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$539,999
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Property Description
Seller offering 5.125% PERMANENT rate buydown for qualified buyers. Contact agent for details. Welcome to this beautiful home in the highly sought-after Centerra community of Loveland! Offering a perfect blend of style, comfort, and convenience, this home is designed for modern living. A charming covered front porch welcomes you inside. At the front of the home, you'll find two spacious bedrooms with a Jack-and-Jill bathroom, providing a private retreat for family or guests. Down the hall, discover a versatile flex room/office space, a laundry room, and a half bath before entering the heart of the home. The open-concept main living area boasts high ceilings and a seamless flow between the living, kitchen, and dining spaces. The gourmet kitchen features quartz countertops, an island with a breakfast bar, a pantry, and stainless steel appliances-perfect for entertaining. The dining room opens to a sunny back patio through sliding glass doors, while the cozy living room is centered around a gas fireplace for warmth and ambiance. The private primary suite is a true retreat, complete with tray ceilings, a walk-in shower, and a spacious walk-in closet. An unfinished basement provides ample storage or expansion potential. Located in a fantastic community with a clubhouse, pool, scenic lakes, and trails, this home offers a quiet setting while keeping you close to shopping, dining, and everyday conveniences!
Full Property Details
Full Property Details for 3095 Deering Lake Dr
General
- Sold For: $539,999
- HOA FEE: $63/month
- HOA FEE FREQ.: Quarterly
- Taxes: $6,174 (2024)
- Status: Closed
- Type: Single Family
- Source: IRES
- MLS ID: 1049323
- Added to Site: 55 day(s) ago
Interior
- Interior Features: Eat-In Kitchen, Cathedral Ceiling(s), Open Floorplan, Walk-In Closet(s), Washer/Dryer Hookup, Jack and Jill Bath, Kitchen Island, High Ceilings, Split Bedroom Plan
- Fireplace: Yes
- Fireplace(s): Gas, Gas Log, Living Room, One
- Appliances: Gas Range, Self Cleaning Oven, Dishwasher, Refrigerator, Microwave, Disposal
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 1
- 3/4 Bathrooms: 1
- Half Bathrooms: 1
- Main Floor Baths: 1
Bedrooms
- Total Bedrooms: 3
Exterior
- Exterior Features: Sprinkler System, Oversized Garage
- Porch/Patio/Deck: Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Parking Features: Attached
- Garage Description: Attached
Location
- Area: Loveland
- County: Larimer
- Subdivision: Millennium Northwest 13th Sub
School Information
- School District: Thompson R2-J
- Elementary School: High Plains
- Middle School: High Plains
- High School: Mountain View
Community
- Association: Yes
- Assoc. Name: Lakes at Centerra
- Assoc. Fees Include: Common Amenities
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Forced Air
Utilities
- Gas: Yes
- Gas: Xcel
- Sewer: Public Sewer
- Water: City
- Utility Description: Natural Gas Available, Electricity Available, Cable Available, High-Speed Internet Available
Structural Information
- Architectural Style: Contemporary
- Construction: Frame
- Exterior Const.: Frame
- Basement: Yes
- Basement Desc.: Unfinished
- Roof: Composition
- Windows: Window Coverings
- Square Feet: 3,135
- Sq. Ft. Source: Assessor
- Living Area: 2,035 Sq. Ft.
- Year Built: 2020
Lot Features
- Property View: City
- Lot Size (Acres): 0.13
- Lot Size (Sq. Ft.): 5,502
- Frontage: City Street
- Street/Road Desc.: Asphalt
- Fence: Yes
- Lot Features: House Faces East, City Limits, Paved, Curbs, Gutters, Sidewalks, Street Light
- Potential Use: Single-Family
- Permitted Use: Single Family
- Zoning: SFR
- Fencing (Description): Fenced
Green Features
- Energy Efficient: Windows, High Efficiency Furnace
Financial Considerations
- Association Fee: Yes
- Association Fee: $190
- Assoc Fee Freq.: Quarterly
- Tax Amount: $6,174
- Tax Year: 2024
- Terms: Cash, Conventional, FHA, VA
Disclosures and Reports
- Special Conditions: Private Owner
- Exclusions: Sellers personal property
- Property ID: R1670358
Listed by Resident Realty North Metro (303) 325-5461
Sold by Group Harmony (970) 820-0545
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Schools
Schools serving 3095 Deering Lake Dr
School District:Thompson School District R-2j
| Name | Grades | Distance |
|---|---|---|
High Plains School 4255 Buffalo Mountain Drive, Loveland, CO 80538 | PK-8 | 0.5 mi |
Mountain View High School 3500 Mountain Lion Drive, Loveland, CO 80537 | 9-12 | 1.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3095 Deering Lake Dr
Date
Details
Price
Change
Source
2/17/2026
Sold
$539,999
—
MLS
1/07/2026
Listed
$539,999
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
3095 Deering Lake Dr, Loveland, CO 80538 (MLS# 1049323) is a Single Family property that was sold at $539,999 on February 17, 2026. Want to learn more about 3095 Deering Lake Dr? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

