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$499,900 Sale Pending

  • For Sale
  • Pending
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2 Car Garage
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Situated along the shores of Lake James, this unaffected waterfront property has an impressive & spacious layout featuring five generously sized bedrooms & three bathrooms. This split-level home has timeless charm, inviting you to uncover its hidden beauty & character. From the moment you arrive, you are greeted by views of the lake. For outdoor enthusiasts, the property is a paradise, offering immediate access to water activities right at your doorstep. Additionally, this prime location provides easy access to the lively downtown areas of Marion, Morganton, & Old Fort. Just a short drive away lies Lake James State Park, a haven for nature lovers that invites you to explore its scenic trails & immerse yourself in the breathtaking beauty of the surrounding landscapes. Whether you seek adventure or tranquility, this lakeside gem offers the perfect blend of both. This once-in-a-lifetime opportunity won't last long.

Full Property Details for 4186 Lake James Rd

General

  • Price: $499,900
  • Status: Pending
  • Type: Single Family
  • Source: Charlotte_Regional_Realtor_Association
  • MLS ID: 4207919
  • Updated: 11/20/2025
  • Added to Site: 378 day(s) ago

Interior

  • Fireplace: Yes
  • Fireplace(s): Den, Family Room, Den, Family Room
  • Appliances: Oven, Washer/Dryer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Upper - Full Baths: 2
  • Main - Full Baths: 1

Bedrooms

  • Total Bedrooms: 5
  • Bedrooms Upper: 4
  • Bedrooms Main & Up: 1

Other Rooms

  • Laundry: Main Level

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Driveway

Location

  • County: McDowell
  • Driving Directions: Use GPS and follow signs

School Information

  • Elementary School: Marion
  • Middle School: West McDowell
  • High School: McDowell

Heating & Cooling

  • Cooling Type: Attic Fan, Window Unit(s)
  • Heating Type: Oil

Utilities

  • Sewer: Private Sewer
  • Water: Shared Well

Structural Information

  • Construction: Site Built
  • Exterior Const.: Brick Partial, Wood
  • Basement: Yes
  • Basement Desc.: Walk-Out Access, Walk-Up Access
  • Upper: 1,144 Sq. Ft.
  • Main/1st Level: 1,617 Sq. Ft.
  • Year Built: 1964

Lot Features

  • Street/Road Desc.: Concrete, Paved
  • Lot Features: Waterfront

Water Features

  • Water Front Name: Lake James

Financial Considerations

  • Terms: Cash, Conventional, FHA 203(K)

Disclosures and Reports

  • Restrictions: Other - See Remarks
  • Property ID: 1713-00-24-4560
  • Lot Number: 1063/677

Listed by J. Peterson Realty & Associate

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Listing agent

— 4186 Lake James Rd —

  • J. Peterson Realty & Associate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 4186 Lake James Rd

School District:McDowell County Schools
NameGradesDistance
North Cove Elementary School
401 American Thread Road, Marion, NC 28752
PK-64.6 mi
West Mcdowell Junior High School
346 West Mc Dowell Junior High School Road, Marion, NC 28752
7-93.5 mi
Mcdowell High School
600 McDowell High School Road, Marion, NC 28752
9-123.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4186 Lake James Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
8/28/2025
Price Reduced
$499,900
-9.09%
MLS
7/08/2025
Price Reduced
$549,900
-5.03%
MLS
4/11/2025
Price Reduced
$579,000
-1.7%
MLS
1/07/2025
Listed
$589,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4186 Lake James Rd

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,088
—
$155,880
—
2024
$1,088
—
$155,880
—
2023
$1,088
5%
$155,880
7%
2022
$1,034
3%
$146,060
—
2021
$1,005
-1%
$146,060
—
2019
$1,020
22%
$146,060
22%
2018
$837
9%
$119,930
—
2017
$768
—
$119,930
—
2016
$768
2%
$119,930
—
2015
$755
3%
$119,930
—
2014
$731
1%
$119,930
—
2013
$722
—
$119,930
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 4186 Lake James Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by J. Peterson Realty & Associate

4186 Lake James Road, Marion, NC 28752 (MLS# 4207919) is a Single Family property with 5 bedrooms and 3 full bathrooms. 4186 Lake James Road is currently listed for $499,900 and was received on January 07, 2025. Want to learn more about 4186 Lake James Road? Do you have questions about finding other Single Family real estate for sale in Marion? You can browse all Marion real estate or contact a Coldwell Banker agent to request more information.

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