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$1,499,000
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Property Description
Coastal charm meets modern comfort in this stunning 4-bedroom, 2.5-bathroom home nestled in the highly sought-after Morro Cove community-just a short stroll from the Tidelands Park staircase with access to breathtaking views of Back Bay, Morro Rock, and the Sandspit.
Inside, rich dark hand-hewn wood floors, plantation shutters, and expansive ceiling heights set a tone of relaxed elegance. A coastal mosaic tile foyer welcomes you into the home, while maple cabinetry throughout adds warmth and cohesion to the interior design. The open concept floorplan is both functional and inviting, with the living room centered around a gas insert fireplace that flows seamlessly into the spacious kitchen. The kitchen features granite countertops, a center island with raised bar seating, dual ovens, a gas cooktop, and generous cabinetry -ideal for both entertaining and everyday living.
The front den offers flexible use as a formal dining room or a dedicated home office, while the downstairs bedroom includes a large walk-in closet, perfect for guests or multigenerational living. Upstairs, the primary suite serves as a private retreat with a large walk-in closet, spa-like en suite bath with dual vanities, a soaking tub, separate shower, and its own west-facing covered porch with peekaboo bay views. The laundry room is conveniently located upstairs near the three secondary bedrooms.
Step outside and enjoy effortless indoor-outdoor living with an expansive patio just off the kitchen, framed by mature landscaping, low-maintenance synthetic turf, and a private trash storage area. Overhead bistro lights add ambiance for evening gatherings, and the outdoor hot tub offers the perfect place to unwind under the stars. The alley-loaded driveway maximizes curb appeal while enhancing privacy and access.
The home's Carmel-inspired cottage exterior, durable stucco siding, modern glass entry fence, concrete tile roof, and dual-pane windows reflect quality construction with timeless coastal appeal.
Situated in a quiet, beautifully maintained neighborhood, this residence is just minutes from Morro Bay Golf Course, scenic waterfront dining, boutique shopping, and the bustling Embarcadero. Whether you're looking for a full-time residence or a vacation retreat, this home is a rare opportunity to enjoy the best of Morro Bay living.
Experience coastal California at its finest -schedule your private showing today.
Full Property Details
Full Property Details for 431 Main St
General
- Sold For: $1,499,000
- HOA FEE: $114/month
- Status: Closed
- Type: Single Family
- Source: MRMLS
- MLS ID: SC25164098
- Added to Site: 214 day(s) ago
Interior
- Rooms/Areas: Den, Foyer, Kitchen, Primary Suite
- Interior Features: Ceiling Fan(s), High Ceilings, Open Floorplan, Pantry, Stone Counters
- Fireplace: Yes
- Fireplace(s): Living Room, Gas
- Eating Areas: In Kitchen
- Appliances: Dishwasher, Gas Cooktop, Refrigerator, Tankless Water Heater
- Flooring: Tile, Wood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Individual Room, Upper Level
Additional Information
- Shared Amenities: Management
- Pool Description: None
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: San Luis Obispo
- Subdivision: Morro Cove(780)
- Driving Directions: Morro Bay Blvd, left on Main Street
School Information
- School District: Lucia Mar Unified
Community
- Community Features: Biking, Hiking, Gutters, Sidewalks
- Assoc. Name: *
Heating & Cooling
- Cooling Type: None
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Style: Contemporary, Cottage
- Structure Type: Single Family Residence
- Foundation: Slab
- Roof: Concrete, Tile
- Common Walls: No Common Walls
- Windows: Double-Pane Windows
- Entry Location: level
- Stories/Levels: Two
- Stories Description: Two
- Square Feet: 2,560
- Sq. Ft. Source: Appraiser
- Year Built: 2004
- Year Built Source: Builder
- Property Condition: Turnkey
Lot Features
- Property View: Bay, Harbor, Landmark, Neighborhood, Ocean
- Lot Size (Acres): 0.0894
- Lot Size Source: Assessor
- Lot Description: 0-1 Unit/Acre
Financial Considerations
- Price Per Sq. Ft.: $585.55
- Association Fee: $114
- Assoc Fee Freq.: Monthly
Disclosures and Reports
- Special Conditions: Standard
Listed by Compass, Erica Abbott
Sold by Redfin Corporation, Desiree Burgess
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Schools
Schools serving 431 Main St
School District:San Luis Coastal Unified School District
| Name | Grades | Distance |
|---|---|---|
Del Mar Elementary School 501 Sequoia Street, Morro Bay, CA 93442 | K-6 | 2.5 mi |
Los Osos Middle School 1555 El Moro St., Baywood-Los Osos, CA 93402 | 7-8 | 3 mi |
Morro Bay High School 235 Atascadero Road, Morro Bay, CA 93442 | 9-12 | 1.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 431 Main St
Date
Details
Price
Change
Source
9/19/2025
Sold
$1,499,000
—
MLS
7/21/2025
Listed
$1,499,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
431 Main Street, Morro Bay, CA 93442 (MLS# SC25164098) is a Single Family property that was sold at $1,499,000 on September 19, 2025. Want to learn more about 431 Main Street? Do you have questions about finding other Single Family real estate for sale in Morro Bay? You can browse all Morro Bay real estate or contact a Coldwell Banker agent to request more information.

