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$539,999

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 2 Partial Baths
  • 3,135 Sq. Ft.
  • 2 Car Garage
  • Updated 3 days ago
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Seller offering 5.125% PERMANENT rate buydown for qualified buyers. Contact agent for details. Welcome to this beautiful home in the highly sought-after Centerra community of Loveland! Offering a perfect blend of style, comfort, and convenience, this home is designed for modern living. A charming covered front porch welcomes you inside. At the front of the home, you'll find two spacious bedrooms with a Jack-and-Jill bathroom, providing a private retreat for family or guests. Down the hall, discover a versatile flex room/office space, a laundry room, and a half bath before entering the heart of the home. The open-concept main living area boasts high ceilings and a seamless flow between the living, kitchen, and dining spaces. The gourmet kitchen features quartz countertops, an island with a breakfast bar, a pantry, and stainless steel appliances-perfect for entertaining. The dining room opens to a sunny back patio through sliding glass doors, while the cozy living room is centered around a gas fireplace for warmth and ambiance. The private primary suite is a true retreat, complete with tray ceilings, a walk-in shower, and a spacious walk-in closet. An unfinished basement provides ample storage or expansion potential. Located in a fantastic community with a clubhouse, pool, scenic lakes, and trails, this home offers a quiet setting while keeping you close to shopping, dining, and everyday conveniences!

Full Property Details for 3095 Deering Lake Dr

General

  • Price: $539,999
  • HOA FEE: $60/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $6,174 (2024)
  • Status: Active
  • Type: Single Family
  • Source: IRES
  • MLS ID: 1049323
  • Updated: 1/12/2026
  • Added to Site: 8 day(s) ago

Interior

  • Interior Features: Eat-In Kitchen, Cathedral Ceiling(s), Open Floorplan, Walk-In Closet(s), Washer/Dryer Hookup, Jack and Jill Bath, Kitchen Island, High Ceilings, Split Bedroom Plan
  • Fireplace: Yes
  • Fireplace(s): Gas, Gas Log, Living Room, One
  • Appliances: Gas Range, Self Cleaning Oven, Dishwasher, Refrigerator, Microwave, Disposal

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1
  • Half Bathrooms: 1
  • Main Floor Baths: 1

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Sprinkler System, Oversized Garage
  • Porch/Patio/Deck: Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Garage Description: Attached

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Millennium Northwest 13th Sub

School Information

  • School District: Thompson R2-J
  • Elementary School: High Plains
  • Middle School: High Plains
  • High School: Mountain View

Community

  • Association: Yes
  • Assoc. Name: Lakes at Centerra
  • Assoc. Fees Include: Common Amenities

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Forced Air

Utilities

  • Gas: Yes
  • Gas: Xcel
  • Sewer: Public Sewer
  • Water: City
  • Utility Description: Natural Gas Available, Electricity Available, Cable Available, High-Speed Internet Available

Structural Information

  • Architectural Style: Contemporary
  • Construction: Frame
  • Exterior Const.: Frame
  • Basement: Yes
  • Basement Desc.: Unfinished
  • Roof: Composition
  • Windows: Window Coverings
  • Square Feet: 3,135
  • Sq. Ft. Source: Assessor
  • Living Area: 2,035 Sq. Ft.
  • Year Built: 2020

Lot Features

  • Property View: City
  • Lot Size (Acres): 0.13
  • Lot Size (Sq. Ft.): 5,502
  • Frontage: City Street
  • Street/Road Desc.: Asphalt
  • Fence: Yes
  • Lot Features: House Faces East, City Limits, Paved, Curbs, Gutters, Sidewalks, Street Light
  • Potential Use: Single-Family
  • Zoning: SFR
  • Fencing (Description): Fenced

Green Features

  • Energy Efficient: Windows, High Efficiency Furnace

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $180
  • Assoc Fee Freq.: Quarterly
  • Tax Amount: $6,174
  • Tax Year: 2024
  • Terms: Cash, Conventional, FHA, VA

Disclosures and Reports

  • Special Conditions: Private Owner
  • Exclusions: Sellers personal property
  • Property ID: R1670358

Listed by Resident Realty North Metro (303) 325-5461

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Listing agent

— 3095 Deering Lake Dr —

  • Resident Realty North Metro

    303-325-5461

3033255461

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3095 Deering Lake Dr

School District:Thompson School District R-2j
NameGradesDistance
High Plains School
4255 Buffalo Mountain Drive, Loveland, CO 80538
PK-80.5 mi
Mountain View High School
3500 Mountain Lion Drive, Loveland, CO 80537
9-121.4 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3095 Deering Lake Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/07/2026
Listed
$539,999
21.14%
MLS
1/12/2021
Sold
$445,750
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3095 Deering Lake Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,174
4%
$39,503
—
2023
$5,927
35%
$39,503
39%
2021
$4,398
-11%
$28,335
-9%
2022
$4,955
13%
$31,268
399%
2021
$4,398
48767%
$6,264
21500%
2019
$9
—
$29
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3095 Deering Lake Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Resident Realty North Metro (303) 325-5461

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3095 Deering Lake Dr, Loveland, CO 80538 (MLS# 1049323) is a Single Family property with 3 bedrooms, 1 full bathroom and 2 partial bathrooms. 3095 Deering Lake Dr is currently listed for $539,999 and was received on January 07, 2026. Want to learn more about 3095 Deering Lake Dr? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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