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$99,500 -$9,500 (-8.72%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1,050 Sq. Ft.
  • Updated 4 days ago
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See This Home
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Cute 2 bedroom home with non conforming 3rd bedroom upstairs. Minutes from the boat ramp & the park this home would make a great starter home, investment, or for anyone looking to downsize. Home is located in Fulton School District & is fiber internet ready!

Full Property Details for 405 Bluff St

General

  • Price: $99,500
  • Taxes: $1,609 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MRED
  • MLS ID: QC4269598
  • Updated: 1/13/2026
  • Added to Site: 58 day(s) ago

Interior

  • Basement: Unfinished
  • Interior Features: Replacement Windows
  • Appliances: Dryer, Range, Refrigerator, Washer

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Equipment: Water Heater-Electric

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Parking Features: Gravel, Attached, Detached, No Garage, Parking Lot

Location

  • Area: Albany
  • County: Whiteside
  • Driving Directions: Take HWY 84 to 4th Ave north & turn right. Take a left on Bluff Street, property is on the right hand side of the road

Heating & Cooling

  • Cooling Type: Central Air Conditioning
  • Heating Type: Electric, Forced Air, Natural Gas, Steam

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Construction: Vinyl Siding, Frame
  • Exterior Const.: Vinyl Siding, Frame
  • Basement: Yes
  • Basement Desc.: Unfinished, Egress Window
  • Foundation: Stone
  • Windows: Window Treatments
  • Square Feet: 1,050
  • Sq. Ft. Source: Assessor
  • Year Built: 1900
  • Built Before 1978: Yes

Lot Features

  • Lot Size (Acres): 0.13
  • Lot Size Range: Less than .25 Acre
  • Lot Dimensions: 50 x 115
  • Lot Features: Level

Financial Considerations

  • Parking Included: Yes
  • Assessment Year: 1900
  • Tax Amount: $1,609
  • Tax Year: 2024
  • Pays Sewer: Public Sewer

Disclosures and Reports

  • Ownership: FS
  • Property ID: 624455003

Listed by Ruhl&Ruhl REALTORS Bettendorf

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Listing agent

— 405 Bluff St —

  • Ruhl&Ruhl REALTORS Bettendorf

OFFC: 563-441-5000

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NMLS#: 1598647

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Save up to an additional 20% by bundling your home and auto together!

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Find the right home insurance for your new home!

with our affiliated in-house agency

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Save up to an additional 20% by bundling your home and auto together!

Schools serving 405 Bluff St

School District:River Bend Community Unit District 2
NameGradesDistance
Fulton Elementary School, Fulton, IL
1301 7th Avenue, Fulton, IL 61252
K-56.5 mi
River Bend Middle School
415 12th Street, Fulton, IL 61252
6-86.4 mi
Fulton High School, Fulton, IL
1207 12th Street, Fulton, IL 61252
9-126.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 405 Bluff St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/13/2026
Price Reduced
$99,500
-8.72%
MLS
11/21/2025
Listed
$109,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 405 Bluff St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,609
11%
$25,392
8%
2023
$1,453
9%
$23,509
9%
2022
$1,328
6%
$21,487
5%
2021
$1,252
1%
$20,419
—
2020
$1,244
-2%
$20,323
-1%
2019
$1,272
3%
$20,497
1%
2018
$1,236
5%
$20,218
5%
2017
$1,173
9%
$19,278
6%
2016
$1,078
5%
$18,117
4%
2015
$1,026
6%
$17,429
2%
2014
$964
-4%
$17,098
-3%
2013
$1,002
—
$17,655
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Ruhl&Ruhl REALTORS Bettendorf

405 Bluff Street, Albany, IL 61230 (MLS# QC4269598) is a Single Family property with 3 bedrooms and 1 full bathroom. 405 Bluff Street is currently listed for $99,500 and was received on November 21, 2025. Want to learn more about 405 Bluff Street? Do you have questions about finding other Single Family real estate for sale in Albany? You can browse all Albany real estate or contact a Coldwell Banker agent to request more information.

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