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$4,880,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 2,586 Sq. Ft.
  • 2 Car Garage
  • Updated 13 days ago
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Experience the Santa Cruz lifestyle at 116 Monterey St, steps from iconic West Cliff Drive. This delightful 3 bed/3 bath Mediterranean home offers stunning ocean views, the soothing sound of waves, and fresh sea air. A permitted 1 bed/1 bath ADU at 118 Monterey St is ideal for guests or rental income. For those who love to cook, a spacious Chef's Kitchen with Wolf Range and large kitchen island will feed your family for years to come. Surf, SUP, or swim at Cowell's, and then come home to soak in your jetted spa tub in the luxurious primary bathroom. Cool fog and ocean breezes create a refreshing vibe, while sunrises grace the front windows and sunsets glow from the balcony. Relax in the hot tub under starry skies or gather around the backyard fire pit. The ADU, a successful vacation rental, attracts wonderful guests and generates income with it's own private balcony atop a 2-car Mechanic's Garage. There's even a built-in vaccuum to get the sand out of your car! Steps from Steamer Lane and race starts like Wharf to Wharf, this home is a coastal gem. Enjoy music, wine tasting, or a meal at the historic Santa Cruz Wharf. Monarch butterflies flutter year-round, and the nearby community garden is great for birdwatching. Embrace this coastal retreat, and schedule a tour today!

Full Property Details for 116 Monterey St

General

  • Price: $4,880,000
  • Status: Active
  • Type: Single Family
  • Source: RE_Infolink
  • MLS ID: ML82021291
  • Updated: 1/4/2026
  • Added to Site: 122 day(s) ago

Interior

  • Interior Features: Built-in Vacuum
  • Fireplace(s): Gas-Burning
  • Flooring: Hardwood, Stone

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Bathroom Features: Primary - Tub with Jets

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Family Room: Separate Family Room
  • Kitchen: Granite Countertop, Dishwasher, Garbage Disposal, Hood over Range, Island with Sink, Microwave, Built-In Oven/Range , Pantry, Refrigerator, Wine Refrigerator
  • Guest Quarters: Legal ADU, 639

Additional Information

  • Pool Description: Spa / Hot Tub
  • Extras: Not Applicable
  • Security/Safety: Controlled / Secured Access

Parking

  • Garage Spaces: 2
  • Parking Features: Covered Parking, Detached Garage, Drive-Through, Gate / Door Opener

Location

  • Area: West Santa Cruz
  • County: Santa Cruz
  • Cross Streets: West Cliff

Heating & Cooling

  • Cooling Type: None
  • Heating Type: Heating (2 Zones or More)

Utilities

  • Sewer: Public Sewer
  • Water: Water on Site
  • Utility Description: Individual Electric Meters, Individual Gas Meters

Structural Information

  • Architectural Style: Mediterranean
  • Construction: Detached, Stucco
  • Foundation: Permanent
  • Roof: Tile
  • Square Feet: 2,586
  • Year Built: 2007

Lot Features

  • Property View: Ocean
  • Lot Size (Acres): 0.168
  • Minimum Lot Size: 7318
  • Lot Size (Sq. Ft.): 7,318
  • Grounds/Landscape: Balcony / Patio, BBQ Area, Fenced, Firepit, Sprinklers - Auto
  • Zoning: R
  • Lot Description: Views
  • Fencing (Description): Fenced

Green Features

  • Energy Efficient: Double-Pane Windows, Energy Star HVAC

Listed by eXp Realty of California Inc, Evan Walsh and eXp Realty of California Inc, MJ Stearns

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Listing agents

— 116 Monterey St —

  • Evan Walsh

    eXp Realty of California Inc

  • MJ Stearns

    eXp Realty of California Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 116 Monterey St

School District:Santa Cruz City Elementary School District
NameGradesDistance
Bay View Elementary School
1231 Bay Street, Santa Cruz, CA 95060
K-50.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 116 Monterey St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/14/2025
Price Reduced
$4,880,000
-10.16%
MLS
10/19/2025
Price Reduced
$5,432,100
-1.03%
MLS
9/17/2025
Listed
$5,488,888
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by eXp Realty of California Inc, Evan Walsh and eXp Realty of California Inc, MJ Stearns

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116 Monterey St, Santa Cruz, CA 95060 (MLS# ML82021291) is a Single Family property with 4 bedrooms and 4 full bathrooms. 116 Monterey St is currently listed for $4,880,000 and was received on September 17, 2025. Want to learn more about 116 Monterey St? Do you have questions about finding other Single Family real estate for sale in Santa Cruz? You can browse all Santa Cruz real estate or contact a Coldwell Banker agent to request more information.

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