Property Details for 3523 Lake Terrace Dr

General

  • Price: $919,000
  • HOA FEE: $95/month
  • HOA FEE FREQ.: Quarterly
  • Status: Active
  • Type: Single Family
  • Source: METROLIST_Cali
  • MLS ID: 226110040
  • Updated: 9/20/2026
  • Added to Site: 24 day(s) ago

Interior

  • Rooms/Areas: Loft, Primary Bathroom, Primary Bedroom, Office, Dining Room, Family Room, Great Room, Kitchen, Laundry, Living Room
  • Interior Features: Cathedral Ceiling
  • Fireplace: Yes
  • Number of Fireplaces: 2
  • Fireplace(s): Primary Bedroom, Double-Sided, Family Room
  • Appliances: Built-In Gas Oven, Built-In Gas Range, Dishwasher, Disposal, Microwave
  • Flooring: Carpet, Laminate, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Bathroom Features: Shower Stall(s), Double Sinks, Soaking Tub, Window
  • Primary Bathroom: Shower Stall(s), Double Sinks, Soaking Tub, Window

Bedrooms

  • Total Bedrooms: 5
  • Primary Bedroom: Walk-In Closet 2+
  • Optional Bedroom: 6

Other Rooms

  • Kitchen: Breakfast Area, Pantry Closet, Granite Counter, Slab Counter, Island
  • Dining Room: Breakfast Nook, Formal Room
  • Laundry: Cabinets, Inside Room

Additional Information

  • Shared Amenities: Barbeque, Pool, Clubhouse, Game Court Exterior
  • Pool: Yes
  • Pool Description: Built-In, Common Facility, See Remarks

Exterior

  • Exterior Features: Built-In Barbeque

Parking

  • Garage: Yes
  • Garage Spaces: 3
  • Parking: Attached, Garage Door Opener, Garage Facing Front

Location

  • County: Sacramento
  • Cross Streets: Four Winds Drive
  • Driving Directions: Turn left onto Four Winds Dr / Turn right onto Lake Terrace Dr / Destination will be on the right
  • Direction Faces: South

School Information

  • School District: Sacramento
  • Elem School District: Elk Grove Unified
  • Midd School District: Elk Grove Unified
  • High School District: Elk Grove Unified

Community

  • Association: Yes
  • Home Owners Assn.: 1
  • Assoc. Fees Include: Pool

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central
  • Heating Type: Central, Natural Gas
  • Heating Fuel: Central, Natural Gas

Utilities

  • Sewer: Sewer in Street
  • Water: Public
  • Cable Available: Yes
  • Utility Description: Cable Available, Sewer In & Connected, Internet Available, Underground Utilities

Structural Information

  • Architectural Style: Traditional
  • Construction: Brick, Stucco, Frame, Wood
  • Basement: Yes
  • Foundation: Slab
  • Roof: Tile
  • Windows: Dual Pane Full
  • Stories/Levels: 2
  • Square Feet: 3,603
  • Sq. Ft. Source: Assessor Auto-Fill
  • Year Built: 1999

Additional Structures

  • Other Structures: Pergola

Lot Features

  • Lot Size (Acres): 0.2219
  • Lot Size (Sq. Ft.): 9,666
  • Irrigation System: Public District
  • Zoning: RD5
  • Lot Description: Auto Sprinkler F&R, Shape Regular, Landscape Back, Landscape Front
  • Fencing (Description): Wood

Financial Considerations

  • Association Fee: $286
  • Assoc Fee Freq.: Quarterly

Disclosures and Reports

  • Special Conditions: None
  • Restrictions: Exterior Alterations
  • APN: 119-1480-064-0000

Listed by GUIDE Real Estate

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— 3523 Lake Terrace Dr —

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NMLS#: 1598647

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NMLS#: 1598647

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Schools serving 3523 Lake Terrace Dr

School District:Elk Grove Unified School District
NameGradesDistance
Stone Lake Elementary School
9673 Lakepoint Drive, Elk Grove, CA 95758
K-60.4 mi
Toby Johnson Middle School
10099 Franklin High Road, Elk Grove, CA 95757
7-82.4 mi
Franklin High School, Elk Grove, CA
6400 Whitelock Parkway, Elk Grove, CA 95757
9-122.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3523 Lake Terrace Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/20/2026
Price Reduced
$919,000
-3.16%
MLS
9/02/2026
Listed
$949,000
179.94%
MLS
9/22/2000
Sold
$339,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3523 Lake Terrace Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,731
—
$517,631
2%
2025
$5,731
1%
$507,482
2%
2024
$5,681
3%
$497,532
2%
2023
$5,525
2%
$487,777
2%
2022
$5,431
2%
$478,214
2%
2021
$5,340
-3%
$468,838
1%
2020
$5,501
-8%
$464,032
2%
2019
$6,012
2%
$454,934
2%
2018
$5,871
2%
$446,014
2%
2017
$5,775
4%
$437,270
2%
2016
$5,534
2%
$428,697
2%
2015
$5,439
1%
$422,259
2%
2014
$5,375
—
$413,988
—
2013
$5,376
—
$412,118
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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3523 Lake Terrace Drive, Elk Grove, CA 95758 (MLS# 226110040) is a Single Family property with 5 bedrooms and 3 full bathrooms. 3523 Lake Terrace Drive is currently listed for $919,000 and was received on September 02, 2026. Want to learn more about 3523 Lake Terrace Drive? Do you have questions about finding other Single Family real estate for sale in Elk Grove? You can browse all Elk Grove real estate or contact a Coldwell Banker agent to request more information.

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