3994 Division St San Diego, CA 92113

***VA Assumable Loan 2.75% with low gap - open to qualified non-veteran buyers.*** This home presents a great opportunity for buyers looking to build instant equity while customizing a property to their own taste. Property needs a little TLC but offers solid potential for those ready to add their personal touch and improvements. Ideal for buyers who want to renovate gradually while benefiting from a significantly lower mortgage payment. Property is zoned R-2, creating exciting possibilities for additional units or expanded living options (buyer to verify with city). This opens potential opportunities for added value, rental income, or multigenerational living depending on future plans and city guidelines. Conveniently located near shopping, dining, schools, parks, and major commuter routes, making everyday living easy and accessible. Whether you're a first-time buyer looking for affordability, a homeowner wanting to personalize your space, or an investor seeking upside potential, this property offers flexibility and long-term value. Don't miss this chance to secure a home with one of the lowest mortgage rates available today while creating the home you envision.