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$2,300,000 New to Website

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2 Partial Baths
  • 4,791 Sq. Ft.
  • 3 Car Garage
  • Updated 1 day ago
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See This Home
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Incredible opportunity awaits w/ this west-facing 5-bed, 5-bath home offering panoramic views + flexible multi-generational layout. 3 bedrooms, living and family rooms, and formal/informal dining with built-ins are on main level. Gourmet kitchen with new Wolf induction range, built-ins, walk-in pantry, and eating bar. Laundry with LG steam washer/dryer. Oversized garage with epoxy floors, EV charger, and hot/cold water. Trex deck with retractable sunshades. Walkout lower level features 2 bedrooms w/ Jack-and-Jill bath, bonus room, wet bar rough-in, large rec room to patio, unfinished storage/expansion area, +lower garage with boat ramp access. Upgrades include newer HVAC, tankless water heater, humidifier, central vac, retaining wall, decks, landscaped yard + One Year Home Warranty.

Full Property Details for 3913 Valley Oak Dr

General

  • Price: $2,300,000
  • HOA FEE: $38/month
  • HOA FEE FREQ.: Annually
  • Taxes: $6,434 (2025)
  • Status: Active
  • Type: Single Family
  • Source: IRES
  • MLS ID: 1049649
  • Updated: 1/15/2026
  • Added to Site: 2 day(s) ago

Interior

  • Interior Features: Eat-In Kitchen, Separate Dining Room, Cathedral Ceiling(s), Open Floorplan, Workshop, Pantry, Bay or Bow Window, Natural Woodwork, Walk-In Closet(s), Washer/Dryer Hookup, Jack and Jill Bath, Kitchen Island, 6-Panel Doors, High Ceilings, Central Vacuum
  • Fireplace: Yes
  • Fireplace(s): Two or More, Gas, Gas Log, Family Room
  • Appliances: Electric Range, Self Cleaning Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Trash Compactor, Disposal, Fire Alarm
  • Flooring: Wood

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 3
  • 3/4 Bathrooms: 1
  • Half Bathrooms: 1
  • Main Floor Baths: 2
  • Basement Baths: 1

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Laundry: Sink

Additional Information

  • Spa: Yes
  • Spa Description: Bath
  • Security/Safety: Security System

Exterior

  • Exterior Features: Sprinkler System, Oversized Garage
  • Porch/Patio/Deck: Patio, Deck

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Parking Features: Garage Door Opener
  • Garage Description: Attached

Location

  • Area: Loveland
  • County: Larimer
  • Subdivision: Boyd Lake North
  • Driving Directions: From Hwy 34 and Boyd Lake Rd: N on Boyd Lake Rd to Whitebark Pl, W on Whitebark to Valley Oak, Right on Valley Oak to property on left side of road

School Information

  • School District: Thompson R2-J
  • Elementary School: High Plains
  • Middle School: High Plains
  • High School: Mountain View

Community

  • Association: Yes
  • Assoc. Name: BLS HOA

Heating & Cooling

  • Cooling Type: Central Air, Ceiling Fan(s), Whole House Fan
  • Heating Type: Forced Air, Humidity Control

Utilities

  • Gas: Yes
  • Gas: Xcel
  • Sewer: Public Sewer
  • Water: District
  • Utility Description: Natural Gas Available, Electricity Available, Cable Available, Satellite Available, High-Speed Internet Available

Structural Information

  • Construction: Brick
  • Exterior Const.: Brick
  • Basement: Yes
  • Basement Desc.: Full, Walk-Out Access
  • Roof: Composition
  • Windows: Window Coverings
  • Square Feet: 4,791
  • Sq. Ft. Source: Other
  • Living Area: 4,228 Sq. Ft.
  • Year Built: 1991

Lot Features

  • Property View: Mountain(s), Hills, City, Water
  • Mountain views: Yes
  • Lot Size (Acres): 0.3
  • Lot Size (Sq. Ft.): 13,118
  • Frontage: City Street
  • Lot Features: Level, Abuts Pond/Lake, House/Lot Faces SW, Lake Access, Lake Front, Paved, Fire Hydrant within 500 Feet
  • Potential Use: Single-Family
  • Zoning: Res

Water Features

  • Water View: Yes

Green Features

  • Energy Efficient: Windows, Doors, High Efficiency Furnace

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $450
  • Assoc Fee Freq.: Annually
  • Tax Amount: $6,434
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Special Conditions: Private Owner
  • Exclusions: Seller's Personal Property that include bidet in primary bath, garden & vegetable boxes & pots, all yard decor
  • Property ID: R1214209

Listed by Group Centerra (970) 613-0700

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Listing agents

— 3913 Valley Oak Dr —

  • Group Centerra

    970-613-0700

  • Group Centerra

    970-613-0700

9704812037

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3913 Valley Oak Dr

School District:Thompson School District R-2j
NameGradesDistance
High Plains School
4255 Buffalo Mountain Drive, Loveland, CO 80538
PK-81.2 mi
Mountain View High School
3500 Mountain Lion Drive, Loveland, CO 80537
9-121.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3913 Valley Oak Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/15/2026
Listed
$2,300,000
2200%
MLS
4/08/1999
Sold
$100,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3913 Valley Oak Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,334
4%
$88,038
—
2023
$6,118
22%
$88,038
28%
2021
$5,030
3%
$68,883
3%
2022
$4,894
-3%
$66,956
11%
2021
$5,030
11%
$60,160
-1%
2018
$4,522
16%
$60,840
—
2017
$3,909
-8%
$60,840
8%
2016
$4,247
1%
$56,373
—
2015
$4,212
-1%
$56,373
-6%
2019
$4,248
22%
$60,160
33%
2014
$3,489
—
$45,200
—
2013
$3,494
—
$45,200
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Group Centerra (970) 613-0700

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3913 Valley Oak Dr, Loveland, CO 80538 (MLS# 1049649) is a Single Family property with 5 bedrooms, 3 full bathrooms and 2 partial bathrooms. 3913 Valley Oak Dr is currently listed for $2,300,000 and was received on January 15, 2026. Want to learn more about 3913 Valley Oak Dr? Do you have questions about finding other Single Family real estate for sale in Loveland? You can browse all Loveland real estate or contact a Coldwell Banker agent to request more information.

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