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$599,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 3,400 Sq. Ft.
  • 2 Car Garage
  • Updated 11 days ago
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Lake House Dream! Welcome to your mountain escape in the exclusive Miner's Lake HOA a quiet community of just a few homes sharing access to a private, amenity-rich lake. Enjoy 20 acres of outdoor recreation, including two private docks, a large BBQ area with picnic tables, and a lake stocked with largemouth bass perfect for swimming, kayaking, and fishing. The home itself is spacious and inviting, featuring vaulted wood-clad ceilings, abundant natural light, and a full wrap-around porch for year-round enjoyment. The main level offers a formal entry, a large living room, a primary suite, an additional bedroom, and a conveniently located kitchen with generous cabinetry and adjacent laundry. The lower level has a bedroom, bathroom, and a multi-use open area. Upstairs, a bright open loft includes its own private balcony where you'll enjoy breathtaking sunset views you'll never grow tired of. Plus, a whole-house Generac propane generator keeps things running smoothly no matter the weather. Bring your critters too livestock are welcome, with a charming red stable and small pasture ready to go. Whether you're looking for a full-time residence or a mountain getaway, this is a rare opportunity to enjoy comfort, beauty, and lake life all in one place!

Full Property Details for 499 McCarthy Reservoir Rd #2

General

  • Price: $599,000
  • HOA FEE: $63/month
  • HOA FEE FREQ.: Annually
  • Status: Active
  • Type: Single Family
  • Source: METROLIST_Cali
  • MLS ID: 225073447
  • Updated: 1/4/2026
  • Added to Site: 224 day(s) ago

Interior

  • Rooms/Areas: Loft, Master Bathroom, Master Bedroom, Possible Guest, Kitchen, Laundry, Workshop, Living Room
  • Interior Features: Cathedral Ceiling, Storage Area(s), Formal Entry
  • Fireplace: Yes
  • Number of Fireplaces: 1
  • Fireplace(s): Living Room, Pellet Stove
  • Appliances: Free Standing Refrigerator, Compactor, Dishwasher, Disposal, Microwave, Electric Water Heater, Free Standing Gas Oven
  • Flooring: Carpet, Laminate, Linoleum, Wood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Bathroom Features: Jetted Tub
  • Primary Bathroom: Jetted Tub

Bedrooms

  • Total Bedrooms: 3
  • Primary Bedroom: Balcony, Ground Floor, Walk-In Closet, Outside Access
  • Optional Bedroom: 4

Other Rooms

  • Kitchen: Pantry Cabinet, Granite Counter, Stone Counter
  • Dining Room: Formal Area
  • Laundry: Cabinets, Dryer Included, Washer Included, Inside Area, Inside Room

Additional Information

  • Shared Amenities: Barbeque, Trails, See Remarks
  • Equipment: Dish Antenna, Water Filter System

Exterior

  • Exterior Features: Balcony, Fire Pit

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Boat Dock, Detached, Uncovered Parking Spaces 2+, Workshop in Garage

Location

  • County: Calaveras
  • Subdivision: Miners Lake Subdivision
  • Cross Streets: Rail Road Flat Rd
  • Driving Directions: From Highway 26 in Mokelumne Hill travel 8.7 miles to Glencoe. Turn Right onto Ridge Rd for 4 miles. Turn Right onto Rail Road Flat Rd. for a quarter mile. Turn Left onto McCarthy Reservoir Rd. Home is a quarter mile on the left.
  • Direction Faces: West

School Information

  • School District: Calaveras
  • Elem School District: Calaveras Unified
  • Midd School District: Calaveras Unified
  • High School District: Calaveras Unified

Community

  • Association: Yes
  • Home Owners Assn.: 1
  • Assoc. Fees Include: Insurance, MaintenanceGrounds
  • Units Assoc/Comm: 10
  • Pets Allowed: Yes

Heating & Cooling

  • Cooling Type: Ceiling Fan(s), Central
  • Heating Type: Pellet Stove, Propane
  • Heating Fuel: Pellet Stove, Propane

Utilities

  • Sewer: Septic System
  • Water: Well
  • Utility Description: Internet Available, Propane Tank Leased

Structural Information

  • Architectural Style: Three or More Story Rustic
  • Construction: Wood
  • Basement: Yes
  • Foundation: PillarPostPier
  • Roof: Metal
  • Windows: Caulked/Sealed, Dual Pane Full
  • Stories/Levels: 2
  • Square Feet: 3,400
  • Sq. Ft. Source: Owner
  • Year Built: 1991

Additional Structures

  • Other Structures: Barn(s), Shed(s), Storage

Lot Features

  • Property View: Forest, Woods
  • Lot Size (Acres): 4.19
  • Lot Size (Sq. Ft.): 182,516
  • Street/Road Desc.: Asphalt
  • Irrigation System: None
  • Topography: Downslope, Forest, Snow Line Above, Level, Trees Many
  • Elevation (Approx.): 2810
  • Zoning: Rural Residential 20 (RR20)
  • Lot Description: Reservoir, Lake Access
  • Fencing (Description): None

Horse Property

  • Horse Property: Yes
  • Horse Facility Desc.: Pasture, Pens, Riding Trail, Stable, Tack Room, Cross Fenced

Financial Considerations

  • Association Fee: $750
  • Assoc Fee Freq.: Annually

Disclosures and Reports

  • Special Conditions: None
  • Restrictions: Rental(s)
  • APN: 014-029-006-000

Listed by Jackson Realty, Inc.

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Listing agent

— 499 McCarthy Reservoir Rd #2 —

  • Jackson Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 499 McCarthy Reservoir Rd #2

School District:Amador County Unified School District
NameGradesDistance
Pioneer Magnet School for the Visual and Performing Arts
24625 California 88, Pioneer, CA 95666
K-67.8 mi
Jackson Junior High School
747 Sutter Street, Jackson, CA 95642
6-814.5 mi
Amador High School
330 Spanish Street, Sutter Creek, CA 95685
9-1216.8 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 499 McCarthy Reservoir Rd #2 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/14/2025
Price Reduced
$599,000
-4.16%
MLS
6/06/2025
Listed
$625,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Jackson Realty, Inc.

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499 McCarthy Reservoir Road #2, Rail Road Flat, CA 95245 (MLS# 225073447) is a Single Family property with 3 bedrooms and 3 full bathrooms. 499 McCarthy Reservoir Road #2 is currently listed for $599,000 and was received on June 06, 2025. Want to learn more about 499 McCarthy Reservoir Road #2? Do you have questions about finding other Single Family real estate for sale in Rail Road Flat? You can browse all Rail Road Flat real estate or contact a Coldwell Banker agent to request more information.

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