Date
Details
Price
Change
Source
12/23/2025
Listed
$239,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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$239,900
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Property Description
This charming 3-bedroom, 2-bath home is full of character inside and out, and it's been lovingly maintained. From the moment you arrive, you'll notice the great curb appeal with beautiful landscaping featuring hydrangeas and rose bushes. Inside, you'll find fresh paint, updated bathrooms, and a recently serviced furnace-making the home feel comfortable and move-in ready. A newer roof adds peace of mind. The main level offers everything you need for everyday living, including two separate living spaces, a bedroom, and a convenient laundry room. Upstairs, two additional bedrooms are tucked away, creating a cozy and private retreat. Character shines throughout with built-ins and an adorable screened-in porch that's perfect for morning coffee or relaxing evenings. The unfinished basement offers plenty of storage or room for future potential, and the detached two-car garage and spacious garden shed add even more convenience. All of this is set in a great location in the heart of Monticello, close to everything the town has to offer. This well-cared-for home is full of charm and ready to welcome its next owner.
Full Property Details
Full Property Details for 431 S Independence St
General
- Price: $239,900
- Taxes: $3,018 (2024)
- Status: Active
- Type: Single Family
- Source: MRED
- MLS ID: 12533608
- Updated: 12/29/2025
- Added to Site: 24 day(s) ago
Interior
- Basement: Unfinished
- Appliances: Range, Microwave, Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: Yes, Garage Owned, Detached, Garage
Location
- Area: Western Champaign County / Piatt & McClean Counti
- County: Piatt
- Township: Monticello
- Driving Directions: Market to Marion. Marion to Independence.
School Information
- School District: 25
- Elem School District: 25
- Midd School District: 25
- High School District: 25
- Elementary School: Monticello Elementary
- Middle School: Monticello Junior High School
- High School: Monticello High School
- Private School: Monticello High School
Community
- Assoc. Fees Include: None
Heating & Cooling
- Cooling Type: Central Air Conditioning
- Heating Type: Forced Air
Utilities
- Sewer: Public Sewer
- Water: Public
Structural Information
- Architectural Info: Bungalow
- Architectural Style: Bungalow
- Construction: Vinyl Siding
- Exterior Const.: Vinyl Siding
- Basement: Yes
- Basement Desc.: Unfinished, Partial
- Roof: Asphalt
- Square Feet: 1,778
- Sq. Ft. Source: Other
- Built Before 1978: Yes
Lot Features
- Lot Size Range: Less than .25 Acre
- Lot Dimensions: 48 x 110
Financial Considerations
- Parking Included: Yes
- Tax Amount: $3,018
- Tax Year: 2024
- Pays Sewer: Public Sewer
Disclosures and Reports
- Ownership: Fee Simple
- Property ID: 5005400020700
Listed by Keller Williams-Trec-Mont
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Listing agent
— 431 S Independence St —
Keller Williams-Trec-Mont
(217) 210-4944
NMLS#: 1598647
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Schools
Schools serving 431 S Independence St
School District:Monticello Community Unit School District 25
| Name | Grades | Distance |
|---|---|---|
Washington School, Monticello, IL 3 Sage Drive, Monticello, IL 61856 | 4-5 | 0.2 mi |
Lincoln Elementary School, Monticello, IL 700 North Buchanan Street, Monticello, IL 61856 | PK-1 | 0.6 mi |
White Heath Elementary School 300 West High Street, White Heath, IL 61884 | 2-3 | 5.3 mi |
Monticello Middle School, Monticello, IL 2015 East Washington Street, Monticello, IL 61856 | 6-8 | 0.8 mi |
Monticello High School, Monticello, IL 1 Sage Dr, Monticello, IL 61856 | 9-12 | 0.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 431 S Independence St
Tax History
Tax History for 431 S Independence St
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,018
3%
$54,273
6%
2023
$2,940
8%
$50,961
9%
2022
$2,723
6%
$46,968
6%
2021
$2,565
3%
$44,102
3%
2020
$2,502
—
$43,026
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 431 S Independence St
431 S Independence Street, Monticello, IL 61856 (MLS# 12533608) is a Single Family property with 3 bedrooms and 2 full bathrooms. 431 S Independence Street is currently listed for $239,900 and was received on December 23, 2025. Want to learn more about 431 S Independence Street? Do you have questions about finding other Single Family real estate for sale in Monticello? You can browse all Monticello real estate or contact a Coldwell Banker agent to request more information.