2209 Gainsboro Road, Lake Summerset, IL 61019 - Photo 1

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$364,900

For Sale
Active
Single Family
4 Beds
3 Full Baths
2,796 Sq. Ft.
3 Car Garage

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Property Description

All realtors and clients need entry pass for Lake Summerset .. Please email all names to drmorgan57@gmail.com earnest money to be held by Security First Title Co 3963 W. Riverside Blvd. Rockford, IL 61101 (815) 226-2278 Fax: (815) 226-9029 No possession until seller finds suitable housing for themselves. Draperies in living room and the guest bedroom do not stay. Range will be provided but possibly not the one on site now. Split bedroom configuration in a finely updated three bedroom ranch home with two walkout level sleeping spaces in the Lake Summerset community / Durand Schools. Updates include roof 2021, stove & microwave, 2025; all baths updated 2025. Walk out level has excellent set up for potential in-law suite. Full new bath here too. Located against the exterior south fence of Lake Summerset with 1 vacant lot to the east and 3 vacant lots to the west providing significant privacy . Absolutely move in ready. Primary suite has two closets, soaker tub and walk in shower. Tall heated three car garage with vertical space for practicing your golf swing. Professionally landscaped walkway gardens front and rear. Garden shed stays. Gas fireplace keeps the chill off. Electric Dog Fence stays. Gutter guards for easy care goes with the overall low maintenance required theme of the home.

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Full Property Details

Full Property Details for 2209 Gainsboro Rd

General

Price: $364,900
HOA FEE: $92/month
HOA FEE FREQ.: Yearly
Taxes: $6,373 (2024)
Status: Active
Type: Single Family
Source: 2606
MLS ID: 202506417
Updated: 12/17/2025
Added to Site: 94 day(s) ago

Interior

Interior Features: Ceiling Fan(s), Ceiling-Vaults/Cathedral, Countertop-Solid Surface, Walk-In Closet, Window Treatments, Ceiling Fan Remote(s)
Fireplace: Yes
Fireplace(s): Gas
Appliances: Dishwasher, Microwave, Refrigerator, Stove/Cooktop, Washer

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 3

Bedrooms

Total Bedrooms: 4

Parking

Attached garage: Yes
Garage Spaces: 3
Garage Description: Asphalt, Attached

Location

Area: Winnebago County
County: Winnebago
Subdivision: IL

School Information

School District: Durand 322
Elementary School: Durand Elementary
Middle School: Durand Jr High
High School: Durand High

Community

Gated community: Yes
Assoc. Fees Include: Pool Access, Water Access, Clubhouse

Heating & Cooling

Cooling Type: Central Air
Water Heater: Gas

Utilities

Sewer: City/Community
Water: City/Community

Structural Information

Architectural Style: Ranch
Exterior Const.: Siding
Basement: Yes
Basement Desc.: Basement Entrance, Finished, Partial Exposure
Roof: Shingle
Square Feet: 2,796
Year Built: 1998

Lot Features

Frontage: City/Town

Water Features

Water Front Desc.: City/Community

Financial Considerations

Price Per Sq. Ft.: $130.51
For Sale/Rent/Lease: For Sale
Association Fee: $1,099
Assoc Fee Freq.: Yearly
Tax Amount: $6,373
Tax Year: 2024

Disclosures and Reports

Ownership: Fee Simple
Legal Description: CORRECTED FINAL PLAT 2 OF LAKE SUMMERSET-BAINBRIDGE SEC 8 LOT 2209
Flood plain: Yes

Listed by Morgan Realty, Inc.

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Listing agent

— 2209 Gainsboro Rd —

Morgan Realty, Inc.

DRMORGAN57@GMAIL.COM

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Schools

Schools serving 2209 Gainsboro Rd

School District:Durand Community Unit School District 322

Name	Grades	Distance
Durand Elementary School 200 West South Street, Durand, IL 61024	PK-6	3.2 mi
Durand Jr High School 200 West South Street, Durand, IL 61024	7-8	3.2 mi
Durand High School 200 West South Street, Durand, IL 61024	9-12	3.2 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2209 Gainsboro Rd Get Price Alerts and Save Property

Date

Details

Price

Change

Source

10/16/2025

Price Increased

$364,900

4.26%

MLS

10/15/2025

Listed

$350,000

48.31%

MLS

7/14/2023

Sold

$236,000

—

Public Record

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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 2209 Gainsboro Rd

Year

Property Taxes

Change

Tax Assessment

Change

2024

$6,373

47%

$83,635

56%

2023

$4,340

100%

$53,565

13%

2022

-100%

$47,318

9%

2021

$4,067

—

$43,571

4%

2021

$4,067

2%

$41,923

3%

2019

$3,998

-2%

$40,861

6%

2017

$4,080

-6%

$38,457

—

2016

$4,334

—

$38,457

—

2015

$4,337

6%

$38,457

-2%

2018

$4,106

-4%

$39,226

2%

2014

$4,268

—

$38,457

-5%

2013

$4,285

—

$40,682

-7%

2012

$4,270

—

$43,598

—

View All

Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost

Estimate the Cost for 2209 Gainsboro Rd

384 Orleans Dr, Lake Summerset, IL 61019 - Photo 1

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$318,000

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Single Family
Closed

4
Beds
3
Total Baths
2,364
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Sold

$385,000

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Single Family
Closed

3
Beds
2
Total Baths
1,996
Sq. Ft.

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Sold

$338,000

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Single Family
Closed

5
Beds
4
Total Baths
2,952
Sq. Ft.

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Sold

$325,000

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Single Family
Closed

3
Beds
1
Total Bath
1,350
Sq. Ft.

2209 Gainsboro Road, Lake Summerset, IL 61019 (MLS# 202506417) is a Single Family property with 4 bedrooms and 3 full bathrooms. 2209 Gainsboro Road is currently listed for $364,900 and was received on October 15, 2025. Want to learn more about 2209 Gainsboro Road? Do you have questions about finding other Single Family real estate for sale in Lake Summerset? You can browse all Lake Summerset real estate or contact a Coldwell Banker agent to request more information.

2209 Gainsboro Rd Lake Summerset, IL 61019