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$875,000 Just Listed
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Property Description
- Welcome to Terracina - one of San Diego's best-kept secrets. Nestled in the heart of Middletown/South Mission Hills, this rarely available 3-bedroom, 2.5-bath townhome has been thoughtfully updated and is move-in ready. With only a handful of 3-bedroom units in the entire community, opportunities like this don't come around often. The 2-level floor plan lives beautifully - enter through your private patio into the open-concept living and dining area with soaring 9-foot ceilings and new wood flooring that flows throughout the home. Upstairs, the primary suite is a true retreat featuring custom built-ins, a walk-in closet, and a beautifully remodeled en-suite bath. Two additional bedrooms share a second remodeled bath on the top floor, while a powder room off the living room is perfect for guests. The attached one-car garage includes a private driveway for a second vehicle - a true luxury in this zip code. Low-maintenance living is built in with an HOA that covers exterior upkeep, landscaping, roof maintenance, trash, and termite - all for just ~$285/month. Location is everything here: you're minutes from Little Italy, downtown San Diego, Balboa Park, Hillcrest, the airport, and the waterfront. Walk to dining, hop on the trolley, or be on I-5 in seconds. This is Middletown living at its finest - don't miss your chance.
Full Property Details
Full Property Details for 1195 W Spruce St
General
- Price: $875,000
- HOA FEE: $285/month
- Status: Active
- Type: Condo
- Source: SANDICOR
- MLS ID: 260014134
- Updated: 6/11/2026
- Added to Site: 2 day(s) ago
Interior
- Number of Fireplaces: 1
- Fireplace(s): FP in Living Room
- Appliances: Dishwasher, Dryer, Garage Door Opener, Microwave, Range/Oven, Refrigerator, Washer
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Gas
Additional Information
- Pool: Yes
Parking
- Garage: Yes
- Garage Spaces: 1
- Total Spaces: 2
- Parking Features: Attached
Location
- Area: MISSION HILLS (92103)
- County: San Diego
- Subdivision: Mid Town (604)
- Neighborhood: Mission Hills Mid
- Complex: Terracina
Community
- Assoc. Fees Include: Common Area Maintenance, Exterior Building Maintenance, Trash Removal
- Units Assoc/Comm: 56
- Pets Allowed: Yes
Heating & Cooling
- Heating Type: Forced Air Unit
- Heating Fuel: Natural Gas
Utilities
- Sewer: Sewer Connected
- Water: Meter on Property, Public
Structural Information
- Architectural Style: Mediterranean/Spanish
- Detached/Attached: Detached
- Construction: Stucco
- Roof: Spanish Tile
- Entry Floor Number: 1
- Stories/Levels: 2
- Square Feet: 1,192
- Living Area: 1,192 Sq. Ft.
- Year Built: 2003
- Year Built Source: Assessor
Unit Information
- Units in Building: 8
Financial Considerations
- Association Fee: $285
- Assoc Fee Freq.: Monthly
- Terms: Cash, Conventional, FHA, VA
Disclosures and Reports
- Prop. Restrictions: CC&R's
- Property ID: 451-613-24-10
Listed by Pruett Realty, Natalie F Canepa
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Schools
Schools serving 1195 W Spruce St
School District:San Diego City Unified School District
| Name | Grades | Distance |
|---|---|---|
Grant K-8 1425 Washington Place, San Diego, CA 92103 | K-8 | 0.8 mi |
Roosevelt International Middle School 3366 Park Boulevard, San Diego, CA 92103 | 6-8 | 1.5 mi |
Correia Middle School 4302 Valeta St., San Diego, CA 92107 | 7-8 | 3.5 mi |
San Diego High School 1405 Park Boulevard, San Diego, CA 92101 | 9-12 | 1.7 mi |
Point Loma High School 2335 Chatsworth Boulevard, San Diego, CA 92106 | 9-12 | 3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1195 W Spruce St
Date
Details
Price
Change
Source
6/11/2026
Listed
$875,000
120.4%
MLS
8/29/2003
Sold
$397,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1195 W Spruce St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,795
6%
$547,483
4%
2023
$6,392
3%
$526,226
2%
2022
$6,221
1%
$515,909
2%
2021
$6,176
1%
$505,794
1%
2020
$6,101
2%
$500,609
2%
2019
$5,991
7%
$490,794
2%
2018
$5,600
2%
$481,172
2%
2017
$5,465
2%
$471,738
2%
2016
$5,377
2%
$462,489
2%
2015
$5,297
35%
$455,543
2%
2013
$3,920
—
$446,621
33%
2013
$3,920
—
$336,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1195 W Spruce St
1195 W Spruce St, San Diego, CA 92103 (MLS# 260014134) is a Condo property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 1195 W Spruce St is currently listed for $875,000 and was received on June 11, 2026. Want to learn more about 1195 W Spruce St? Do you have questions about finding other Condo real estate for sale in San Diego? You can browse all San Diego real estate or contact a Coldwell Banker agent to request more information.

